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BCB BANCORP INC（BCBP）与Eastern Bankshares, Inc.（EBC）财务数据对比。点击上方公司名可切换其他公司
Eastern Bankshares, Inc.的季度营收约是BCB BANCORP INC的12.2倍（$295.9M vs $24.2M）。Eastern Bankshares, Inc.净利率更高（22.1% vs -49.7%，领先71.7%）。BCB BANCORP INC同比增速更快（9.1% vs 1.7%）。过去两年Eastern Bankshares, Inc.的营收复合增速更高（220.1% vs 2.3%）
东方银行股份有限公司总部位于美国马萨诸塞州波士顿，2020年完成股份化改制前，是美国历史最悠久、规模最大的互助银行，同时也是马萨诸塞州规模最大的社区银行，深耕本地金融服务，在区域零售及小微金融领域拥有深厚的运营积淀。
BCBP vs EBC — 直观对比
营收规模更大
EBC
是对方的12.2倍
$24.2M
营收增速更快
BCBP
高出7.5%
1.7%
净利率更高
EBC
高出71.7%
-49.7%
两年增速更快
EBC
近两年复合增速
2.3%
损益表 — Q4 2025 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $24.2M | $295.9M |
| 净利润 | $-12.0M | $65.3M |
| 毛利率 | — | — |
| 营业利润率 | -71.9% | — |
| 净利率 | -49.7% | 22.1% |
| 营收同比 | 9.1% | 1.7% |
| 净利润同比 | -467.6% | 289.8% |
| 每股收益（稀释后） | $-0.73 | $0.29 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BCBPEBC
| Q1 26 | — | $295.9M | ||
| Q4 25 | $24.2M | $37.5M | ||
| Q3 25 | $23.7M | $33.0M | ||
| Q2 25 | $23.1M | $32.5M | ||
| Q1 25 | $22.0M | $31.1M | ||
| Q4 24 | $22.2M | $33.2M | ||
| Q3 24 | $23.0M | $30.1M | ||
| Q2 24 | $23.6M | $28.9M |
净利润BCBPEBC
| Q1 26 | — | $65.3M | ||
| Q4 25 | $-12.0M | $99.5M | ||
| Q3 25 | $4.3M | $106.1M | ||
| Q2 25 | $3.6M | $100.2M | ||
| Q1 25 | $-8.3M | $-217.7M | ||
| Q4 24 | $3.3M | $60.8M | ||
| Q3 24 | $6.7M | $-6.2M | ||
| Q2 24 | $2.8M | $26.3M |
营业利润率BCBPEBC
| Q1 26 | — | — | ||
| Q4 25 | -71.9% | — | ||
| Q3 25 | 24.5% | — | ||
| Q2 25 | 21.7% | — | ||
| Q1 25 | -53.2% | -590.9% | ||
| Q4 24 | 20.8% | — | ||
| Q3 24 | 40.6% | -11.1% | ||
| Q2 24 | 16.8% | — |
净利率BCBPEBC
| Q1 26 | — | 22.1% | ||
| Q4 25 | -49.7% | 265.6% | ||
| Q3 25 | 18.0% | 321.9% | ||
| Q2 25 | 15.4% | 308.2% | ||
| Q1 25 | -37.8% | -699.2% | ||
| Q4 24 | 14.7% | 183.1% | ||
| Q3 24 | 28.9% | -20.5% | ||
| Q2 24 | 11.9% | 91.2% |
每股收益（稀释后）BCBPEBC
| Q1 26 | — | $0.29 | ||
| Q4 25 | $-0.73 | $0.48 | ||
| Q3 25 | $0.22 | $0.53 | ||
| Q2 25 | $0.18 | $0.50 | ||
| Q1 25 | $-0.51 | $-1.08 | ||
| Q4 24 | $0.17 | $0.29 | ||
| Q3 24 | $0.36 | $-0.03 | ||
| Q2 24 | $0.14 | $0.16 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $551.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $304.3M | $4.3B |
| 总资产 | $3.3B | $30.6B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BCBPEBC
