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Maplebear Inc.（CART）与SouthState Bank Corp（SSB）财务数据对比。点击上方公司名可切换其他公司
Maplebear Inc.的季度营收约是SouthState Bank Corp的1.5倍（$992.0M vs $661.7M），SouthState Bank Corp净利率更高（34.1% vs 8.2%，领先26.0%），过去两年SouthState Bank Corp的营收复合增速更高（37.4% vs 10.0%）
Maplebear Inc. 以Instacart为品牌开展业务，是总部位于美国旧金山的零售媒体及配送企业，在美国和加拿大运营生鲜杂货配送与自提服务。用户可通过官网及移动应用从合作商户订购食品杂货，在法律允许的地区还可选购酒类商品，所有订单由专属采购专员负责拣选、打包并配送上门。
SouthState Bank总部位于美国佛罗里达州温特黑文，是银行控股公司SouthState Corporation旗下的银行子公司。截至2025年5月26日，该行已在南卡罗来纳、北卡罗来纳、佐治亚、佛罗里达、阿拉巴马、弗吉尼亚、科罗拉多、得克萨斯八州设有371家营业网点，为当地客户提供各类银行金融服务。
CART vs SSB — 直观对比
营收规模更大
CART
是对方的1.5倍
$661.7M
净利率更高
SSB
高出26.0%
8.2%
两年增速更快
SSB
近两年复合增速
10.0%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $992.0M | $661.7M |
| 净利润 | $81.0M | $225.8M |
| 毛利率 | 72.3% | — |
| 营业利润率 | 9.9% | 15.1% |
| 净利率 | 8.2% | 34.1% |
| 营收同比 | 12.3% | — |
| 净利润同比 | -45.3% | 153.5% |
| 每股收益（稀释后） | $0.31 | $2.28 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CARTSSB
| Q1 26 | — | $661.7M | ||
| Q4 25 | $992.0M | $581.1M | ||
| Q3 25 | $939.0M | $599.7M | ||
| Q2 25 | $914.0M | $577.9M | ||
| Q1 25 | $897.0M | $544.5M | ||
| Q4 24 | $883.0M | $369.8M | ||
| Q3 24 | $852.0M | $351.5M | ||
| Q2 24 | $823.0M | $350.3M |
净利润CARTSSB
| Q1 26 | — | $225.8M | ||
| Q4 25 | $81.0M | $247.7M | ||
| Q3 25 | $144.0M | $246.6M | ||
| Q2 25 | $116.0M | $215.2M | ||
| Q1 25 | $106.0M | $89.1M | ||
| Q4 24 | $148.0M | $144.2M | ||
| Q3 24 | $118.0M | $143.2M | ||
| Q2 24 | $61.0M | $132.4M |
毛利率CARTSSB
| Q1 26 | — | — | ||
| Q4 25 | 72.3% | — | ||
| Q3 25 | 73.7% | — | ||
| Q2 25 | 74.2% | — | ||
| Q1 25 | 74.8% | — | ||
| Q4 24 | 75.2% | — | ||
| Q3 24 | 75.2% | — | ||
| Q2 24 | 75.7% | — |
营业利润率CARTSSB
| Q1 26 | — | 15.1% | ||
| Q4 25 | 9.9% | 54.3% | ||
| Q3 25 | 17.7% | 53.6% | ||
| Q2 25 | 13.6% | 48.8% | ||
| Q1 25 | 12.3% | 22.3% | ||
| Q4 24 | 17.6% | 50.7% | ||
| Q3 24 | 16.2% | 53.1% | ||
| Q2 24 | 6.3% | 49.3% |
净利率CARTSSB
| Q1 26 | — | 34.1% | ||
| Q4 25 | 8.2% | 42.6% | ||
| Q3 25 | 15.3% | 41.1% | ||
| Q2 25 | 12.7% | 37.2% | ||
| Q1 25 | 11.8% | 16.4% | ||
| Q4 24 | 16.8% | 39.0% | ||
| Q3 24 | 13.8% | 40.7% | ||
| Q2 24 | 7.4% | 37.8% |
每股收益（稀释后）CARTSSB
| Q1 26 | — | $2.28 | ||
| Q4 25 | $0.31 | $2.47 | ||
| Q3 25 | $0.51 | $2.42 | ||
| Q2 25 | $0.41 | $2.11 | ||
| Q1 25 | $0.37 | $0.87 | ||
| Q4 24 | $0.53 | $1.88 | ||
| Q3 24 | $0.42 | $1.86 | ||
| Q2 24 | $0.20 | $1.73 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $687.0M | $2.9B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $2.5B | $9.0B |
