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BANCFIRST CORP（BANF）与Truist Financial（TFC）财务数据对比。点击上方公司名可切换其他公司
Truist Financial的季度营收约是BANCFIRST CORP的29.0倍（$3.7B vs $127.7M）。BANCFIRST CORP净利率更高（46.6% vs 36.6%，领先10.0%）。BANCFIRST CORP同比增速更快（10.1% vs 3.1%）。过去两年BANCFIRST CORP的营收复合增速更高（9.7% vs 4.8%）
BancFirst Corporation是总部位于美国俄克拉荷马州的金融服务控股公司，旗下共运营三家附属银行：俄克拉荷马州特许银行BancFirst，以及得克萨斯州特许的Pegasus银行和沃辛顿银行，为两地市场提供多元金融服务。
Truist Financial是美国银行控股公司，总部位于北卡罗来纳州夏洛特，2019年12月由BB&T与SunTrust合并组建。旗下银行在15个州及华盛顿特区共运营1928家网点，提供零售、商业、投资银行、证券经纪、资产管理、抵押贷款、保险等多元金融产品服务，为美国第十大银行，总资产达5230亿美元。
BANF vs TFC — 直观对比
营收规模更大
TFC
是对方的29.0倍
$127.7M
营收增速更快
BANF
高出7.1%
3.1%
净利率更高
BANF
高出10.0%
36.6%
两年增速更快
BANF
近两年复合增速
4.8%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $127.7M | $3.7B |
| 净利润 | $59.5M | $1.4B |
| 毛利率 | — | — |
| 营业利润率 | 59.0% | 42.3% |
| 净利率 | 46.6% | 36.6% |
| 营收同比 | 10.1% | 3.1% |
| 净利润同比 | 5.3% | 6.1% |
| 每股收益（稀释后） | $1.75 | $1.01 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BANFTFC
| Q4 25 | $127.7M | $3.7B | ||
| Q3 25 | $125.6M | $3.6B | ||
| Q2 25 | $121.3M | $3.6B | ||
| Q1 25 | $115.9M | $3.5B | ||
| Q4 24 | $115.9M | $3.6B | ||
| Q3 24 | $115.0M | $3.6B | ||
| Q2 24 | $109.9M | $3.5B | ||
| Q1 24 | $106.1M | $3.4B |
净利润BANFTFC
| Q4 25 | $59.5M | $1.4B | ||
| Q3 25 | $62.7M | $1.5B | ||
| Q2 25 | $62.3M | $1.2B | ||
| Q1 25 | $56.1M | $1.3B | ||
| Q4 24 | $56.5M | $1.3B | ||
| Q3 24 | $58.9M | $1.4B | ||
| Q2 24 | $50.6M | $922.0M | ||
| Q1 24 | $50.3M | $1.2B |
营业利润率BANFTFC
| Q4 25 | 59.0% | 42.3% | ||
| Q3 25 | 62.9% | 47.9% | ||
| Q2 25 | 65.7% | 42.2% | ||
| Q1 25 | 61.3% | 43.8% | ||
| Q4 24 | 62.1% | 43.3% | ||
| Q3 24 | 64.3% | 47.5% | ||
| Q2 24 | 59.3% | -148.3% | ||
| Q1 24 | 60.5% | 40.5% |
净利率BANFTFC
| Q4 25 | 46.6% | 36.6% | ||
| Q3 25 | 49.9% | 40.0% | ||
| Q2 25 | 51.4% | 34.6% | ||
| Q1 25 | 48.4% | 36.0% | ||
| Q4 24 | 48.7% | 35.5% | ||
| Q3 24 | 51.2% | 40.0% | ||
| Q2 24 | 46.1% | 26.1% | ||
| Q1 24 | 47.4% | 35.6% |
每股收益（稀释后）BANFTFC
| Q4 25 | $1.75 | $1.01 | ||
| Q3 25 | $1.85 | $1.04 | ||
| Q2 25 | $1.85 | $0.90 | ||
| Q1 25 | $1.66 | $0.87 | ||
| Q4 24 | $1.68 | $0.94 | ||
| Q3 24 | $1.75 | $0.99 | ||
| Q2 24 | $1.51 | $0.62 | ||
| Q1 24 | $1.50 | $0.81 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | $42.0B |
| 股东权益账面价值 | $1.9B | $65.2B |
| 总资产 | $14.8B | $547.5B |
| 负债/权益比越低杠杆越低 | — | 0.64× |
8季度趋势，按日历期对齐
