vs
Blue Foundry Bancorp（BLFY）与First Northwest Bancorp（FNWB）财务数据对比。点击上方公司名可切换其他公司
First Northwest Bancorp的季度营收约是Blue Foundry Bancorp的1.1倍（$14.7M vs $12.8M）。First Northwest Bancorp净利率更高（2.6% vs -27.4%，领先30.0%）。Blue Foundry Bancorp同比增速更快（35.2% vs 3.9%）。过去两年Blue Foundry Bancorp的营收复合增速更高（16.6% vs 2.7%）
Blue Foundry Bancorp是总部位于美国新泽西州的区域银行控股公司，主要面向当地个人消费者与中小企业，提供存款账户、消费贷款、住房按揭、商业融资等全方位的个人及商业银行服务。
第一西北 Bancorp 相关主体前身为伊利诺伊州乔利埃特的金融机构，发展后业务覆盖芝加哥多个郊区、印第安纳州西北部、伊利诺伊州南部、威斯康星州东南部，以及包含爱荷华州的阔德城地区，旗下第一中西部银行是美国规模较大的银行业机构之一，总部位于伊利诺伊州芝加哥奥黑尔机场东侧。
BLFY vs FNWB — 直观对比
营收规模更大
FNWB
是对方的1.1倍
$12.8M
营收增速更快
BLFY
高出31.3%
3.9%
净利率更高
FNWB
高出30.0%
-27.4%
两年增速更快
BLFY
近两年复合增速
2.7%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $12.8M | $14.7M |
| 净利润 | $-3.5M | $382.0K |
| 毛利率 | — | — |
| 营业利润率 | — | 6.2% |
| 净利率 | -27.4% | 2.6% |
| 营收同比 | 35.2% | 3.9% |
| 净利润同比 | -30.6% | 113.6% |
| 每股收益（稀释后） | $-0.18 | $0.04 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BLFYFNWB
| Q4 25 | $12.8M | $14.7M | ||
| Q3 25 | $12.2M | $14.6M | ||
| Q2 25 | $11.6M | $14.2M | ||
| Q1 25 | $10.7M | $13.8M | ||
| Q4 24 | $9.5M | $14.1M | ||
| Q3 24 | $9.1M | $14.0M | ||
| Q2 24 | $9.6M | $14.2M | ||
| Q1 24 | $9.4M | $13.9M |
净利润BLFYFNWB
| Q4 25 | $-3.5M | $382.0K | ||
| Q3 25 | $-1.9M | $802.0K | ||
| Q2 25 | $-2.0M | $3.7M | ||
| Q1 25 | $-2.7M | $-9.0M | ||
| Q4 24 | $-2.7M | $-2.8M | ||
| Q3 24 | $-4.0M | $-2.0M | ||
| Q2 24 | $-2.3M | $-2.2M | ||
| Q1 24 | $-2.8M | $396.0K |
营业利润率BLFYFNWB
| Q4 25 | — | 6.2% | ||
| Q3 25 | — | -1.0% | ||
| Q2 25 | — | 27.9% | ||
| Q1 25 | — | -73.4% | ||
| Q4 24 | — | -17.3% | ||
| Q3 24 | — | -22.7% | ||
| Q2 24 | — | -19.4% | ||
| Q1 24 | — | 6.1% |
净利率BLFYFNWB
| Q4 25 | -27.4% | 2.6% | ||
| Q3 25 | -15.3% | 5.5% | ||
| Q2 25 | -16.8% | 25.8% | ||
| Q1 25 | -25.1% | -65.3% | ||
| Q4 24 | -28.4% | -19.9% | ||
| Q3 24 | -44.5% | -14.1% | ||
| Q2 24 | -24.5% | -15.6% | ||
| Q1 24 | -30.1% | 2.8% |
每股收益（稀释后）BLFYFNWB
| Q4 25 | $-0.18 | $0.04 | ||
| Q3 25 | $-0.10 | $0.09 | ||
| Q2 25 | $-0.10 | $0.42 | ||
| Q1 25 | $-0.13 | $-1.03 | ||
| Q4 24 | $-0.12 | $-0.31 | ||
| Q3 24 | $-0.19 | $-0.23 | ||
| Q2 24 | $-0.11 | $-0.25 | ||
| Q1 24 | $-0.13 | $0.04 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $53.1M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $312.7M | $157.3M |
| 总资产 | $2.2B | $2.1B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BLFYFNWB
| Q4 25 | $53.1M | — | ||
| Q3 25 | $44.1M | — | ||
| Q2 25 | $41.9M | — | ||
| Q1 25 | $46.2M | — | ||
| Q4 24 | $42.5M | — | ||
| Q3 24 | $76.1M | — | ||
| Q2 24 | $60.3M | — | ||
| Q1 24 | $53.8M | — |
股东权益BLFYFNWB
| Q4 25 | $312.7M | $157.3M | ||
| Q3 25 | $314.4M | $154.5M | ||
| Q2 25 | $321.3M | $149.7M | ||
| Q1 25 | $326.7M | $146.5M | ||
| Q4 24 | $332.2M | $153.9M | ||
| Q3 24 | $339.3M | $160.8M | ||
| Q2 24 | $345.6M | $158.9M | ||
| Q1 24 | $350.2M | $160.5M |
总资产BLFYFNWB
| Q4 25 | $2.2B | $2.1B | ||
| Q3 25 | $2.2B | $2.1B | ||
| Q2 25 | $2.1B | $2.2B | ||
| Q1 25 | $2.1B | $2.2B | ||
| Q4 24 | $2.1B | $2.2B | ||
| Q3 24 | $2.1B | $2.3B | ||
| Q2 24 | $2.0B | $2.2B | ||
| Q1 24 | $2.0B | $2.2B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-6.0M | $10.3M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 26.94× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流BLFYFNWB
| Q4 25 | $-6.0M | $10.3M | ||
| Q3 25 | $-255.0K | $4.7M | ||
| Q2 25 | $2.0M | $4.0M | ||
| Q1 25 | $-3.8M | $-21.7M | ||
| Q4 24 | $-512.0K | $12.5M | ||
| Q3 24 | $-3.7M | $1.2M | ||
| Q2 24 | $14.1M | $8.1M | ||
| Q1 24 | $-4.9M | $-4.9M |
自由现金流BLFYFNWB
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | $-4.9M | $-5.0M |
自由现金流率BLFYFNWB
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | -51.7% | -35.7% |
资本支出强度BLFYFNWB
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 0.1% | 0.8% |
现金转化率BLFYFNWB
| Q4 25 | — | 26.94× | ||
| Q3 25 | — | 5.89× | ||
| Q2 25 | — | 1.08× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | -12.29× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
