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BankUnited, Inc.（BKU）与NORTHRIM BANCORP INC（NRIM）财务数据对比。点击上方公司名可切换其他公司
NORTHRIM BANCORP INC的季度营收约是BankUnited, Inc.的10.6倍（$61.2M vs $5.8M）。BankUnited, Inc.同比增速更快（16.0% vs 11.6%）。过去两年NORTHRIM BANCORP INC的营收复合增速更高（18.4% vs 4.4%）
BankUnited, Inc.是美国国民银行BankUnited, N.A.的控股公司，成立于1984年，总部位于佛罗里达州迈阿密莱克斯。业务覆盖佛罗里达州、佐治亚州亚特兰大及周边、得克萨斯州达拉斯、新泽西州莫里斯敦、北卡罗来纳州夏洛特，以及纽约大都会区，还通过全国性平台提供部分商业贷款和存款产品，截至2025年12月31日总资产达350亿美元。
Northrim Bancorp Inc是总部位于美国阿拉斯加州的区域银行控股企业，提供商业及个人存贷款、按揭产品、财富管理等多元化金融服务，服务覆盖本地小微企业、个人消费者及企业客户群体。
BKU vs NRIM — 直观对比
营收规模更大
NRIM
是对方的10.6倍
$5.8M
营收增速更快
BKU
高出4.4%
11.6%
两年增速更快
NRIM
近两年复合增速
4.4%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $5.8M | $61.2M |
| 净利润 | — | — |
| 毛利率 | — | 79.9% |
| 营业利润率 | — | 27.2% |
| 净利率 | — | — |
| 营收同比 | 16.0% | 11.6% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $0.89 | $-2.80 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BKUNRIM
| Q4 25 | $5.8M | $61.2M | ||
| Q3 25 | $5.4M | $77.2M | ||
| Q2 25 | $5.3M | $61.4M | ||
| Q1 25 | $5.2M | $55.8M | ||
| Q4 24 | $5.0M | $54.8M | ||
| Q3 24 | $5.0M | $51.0M | ||
| Q2 24 | $4.9M | $46.5M | ||
| Q1 24 | $5.3M | $43.7M |
净利润BKUNRIM
| Q4 25 | — | — | ||
| Q3 25 | $71.9M | $27.1M | ||
| Q2 25 | $68.8M | $11.8M | ||
| Q1 25 | $58.5M | $13.3M | ||
| Q4 24 | — | — | ||
| Q3 24 | $61.5M | $8.8M | ||
| Q2 24 | $53.7M | $9.0M | ||
| Q1 24 | $48.0M | $8.2M |
毛利率BKUNRIM
| Q4 25 | — | 79.9% | ||
| Q3 25 | — | 84.0% | ||
| Q2 25 | — | 78.5% | ||
| Q1 25 | — | 84.1% | ||
| Q4 24 | — | 77.8% | ||
| Q3 24 | — | 75.2% | ||
| Q2 24 | — | 79.1% | ||
| Q1 24 | — | 78.2% |
营业利润率BKUNRIM
| Q4 25 | — | 27.2% | ||
| Q3 25 | — | 44.8% | ||
| Q2 25 | — | 25.7% | ||
| Q1 25 | — | 31.5% | ||
| Q4 24 | — | 24.3% | ||
| Q3 24 | — | 22.8% | ||
| Q2 24 | — | 24.9% | ||
| Q1 24 | — | 24.1% |
净利率BKUNRIM
| Q4 25 | — | — | ||
| Q3 25 | 1333.8% | 35.1% | ||
| Q2 25 | 1291.9% | 19.2% | ||
| Q1 25 | 1117.0% | 23.9% | ||
| Q4 24 | — | — | ||
| Q3 24 | 1225.1% | 17.3% | ||
| Q2 24 | 1094.6% | 19.4% | ||
| Q1 24 | 903.1% | 18.8% |
每股收益（稀释后）BKUNRIM
| Q4 25 | $0.89 | $-2.80 | ||
| Q3 25 | $0.95 | $1.20 | ||
| Q2 25 | $0.91 | $2.09 | ||
| Q1 25 | $0.78 | $2.38 | ||
| Q4 24 | $0.91 | $-1.83 | ||
| Q3 24 | $0.81 | $0.39 | ||
| Q2 24 | $0.72 | $1.62 | ||
| Q1 24 | $0.64 | $1.48 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $217.8M | — |
| 总债务越低越好 | $319.7M | $12.8M |
| 股东权益账面价值 | $3.1B | $326.5M |
| 总资产 | $35.0B | $3.3B |
| 负债/权益比越低杠杆越低 | 0.10× | 0.04× |
8季度趋势，按日历期对齐
现金及短期投资BKUNRIM
| Q4 25 | $217.8M | — | ||
| Q3 25 | $559.5M | — | ||
| Q2 25 | $801.3M | — | ||
| Q1 25 | $443.7M | — | ||
| Q4 24 | $491.1M | — | ||
