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COMMERCE BANCSHARES INC（CBSH）与SouthState Bank Corp（SSB）财务数据对比。点击上方公司名可切换其他公司
SouthState Bank Corp的季度营收约是COMMERCE BANCSHARES INC的1.4倍（$661.7M vs $475.7M），SouthState Bank Corp净利率更高（34.1% vs 29.8%，领先4.4%），过去两年SouthState Bank Corp的营收复合增速更高（37.4% vs 7.1%）
Commerce Bancshares, Inc.是总部位于美国密苏里州的区域性银行控股公司，在堪萨斯城和圣路易斯设有核心办公点，旗下Commerce Bank提供多元化金融服务，覆盖企业及个人银行、财富管理、关联公司投资等业务。
SouthState Bank总部位于美国佛罗里达州温特黑文，是银行控股公司SouthState Corporation旗下的银行子公司。截至2025年5月26日，该行已在南卡罗来纳、北卡罗来纳、佐治亚、佛罗里达、阿拉巴马、弗吉尼亚、科罗拉多、得克萨斯八州设有371家营业网点，为当地客户提供各类银行金融服务。
CBSH vs SSB — 直观对比
营收规模更大
SSB
是对方的1.4倍
$475.7M
净利率更高
SSB
高出4.4%
29.8%
两年增速更快
SSB
近两年复合增速
7.1%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $475.7M | $661.7M |
| 净利润 | $141.6M | $225.8M |
| 毛利率 | — | — |
| 营业利润率 | — | 15.1% |
| 净利率 | 29.8% | 34.1% |
| 营收同比 | 11.1% | — |
| 净利润同比 | 10.5% | 153.5% |
| 每股收益（稀释后） | $0.96 | $2.28 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CBSHSSB
| Q1 26 | $475.7M | $661.7M | ||
| Q4 25 | $449.4M | $581.1M | ||
| Q3 25 | $441.0M | $599.7M | ||
| Q2 25 | $445.8M | $577.9M | ||
| Q1 25 | $428.1M | $544.5M | ||
| Q4 24 | $422.1M | $369.8M | ||
| Q3 24 | $421.4M | $351.5M | ||
| Q2 24 | $414.5M | $350.3M |
净利润CBSHSSB
| Q1 26 | $141.6M | $225.8M | ||
| Q4 25 | $140.7M | $247.7M | ||
| Q3 25 | $141.5M | $246.6M | ||
| Q2 25 | $152.5M | $215.2M | ||
| Q1 25 | $131.6M | $89.1M | ||
| Q4 24 | $136.1M | $144.2M | ||
| Q3 24 | $138.0M | $143.2M | ||
| Q2 24 | $139.6M | $132.4M |
营业利润率CBSHSSB
| Q1 26 | — | 15.1% | ||
| Q4 25 | 40.8% | 54.3% | ||
| Q3 25 | 41.9% | 53.6% | ||
| Q2 25 | 44.0% | 48.8% | ||
| Q1 25 | 39.2% | 22.3% | ||
| Q4 24 | 41.2% | 50.7% | ||
| Q3 24 | 42.4% | 53.1% | ||
| Q2 24 | 43.4% | 49.3% |
净利率CBSHSSB
| Q1 26 | 29.8% | 34.1% | ||
| Q4 25 | 31.3% | 42.6% | ||
| Q3 25 | 32.1% | 41.1% | ||
| Q2 25 | 34.2% | 37.2% | ||
| Q1 25 | 30.7% | 16.4% | ||
| Q4 24 | 32.2% | 39.0% | ||
| Q3 24 | 32.8% | 40.7% | ||
| Q2 24 | 33.7% | 37.8% |
每股收益（稀释后）CBSHSSB
| Q1 26 | $0.96 | $2.28 | ||
| Q4 25 | $0.86 | $2.47 | ||
| Q3 25 | $1.06 | $2.42 | ||
| Q2 25 | $1.14 | $2.11 | ||
| Q1 25 | $0.98 | $0.87 | ||
| Q4 24 | $0.83 | $1.88 | ||
| Q3 24 | $1.01 | $1.86 | ||
| Q2 24 | $1.03 | $1.73 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $2.9B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $4.3B | $9.0B |
| 总资产 | $35.7B | $68.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CBSHSSB
| Q1 26 | — | $2.9B | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益CBSHSSB
| Q1 26 | $4.3B | $9.0B | ||
| Q4 25 | $3.8B | $9.1B | ||
| Q3 25 | $3.8B | $9.0B | ||
| Q2 25 | $3.6B | $8.8B | ||
| Q1 25 | $3.5B | $8.6B | ||
| Q4 24 | $3.3B | $5.9B | ||
| Q3 24 | $3.4B | $5.9B | ||
| Q2 24 | $3.1B | $5.7B |
总资产CBSHSSB
| Q1 26 | $35.7B | $68.0B | ||
| Q4 25 | $32.9B | $67.2B | ||
| Q3 25 | $32.3B | $66.0B | ||
| Q2 25 | $32.3B | $65.9B | ||
| Q1 25 | $32.4B | $65.1B | ||
| Q4 24 | $32.0B | $46.4B | ||
| Q3 24 | $31.5B | $46.1B | ||
| Q2 24 | $30.6B | $45.5B |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CBSH
暂无分部数据
SSB
| Net Interest Income | $561.6M | 85% |
| Noninterest Income | $100.1M | 15% |
