vs
Blue Foundry Bancorp（BLFY）与Bogota Financial Corp.（BSBK）财务数据对比。点击上方公司名可切换其他公司
Blue Foundry Bancorp的季度营收约是Bogota Financial Corp.的3.0倍（$12.8M vs $4.3M）。Bogota Financial Corp.净利率更高（15.9% vs -27.4%，领先43.3%）。Bogota Financial Corp.同比增速更快（71.6% vs 35.2%）。过去两年Bogota Financial Corp.的营收复合增速更高（27.2% vs 16.6%）
Blue Foundry Bancorp是总部位于美国新泽西州的区域银行控股公司，主要面向当地个人消费者与中小企业，提供存款账户、消费贷款、住房按揭、商业融资等全方位的个人及商业银行服务。
波哥大金融公司是总部位于美国新泽西州的银行控股企业，旗下运营波哥大储蓄银行，为新泽西州及周边区域的零售客户和小微企业提供存款账户、住房抵押贷款、消费贷款、商业融资等全方位银行服务。
BLFY vs BSBK — 直观对比
营收规模更大
BLFY
是对方的3.0倍
$4.3M
营收增速更快
BSBK
高出36.4%
35.2%
净利率更高
BSBK
高出43.3%
-27.4%
两年增速更快
BSBK
近两年复合增速
16.6%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $12.8M | $4.3M |
| 净利润 | $-3.5M | $680.8K |
| 毛利率 | — | — |
| 营业利润率 | — | 15.6% |
| 净利率 | -27.4% | 15.9% |
| 营收同比 | 35.2% | 71.6% |
| 净利润同比 | -30.6% | 173.2% |
| 每股收益（稀释后） | $-0.18 | $0.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BLFYBSBK
| Q4 25 | $12.8M | $4.3M | ||
| Q3 25 | $12.2M | $3.9M | ||
| Q2 25 | $11.6M | $3.7M | ||
| Q1 25 | $10.7M | $3.6M | ||
| Q4 24 | $9.5M | $2.5M | ||
| Q3 24 | $9.1M | $2.7M | ||
| Q2 24 | $9.6M | $2.7M | ||
| Q1 24 | $9.4M | $2.7M |
净利润BLFYBSBK
| Q4 25 | $-3.5M | $680.8K | ||
| Q3 25 | $-1.9M | $454.6K | ||
| Q2 25 | $-2.0M | $224.4K | ||
| Q1 25 | $-2.7M | $730.9K | ||
| Q4 24 | $-2.7M | $-930.0K | ||
| Q3 24 | $-4.0M | $-367.0K | ||
| Q2 24 | $-2.3M | $-432.5K | ||
| Q1 24 | $-2.8M | $-441.0K |
营业利润率BLFYBSBK
| Q4 25 | — | 15.6% | ||
| Q3 25 | — | 13.5% | ||
| Q2 25 | — | 4.7% | ||
| Q1 25 | — | 19.6% | ||
| Q4 24 | — | -19.2% | ||
| Q3 24 | — | -23.3% | ||
| Q2 24 | — | -26.0% | ||
| Q1 24 | — | -27.5% |
净利率BLFYBSBK
| Q4 25 | -27.4% | 15.9% | ||
| Q3 25 | -15.3% | 11.7% | ||
| Q2 25 | -16.8% | 6.1% | ||
| Q1 25 | -25.1% | 20.3% | ||
| Q4 24 | -28.4% | -37.2% | ||
| Q3 24 | -44.5% | -13.8% | ||
| Q2 24 | -24.5% | -15.8% | ||
| Q1 24 | -30.1% | -16.6% |
每股收益（稀释后）BLFYBSBK
| Q4 25 | $-0.18 | $0.05 | ||
| Q3 25 | $-0.10 | $0.04 | ||
| Q2 25 | $-0.10 | $0.02 | ||
| Q1 25 | $-0.13 | $0.06 | ||
| Q4 24 | $-0.12 | $-0.08 | ||
| Q3 24 | $-0.19 | $-0.03 | ||
| Q2 24 | $-0.11 | $-0.03 | ||
| Q1 24 | $-0.13 | $-0.03 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $53.1M | $35.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $312.7M | $140.9M |