| Q1 26 | — | $551.7M | ||
| Q4 25 | — | $507.6M | ||
| Q3 25 | — | $703.4M | ||
| Q2 25 | — | $948.3M | ||
| Q1 25 | — | $609.0M | ||
| Q4 24 | — | $1.9B | ||
| Q3 24 | — | $1.7B | ||
| Q2 24 | — | $1.4B |
股东权益BCBPEBC
| Q1 26 | — | $4.3B | ||
| Q4 25 | $304.3M | $4.3B | ||
| Q3 25 | $318.5M | $3.8B | ||
| Q2 25 | $315.7M | $3.7B | ||
| Q1 25 | $314.7M | $3.6B | ||
| Q4 24 | $323.9M | $3.6B | ||
| Q3 24 | $328.1M | $3.7B | ||
| Q2 24 | $320.7M | $3.0B |
总资产BCBPEBC
| Q1 26 | — | $30.6B | ||
| Q4 25 | $3.3B | $30.6B | ||
| Q3 25 | $3.4B | $25.5B | ||
| Q2 25 | $3.4B | $25.5B | ||
| Q1 25 | $3.5B | $25.0B | ||
| Q4 24 | $3.6B | $25.6B | ||
| Q3 24 | $3.6B | $25.5B | ||
| Q2 24 | $3.8B | $21.0B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $11.8M | — |
| 自由现金流经营现金流 - 资本支出 | $11.5M | — |
| 自由现金流率自由现金流/营收 | 47.6% | — |
| 资本支出强度资本支出/营收 | 1.3% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $34.9M | — |
8季度趋势，按日历期对齐
经营现金流BCBPEBC
| Q1 26 | — | — | ||
| Q4 25 | $11.8M | $104.1M | ||
| Q3 25 | $8.7M | $157.1M | ||
| Q2 25 | $10.3M | $123.9M | ||
| Q1 25 | $5.0M | $47.3M | ||
| Q4 24 | $7.8M | $88.7M | ||
| Q3 24 | $43.5M | $108.3M | ||
| Q2 24 | $8.1M | $54.3M |
自由现金流BCBPEBC
| Q1 26 | — | — | ||
| Q4 25 | $11.5M | — | ||
| Q3 25 | $8.5M | — | ||
| Q2 25 | $10.2M | — | ||
| Q1 25 | $4.7M | — | ||
| Q4 24 | $6.8M | — | ||
| Q3 24 | $43.4M | — | ||
| Q2 24 | $8.1M | — |
自由现金流率BCBPEBC
| Q1 26 | — | — | ||
| Q4 25 | 47.6% | — | ||
| Q3 25 | 35.7% | — | ||
| Q2 25 | 44.1% | — | ||
| Q1 25 | 21.4% | — | ||
| Q4 24 | 30.8% | — | ||
| Q3 24 | 188.5% | — | ||
| Q2 24 | 34.2% | — |
资本支出强度BCBPEBC
| Q1 26 | — | — | ||
| Q4 25 | 1.3% | — | ||
| Q3 25 | 1.2% | — | ||
| Q2 25 | 0.7% | — | ||
| Q1 25 | 1.3% | — | ||
| Q4 24 | 4.3% | — | ||
| Q3 24 | 0.4% | — | ||
| Q2 24 | 0.2% | — |
现金转化率BCBPEBC
| Q1 26 | — | — | ||
| Q4 25 | — | 1.05× | ||
| Q3 25 | 2.05× | 1.48× | ||
| Q2 25 | 2.90× | 1.24× | ||
| Q1 25 | — | — | ||
| Q4 24 | 2.38× | 1.46× | ||
| Q3 24 | 6.53× | — | ||
| Q2 24 | 2.88× | 2.06× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BCBP
暂无分部数据
EBC
| ALLL / total nonperforming loans ("NPLs") | $238.2M | 80% |
| Other | $51.6M | 17% |
| Return on average shareholders' equity | $6.1M | 2% |