总债务BANFTFC
| Q4 25 | — | $42.0B | ||
| Q3 25 | — | $41.7B | ||
| Q2 25 | — | $44.4B | ||
| Q1 25 | — | $32.0B | ||
| Q4 24 | — | $35.0B | ||
| Q3 24 | — | $36.8B | ||
| Q2 24 | — | $34.6B | ||
| Q1 24 | — | $39.1B |
股东权益BANFTFC
| Q4 25 | $1.9B | $65.2B | ||
| Q3 25 | $1.8B | $65.6B | ||
| Q2 25 | $1.7B | $64.8B | ||
| Q1 25 | $1.7B | $64.6B | ||
| Q4 24 | $1.6B | $63.7B | ||
| Q3 24 | $1.6B | $65.7B | ||
| Q2 24 | $1.5B | $63.8B | ||
| Q1 24 | $1.5B | $59.1B |
总资产BANFTFC
| Q4 25 | $14.8B | $547.5B | ||
| Q3 25 | $14.2B | $543.9B | ||
| Q2 25 | $14.0B | $543.8B | ||
| Q1 25 | $14.0B | $535.9B | ||
| Q4 24 | $13.6B | $531.2B | ||
| Q3 24 | $13.3B | $523.4B | ||
| Q2 24 | $12.7B | $519.9B | ||
| Q1 24 | $12.6B | $535.0B |
负债/权益比BANFTFC
| Q4 25 | — | 0.64× | ||
| Q3 25 | — | 0.64× | ||
| Q2 25 | — | 0.69× | ||
| Q1 25 | — | 0.50× | ||
| Q4 24 | — | 0.55× | ||
| Q3 24 | — | 0.56× | ||
| Q2 24 | — | 0.54× | ||
| Q1 24 | — | 0.66× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $54.8M | $2.6B |
| 自由现金流经营现金流 - 资本支出 | $43.2M | — |
| 自由现金流率自由现金流/营收 | 33.9% | — |
| 资本支出强度资本支出/营收 | 9.0% | — |
| 现金转化率经营现金流/净利润 | 0.92× | 1.91× |
| 过去12个月自由现金流最近4个季度 | $237.0M | — |
8季度趋势，按日历期对齐
经营现金流BANFTFC
| Q4 25 | $54.8M | $2.6B | ||
| Q3 25 | $75.4M | $1.5B | ||
| Q2 25 | $78.1M | $914.0M | ||
| Q1 25 | $77.0M | $746.0M | ||
| Q4 24 | $17.1M | $775.0M | ||
| Q3 24 | $77.6M | $1.5B | ||
| Q2 24 | $100.2M | $845.0M | ||
| Q1 24 | $66.3M | $-990.0M |
自由现金流BANFTFC
| Q4 25 | $43.2M | — | ||
| Q3 25 | $63.7M | — | ||
| Q2 25 | $64.4M | — | ||
| Q1 25 | $65.6M | — | ||
| Q4 24 | $2.0M | — | ||
| Q3 24 | $72.4M | — | ||
| Q2 24 | $94.1M | — | ||
| Q1 24 | $56.1M | — |
自由现金流率BANFTFC
| Q4 25 | 33.9% | — | ||
| Q3 25 | 50.7% | — | ||
| Q2 25 | 53.1% | — | ||
| Q1 25 | 56.6% | — | ||
| Q4 24 | 1.7% | — | ||
| Q3 24 | 62.9% | — | ||
| Q2 24 | 85.7% | — | ||
| Q1 24 | 52.8% | — |
资本支出强度BANFTFC
| Q4 25 | 9.0% | — | ||
| Q3 25 | 9.3% | — | ||
| Q2 25 | 11.3% | — | ||
| Q1 25 | 9.8% | — | ||
| Q4 24 | 13.1% | — | ||
| Q3 24 | 4.6% | — | ||
| Q2 24 | 5.5% | — | ||
| Q1 24 | 9.7% | — |
现金转化率BANFTFC
| Q4 25 | 0.92× | 1.91× | ||
| Q3 25 | 1.20× | 1.03× | ||
| Q2 25 | 1.25× | 0.74× | ||
| Q1 25 | 1.37× | 0.59× | ||
| Q4 24 | 0.30× | 0.61× | ||
| Q3 24 | 1.32× | 1.06× | ||
| Q2 24 | 1.98× | 0.92× | ||
| Q1 24 | 1.32× | -0.82× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
