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BV Financial, Inc.（BVFL）与Eastern Bankshares, Inc.（EBC）财务数据对比。点击上方公司名可切换其他公司
Eastern Bankshares, Inc.的季度营收约是BV Financial, Inc.的30.3倍（$295.9M vs $9.8M）。BV Financial, Inc.净利率更高（49.3% vs 22.1%，领先27.2%）。BV Financial, Inc.同比增速更快（8.2% vs 1.7%）。过去两年Eastern Bankshares, Inc.的营收复合增速更高（220.1% vs 10.7%）
Virtu Financial是一家美国高频交易公司，于2015年在纳斯达克完成上市，是全球知名的高频交易领域金融服务企业。
东方银行股份有限公司总部位于美国马萨诸塞州波士顿，2020年完成股份化改制前，是美国历史最悠久、规模最大的互助银行，同时也是马萨诸塞州规模最大的社区银行，深耕本地金融服务，在区域零售及小微金融领域拥有深厚的运营积淀。
BVFL vs EBC — 直观对比
营收规模更大
EBC
是对方的30.3倍
$9.8M
营收增速更快
BVFL
高出6.6%
1.7%
净利率更高
BVFL
高出27.2%
22.1%
两年增速更快
EBC
近两年复合增速
10.7%
损益表 — Q4 2025 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $9.8M | $295.9M |
| 净利润 | $4.8M | $65.3M |
| 毛利率 | — | — |
| 营业利润率 | 72.4% | — |
| 净利率 | 49.3% | 22.1% |
| 营收同比 | 8.2% | 1.7% |
| 净利润同比 | 146.2% | 289.8% |
| 每股收益（稀释后） | $0.52 | $0.29 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BVFLEBC
| Q1 26 | — | $295.9M | ||
| Q4 25 | $9.8M | $37.5M | ||
| Q3 25 | $9.3M | $33.0M | ||
| Q2 25 | $9.2M | $32.5M | ||
| Q1 25 | $8.6M | $31.1M | ||
| Q4 24 | $9.0M | $33.2M | ||
| Q3 24 | $9.3M | $30.1M | ||
| Q2 24 | $8.9M | $28.9M |
净利润BVFLEBC
| Q1 26 | — | $65.3M | ||
| Q4 25 | $4.8M | $99.5M | ||
| Q3 25 | $3.7M | $106.1M | ||
| Q2 25 | $2.9M | $100.2M | ||
| Q1 25 | $2.1M | $-217.7M | ||
| Q4 24 | $2.0M | $60.8M | ||
| Q3 24 | $3.8M | $-6.2M | ||
| Q2 24 | $3.4M | $26.3M |
营业利润率BVFLEBC
| Q1 26 | — | — | ||
| Q4 25 | 72.4% | — | ||
| Q3 25 | 55.3% | — | ||
| Q2 25 | 43.0% | — | ||
| Q1 25 | 31.2% | -590.9% | ||
| Q4 24 | 31.6% | — | ||
| Q3 24 | 56.3% | -11.1% | ||
| Q2 24 | 53.0% | — |
净利率BVFLEBC
| Q1 26 | — | 22.1% | ||
| Q4 25 | 49.3% | 265.6% | ||
| Q3 25 | 39.9% | 321.9% | ||
| Q2 25 | 31.2% | 308.2% | ||
| Q1 25 | 24.3% | -699.2% | ||
| Q4 24 | 21.7% | 183.1% | ||
| Q3 24 | 40.8% | -20.5% | ||
| Q2 24 | 38.2% | 91.2% |
每股收益（稀释后）BVFLEBC
| Q1 26 | — | $0.29 | ||
| Q4 25 | $0.52 | $0.48 | ||
| Q3 25 | $0.41 | $0.53 | ||
| Q2 25 | $0.29 | $0.50 | ||
| Q1 25 | $0.21 | $-1.08 | ||
| Q4 24 | $0.18 | $0.29 | ||
| Q3 24 | $0.35 | $-0.03 | ||
| Q2 24 | $0.32 | $0.16 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $55.7M | $551.7M |
| 总债务越低越好 | $35.0M | — |
| 股东权益账面价值 | $183.8M | $4.3B |
| 总资产 | $912.2M | $30.6B |
| 负债/权益比越低杠杆越低 | 0.19× | — |
8季度趋势，按日历期对齐
现金及短期投资BVFLEBC
| Q1 26 | — | $551.7M | ||
| Q4 25 | $55.7M | $507.6M | ||
| Q3 25 | $63.5M | $703.4M | ||
| Q2 25 | $56.3M | $948.3M | ||
| Q1 25 | $70.8M | $609.0M | ||
| Q4 24 | $70.5M | $1.9B | ||