| 总资产 | $2.2B | $904.9M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BLFYBSBK
| Q4 25 | $53.1M | $35.6M | ||
| Q3 25 | $44.1M | $31.2M | ||
| Q2 25 | $41.9M | $20.3M | ||
| Q1 25 | $46.2M | $25.6M | ||
| Q4 24 | $42.5M | $52.2M | ||
| Q3 24 | $76.1M | $21.0M | ||
| Q2 24 | $60.3M | $17.6M | ||
| Q1 24 | $53.8M | $14.4M |
股东权益BLFYBSBK
| Q4 25 | $312.7M | $140.9M | ||
| Q3 25 | $314.4M | $140.7M | ||
| Q2 25 | $321.3M | $138.4M | ||
| Q1 25 | $326.7M | $138.3M | ||
| Q4 24 | $332.2M | $137.3M | ||
| Q3 24 | $339.3M | $136.9M | ||
| Q2 24 | $345.6M | $136.3M | ||
| Q1 24 | $350.2M | $136.4M |
总资产BLFYBSBK
| Q4 25 | $2.2B | $904.9M | ||
| Q3 25 | $2.2B | $925.8M | ||
| Q2 25 | $2.1B | $921.8M | ||
| Q1 25 | $2.1B | $930.2M | ||
| Q4 24 | $2.1B | $971.5M | ||
| Q3 24 | $2.1B | $978.9M | ||
| Q2 24 | $2.0B | $974.7M | ||
| Q1 24 | $2.0B | $960.9M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-6.0M | $1.0M |
| 自由现金流经营现金流 - 资本支出 | — | $988.0K |
| 自由现金流率自由现金流/营收 | — | 23.0% |
| 资本支出强度资本支出/营收 | — | 0.4% |
| 现金转化率经营现金流/净利润 | — | 1.48× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流BLFYBSBK
| Q4 25 | $-6.0M | $1.0M | ||
| Q3 25 | $-255.0K | $292.5K | ||
| Q2 25 | $2.0M | $1.9M | ||
| Q1 25 | $-3.8M | $-16.0K | ||
| Q4 24 | $-512.0K | $-1.0M | ||
| Q3 24 | $-3.7M | $-287.9K | ||
| Q2 24 | $14.1M | $1.7M | ||
| Q1 24 | $-4.9M | $-2.9M |
自由现金流BLFYBSBK
| Q4 25 | — | $988.0K | ||
| Q3 25 | — | $277.1K | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $-52.2K | ||
| Q4 24 | — | $-1.1M | ||
| Q3 24 | — | $-330.9K | ||
| Q2 24 | — | $1.4M | ||
| Q1 24 | $-4.9M | $-3.1M |
自由现金流率BLFYBSBK
| Q4 25 | — | 23.0% | ||
| Q3 25 | — | 7.1% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | -1.5% | ||
| Q4 24 | — | -43.8% | ||
| Q3 24 | — | -12.5% | ||
| Q2 24 | — | 51.6% | ||
| Q1 24 | -51.7% | -118.7% |
资本支出强度BLFYBSBK
| Q4 25 | — | 0.4% | ||
| Q3 25 | — | 0.4% | ||
| Q2 25 | — | 0.0% | ||
| Q1 25 | — | 1.0% | ||
| Q4 24 | — | 2.1% | ||
| Q3 24 | — | 1.6% | ||
| Q2 24 | — | 8.5% | ||
| Q1 24 | 0.1% | 10.0% |
现金转化率BLFYBSBK
| Q4 25 | — | 1.48× | ||
| Q3 25 | — | 0.64× | ||
| Q2 25 | — | 8.56× | ||
| Q1 25 | — | -0.02× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