| Q3 24 | $889.9M | — | ||
| Q2 24 | $433.5M | — | ||
| Q1 24 | $421.2M | — |
总债务BKUNRIM
| Q4 25 | $319.7M | $12.8M | ||
| Q3 25 | $320.4M | — | ||
| Q2 25 | $708.9M | — | ||
| Q1 25 | $709.1M | — | ||
| Q4 24 | $708.6M | $23.0M | ||
| Q3 24 | $708.7M | — | ||
| Q2 24 | $708.8M | — | ||
| Q1 24 | $709.0M | — |
股东权益BKUNRIM
| Q4 25 | $3.1B | $326.5M | ||
| Q3 25 | $3.0B | $315.7M | ||
| Q2 25 | $3.0B | $290.2M | ||
| Q1 25 | $2.9B | $279.8M | ||
| Q4 24 | $2.8B | $267.1M | ||
| Q3 24 | $2.8B | $260.1M | ||
| Q2 24 | $2.7B | $247.2M | ||
| Q1 24 | $2.6B | $239.3M |
总资产BKUNRIM
| Q4 25 | $35.0B | $3.3B | ||
| Q3 25 | $35.1B | $3.3B | ||
| Q2 25 | $35.5B | $3.2B | ||
| Q1 25 | $34.8B | $3.1B | ||
| Q4 24 | $35.2B | $3.0B | ||
| Q3 24 | $35.8B | $3.0B | ||
| Q2 24 | $35.4B | $2.8B | ||
| Q1 24 | $35.1B | $2.8B |
负债/权益比BKUNRIM
| Q4 25 | 0.10× | 0.04× | ||
| Q3 25 | 0.11× | — | ||
| Q2 25 | 0.24× | — | ||
| Q1 25 | 0.24× | — | ||
| Q4 24 | 0.25× | 0.09× | ||
| Q3 24 | 0.25× | — | ||
| Q2 24 | 0.26× | — | ||
| Q1 24 | 0.27× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $124.9M | $34.5M |
| 自由现金流经营现金流 - 资本支出 | — | $32.3M |
| 自由现金流率自由现金流/营收 | — | 52.8% |
| 资本支出强度资本支出/营收 | — | 3.6% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $133.9M |
8季度趋势，按日历期对齐
经营现金流BKUNRIM
| Q4 25 | $124.9M | $34.5M | ||
| Q3 25 | $99.7M | $92.7M | ||
| Q2 25 | $117.6M | $-4.4M | ||
| Q1 25 | $16.4M | $16.5M | ||
| Q4 24 | $185.5M | $35.5M | ||
| Q3 24 | $46.1M | $-201.0K | ||
| Q2 24 | $135.7M | $-38.5M | ||
| Q1 24 | $66.5M | $-5.5M |
自由现金流BKUNRIM
| Q4 25 | — | $32.3M | ||
| Q3 25 | — | $89.9M | ||
| Q2 25 | — | $-4.7M | ||
| Q1 25 | — | $16.3M | ||
| Q4 24 | — | $34.1M | ||
| Q3 24 | — | $-330.0K | ||
| Q2 24 | — | $-39.4M | ||
| Q1 24 | — | $-6.6M |
自由现金流率BKUNRIM
| Q4 25 | — | 52.8% | ||
| Q3 25 | — | 116.5% | ||
| Q2 25 | — | -7.7% | ||
| Q1 25 | — | 29.3% | ||
| Q4 24 | — | 62.2% | ||
| Q3 24 | — | -0.6% | ||
| Q2 24 | — | -84.7% | ||
| Q1 24 | — | -15.1% |
资本支出强度BKUNRIM
| Q4 25 | — | 3.6% | ||
| Q3 25 | — | 3.5% | ||
| Q2 25 | — | 0.5% | ||
| Q1 25 | — | 0.4% | ||
| Q4 24 | — | 2.6% | ||
| Q3 24 | — | 0.3% | ||
| Q2 24 | — | 1.9% | ||
| Q1 24 | — | 2.4% |
现金转化率BKUNRIM
| Q4 25 | — | — | ||
| Q3 25 | 1.39× | 3.42× | ||
| Q2 25 | 1.71× | -0.37× | ||
| Q1 25 | 0.28× | 1.24× | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.75× | -0.02× | ||
| Q2 24 | 2.53× | -4.27× | ||
| Q1 24 | 1.39× | -0.68× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BKU
暂无分部数据
NRIM
| Community Banking Segment | $44.3M | 72% |
| Specialty Finance Segment | $7.4M | 12% |
| Other | $4.7M | 8% |
| Home Mortgage Lending Segment | $3.6M | 6% |
| Credit And Debit Card | $1.2M | 2% |