| 总资产 | $3.7B | $68.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CARTSSB
| Q1 26 | — | $2.9B | ||
| Q4 25 | $687.0M | — | ||
| Q3 25 | $1.7B | — | ||
| Q2 25 | $1.6B | — | ||
| Q1 25 | $1.6B | — | ||
| Q4 24 | $1.4B | — | ||
| Q3 24 | $1.3B | — | ||
| Q2 24 | $1.4B | — |
股东权益CARTSSB
| Q1 26 | — | $9.0B | ||
| Q4 25 | $2.5B | $9.1B | ||
| Q3 25 | $3.5B | $9.0B | ||
| Q2 25 | $3.3B | $8.8B | ||
| Q1 25 | $3.2B | $8.6B | ||
| Q4 24 | $3.1B | $5.9B | ||
| Q3 24 | $2.9B | $5.9B | ||
| Q2 24 | $3.0B | $5.7B |
总资产CARTSSB
| Q1 26 | — | $68.0B | ||
| Q4 25 | $3.7B | $67.2B | ||
| Q3 25 | $4.5B | $66.0B | ||
| Q2 25 | $4.4B | $65.9B | ||
| Q1 25 | $4.3B | $65.1B | ||
| Q4 24 | $4.1B | $46.4B | ||
| Q3 24 | $3.9B | $46.1B | ||
| Q2 24 | $4.0B | $45.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $183.0M | — |
| 自由现金流经营现金流 - 资本支出 | $171.0M | — |
| 自由现金流率自由现金流/营收 | 17.2% | — |
| 资本支出强度资本支出/营收 | 1.2% | — |
| 现金转化率经营现金流/净利润 | 2.26× | — |
| 过去12个月自由现金流最近4个季度 | $910.0M | — |
8季度趋势，按日历期对齐
经营现金流CARTSSB
| Q1 26 | — | — | ||
| Q4 25 | $183.0M | $232.1M | ||
| Q3 25 | $287.0M | $122.4M | ||
| Q2 25 | $203.0M | $72.6M | ||
| Q1 25 | $298.0M | $-126.3M | ||
| Q4 24 | $153.0M | $354.3M | ||
| Q3 24 | $185.0M | $-246.8M | ||
| Q2 24 | $244.0M | $126.8M |
自由现金流CARTSSB
| Q1 26 | — | — | ||
| Q4 25 | $171.0M | $215.5M | ||
| Q3 25 | $272.0M | $101.7M | ||
| Q2 25 | $187.0M | $52.5M | ||
| Q1 25 | $280.0M | $-139.1M | ||
| Q4 24 | $141.0M | $340.9M | ||
| Q3 24 | $171.0M | $-254.2M | ||
| Q2 24 | $220.0M | $117.3M |
自由现金流率CARTSSB
| Q1 26 | — | — | ||
| Q4 25 | 17.2% | 37.1% | ||
| Q3 25 | 29.0% | 17.0% | ||
| Q2 25 | 20.5% | 9.1% | ||
| Q1 25 | 31.2% | -25.5% | ||
| Q4 24 | 16.0% | 92.2% | ||
| Q3 24 | 20.1% | -72.3% | ||
| Q2 24 | 26.7% | 33.5% |
资本支出强度CARTSSB
| Q1 26 | — | — | ||
| Q4 25 | 1.2% | 2.9% | ||
| Q3 25 | 1.6% | 3.5% | ||
| Q2 25 | 1.8% | 3.5% | ||
| Q1 25 | 2.0% | 2.4% | ||
| Q4 24 | 1.4% | 3.6% | ||
| Q3 24 | 1.6% | 2.1% | ||
| Q2 24 | 2.9% | 2.7% |
现金转化率CARTSSB
| Q1 26 | — | — | ||
| Q4 25 | 2.26× | 0.94× | ||
| Q3 25 | 1.99× | 0.50× | ||
| Q2 25 | 1.75× | 0.34× | ||
| Q1 25 | 2.81× | -1.42× | ||
| Q4 24 | 1.03× | 2.46× | ||
| Q3 24 | 1.57× | -1.72× | ||
| Q2 24 | 4.00× | 0.96× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CART
| Transaction | $698.0M | 70% |
| Advertising And Other | $294.0M | 30% |
SSB
| Net Interest Income | $561.6M | 85% |
| Noninterest Income | $100.1M | 15% |