| Q3 24 | $94.1M | $1.7B | ||
| Q2 24 | $90.6M | $1.4B |
总债务BVFLEBC
| Q1 26 | — | — | ||
| Q4 25 | $35.0M | — | ||
| Q3 25 | $35.0M | — | ||
| Q2 25 | $35.0M | — | ||
| Q1 25 | $49.9M | — | ||
| Q4 24 | $49.9M | — | ||
| Q3 24 | $34.8M | — | ||
| Q2 24 | $34.8M | — |
股东权益BVFLEBC
| Q1 26 | — | $4.3B | ||
| Q4 25 | $183.8M | $4.3B | ||
| Q3 25 | $190.2M | $3.8B | ||
| Q2 25 | $198.0M | $3.7B | ||
| Q1 25 | $198.1M | $3.6B | ||
| Q4 24 | $195.5M | $3.6B | ||
| Q3 24 | $209.7M | $3.7B | ||
| Q2 24 | $205.5M | $3.0B |
总资产BVFLEBC
| Q1 26 | — | $30.6B | ||
| Q4 25 | $912.2M | $30.6B | ||
| Q3 25 | $909.4M | $25.5B | ||
| Q2 25 | $908.3M | $25.5B | ||
| Q1 25 | $921.9M | $25.0B | ||
| Q4 24 | $911.8M | $25.6B | ||
| Q3 24 | $892.7M | $25.5B | ||
| Q2 24 | $897.2M | $21.0B |
负债/权益比BVFLEBC
| Q1 26 | — | — | ||
| Q4 25 | 0.19× | — | ||
| Q3 25 | 0.18× | — | ||
| Q2 25 | 0.18× | — | ||
| Q1 25 | 0.25× | — | ||
| Q4 24 | 0.26× | — | ||
| Q3 24 | 0.17× | — | ||
| Q2 24 | 0.17× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.4M | — |
| 自由现金流经营现金流 - 资本支出 | $3.3M | — |
| 自由现金流率自由现金流/营收 | 33.9% | — |
| 资本支出强度资本支出/营收 | 1.4% | — |
| 现金转化率经营现金流/净利润 | 0.72× | — |
| 过去12个月自由现金流最近4个季度 | $18.5M | — |
8季度趋势，按日历期对齐
经营现金流BVFLEBC
| Q1 26 | — | — | ||
| Q4 25 | $3.4M | $104.1M | ||
| Q3 25 | $8.4M | $157.1M | ||
| Q2 25 | $2.7M | $123.9M | ||
| Q1 25 | $4.4M | $47.3M | ||
| Q4 24 | $3.9M | $88.7M | ||
| Q3 24 | $6.1M | $108.3M | ||
| Q2 24 | $1.5M | $54.3M |
自由现金流BVFLEBC
| Q1 26 | — | — | ||
| Q4 25 | $3.3M | — | ||
| Q3 25 | $8.4M | — | ||
| Q2 25 | $2.6M | — | ||
| Q1 25 | $4.2M | — | ||
| Q4 24 | $3.9M | — | ||
| Q3 24 | $6.0M | — | ||
| Q2 24 | $1.4M | — |
自由现金流率BVFLEBC
| Q1 26 | — | — | ||
| Q4 25 | 33.9% | — | ||
| Q3 25 | 90.1% | — | ||
| Q2 25 | 28.1% | — | ||
| Q1 25 | 48.8% | — | ||
| Q4 24 | 43.5% | — | ||
| Q3 24 | 64.0% | — | ||
| Q2 24 | 16.2% | — |
资本支出强度BVFLEBC
| Q1 26 | — | — | ||
| Q4 25 | 1.4% | — | ||
| Q3 25 | 0.1% | — | ||
| Q2 25 | 1.5% | — | ||
| Q1 25 | 2.5% | — | ||
| Q4 24 | 0.2% | — | ||
| Q3 24 | 1.1% | — | ||
| Q2 24 | 0.6% | — |
现金转化率BVFLEBC
| Q1 26 | — | — | ||
| Q4 25 | 0.72× | 1.05× | ||
| Q3 25 | 2.26× | 1.48× | ||
| Q2 25 | 0.95× | 1.24× | ||
| Q1 25 | 2.11× | — | ||
| Q4 24 | 2.01× | 1.46× | ||
| Q3 24 | 1.60× | — | ||
| Q2 24 | 0.44× | 2.06× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BVFL
暂无分部数据
EBC
| ALLL / total nonperforming loans ("NPLs") | $238.2M | 80% |
| Other | $51.6M | 17% |
| Return on average shareholders' equity | $6.1M | 2% |
