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PATHWARD FINANCIAL, INC.（CASH）与SHOE CARNIVAL INC（SCVL）财务数据对比。点击上方公司名可切换其他公司
SHOE CARNIVAL INC的季度营收约是PATHWARD FINANCIAL, INC.的1.1倍（$297.2M vs $276.3M），PATHWARD FINANCIAL, INC.净利率更高（26.4% vs 4.9%，领先21.5%），过去两年PATHWARD FINANCIAL, INC.的营收复合增速更高（21.0% vs 3.0%）
Pathward Financial, Inc.是一家总部位于美国的银行及金融服务企业，其前身为Meta金融集团旗下相关业务主体，2022年母公司将“Meta”商标出售给Meta Platforms后，正式启用现有名称。
Shoe Carnival Inc是一家美国家庭鞋类零售商，目前在美国中西部、南部、东南部地区以及波多黎各共开设了429家门店。该公司由大卫·拉塞尔于1978年创立，截至2025年，其总部位于南卡罗来纳州福特米尔。
CASH vs SCVL — 直观对比
营收规模更大
SCVL
是对方的1.1倍
$276.3M
净利率更高
CASH
高出21.5%
4.9%
两年增速更快
CASH
近两年复合增速
3.0%
损益表 — Q2 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $276.3M | $297.2M |
| 净利润 | $72.9M | $14.6M |
| 毛利率 | — | 37.6% |
| 营业利润率 | — | 6.3% |
| 净利率 | 26.4% | 4.9% |
| 营收同比 | — | -3.2% |
| 净利润同比 | — | -23.9% |
| 每股收益（稀释后） | $3.35 | $0.53 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CASHSCVL
| Q1 26 | $276.3M | — | ||
| Q4 25 | $173.1M | $297.2M | ||
| Q3 25 | $186.7M | $306.4M | ||
| Q2 25 | $195.8M | $277.7M | ||
| Q1 25 | $274.8M | $262.9M | ||
| Q4 24 | $182.6M | $306.9M | ||
| Q3 24 | $179.5M | $332.7M | ||
| Q2 24 | $188.6M | $300.4M |
净利润CASHSCVL
| Q1 26 | $72.9M | — | ||
| Q4 25 | $35.2M | $14.6M | ||
| Q3 25 | $38.8M | $19.2M | ||
| Q2 25 | $42.1M | $9.3M | ||
| Q1 25 | $75.0M | $14.7M | ||
| Q4 24 | $30.0M | $19.2M | ||
| Q3 24 | $33.5M | $22.6M | ||
| Q2 24 | $44.9M | $17.3M |
毛利率CASHSCVL
| Q1 26 | — | — | ||
| Q4 25 | — | 37.6% | ||
| Q3 25 | — | 38.8% | ||
| Q2 25 | — | 34.5% | ||
| Q1 25 | — | 34.9% | ||
| Q4 24 | — | 36.0% | ||
| Q3 24 | — | 36.1% | ||
| Q2 24 | — | 35.6% |
营业利润率CASHSCVL
| Q1 26 | — | — | ||
| Q4 25 | 24.6% | 6.3% | ||
| Q3 25 | 25.9% | 8.2% | ||
| Q2 25 | 24.1% | 4.3% | ||
| Q1 25 | 33.2% | 5.3% | ||
| Q4 24 | 19.8% | 8.0% | ||
| Q3 24 | 20.9% | 9.0% | ||
| Q2 24 | 27.1% | 7.5% |
净利率CASHSCVL
| Q1 26 | 26.4% | — | ||
| Q4 25 | 20.3% | 4.9% | ||
| Q3 25 | 20.8% | 6.3% | ||
| Q2 25 | 21.5% | 3.4% | ||
| Q1 25 | 27.3% | 5.6% | ||
| Q4 24 | 16.4% | 6.3% | ||
| Q3 24 | 18.7% | 6.8% | ||
| Q2 24 | 23.8% | 5.8% |
每股收益（稀释后）CASHSCVL
| Q1 26 | $3.35 | — | ||
| Q4 25 | $1.57 | $0.53 | ||
| Q3 25 | $1.69 | $0.70 | ||
| Q2 25 | $1.81 | $0.34 | ||
| Q1 25 | $3.14 | $0.53 | ||
| Q4 24 | $1.23 | $0.70 | ||
| Q3 24 | $1.34 | $0.82 | ||
| Q2 24 | $1.78 | $0.63 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $157.6M | $107.7M |
| 总债务越低越好 | $59.5M | — |
| 股东权益账面价值 | $850.7M | $683.2M |
| 总资产 | $7.1B | $1.2B |
| 负债/权益比越低杠杆越低 | 0.07× | — |
8季度趋势，按日历期对齐
现金及短期投资CASHSCVL
| Q1 26 | $157.6M | — | ||
| Q4 25 | $331.2M | $107.7M | ||
| Q3 25 | $120.6M | $91.9M | ||
| Q2 25 | $258.3M | $93.0M | ||
| Q1 25 | $254.2M | $123.1M | ||
| Q4 24 | $597.4M | $91.1M | ||
| Q3 24 | $158.3M | $84.5M | ||
| Q2 24 | $298.9M | $69.5M |
总债务CASHSCVL
| Q1 26 | $59.5M | — | ||
| Q4 25 | $33.5M | — | ||
| Q3 25 | $33.5M | — | ||
| Q2 25 | $33.4M | — | ||
| Q1 25 | $33.4M | — | ||
| Q4 24 | $33.4M | — | ||
| Q3 24 | $33.4M | — | ||
| Q2 24 | $33.3M | — |
股东权益CASHSCVL
| Q1 26 | $850.7M | — | ||
| Q4 25 | $854.5M | $683.2M | ||
| Q3 25 | $858.0M | $670.7M | ||
| Q2 25 | $819.0M | $653.6M | ||
| Q1 25 | $814.7M | $649.0M | ||
| Q4 24 | $758.3M | $635.7M | ||
| Q3 24 | $822.5M | $618.5M | ||
| Q2 24 | $748.4M | $597.8M |
总资产CASHSCVL
| Q1 26 | $7.1B | — | ||
| Q4 25 | $7.6B | $1.2B | ||
| Q3 25 | $7.2B | $1.2B | ||
| Q2 25 | $7.2B | $1.1B | ||
| Q1 25 | $7.0B | $1.1B | ||
| Q4 24 | $7.6B | $1.1B | ||
| Q3 24 | $7.5B | $1.1B | ||
| Q2 24 | $7.5B | $1.1B |
负债/权益比CASHSCVL
| Q1 26 | 0.07× | — | ||
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | 0.04× | — | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.04× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $33.6M |
| 自由现金流经营现金流 - 资本支出 | — | $19.7M |
| 自由现金流率自由现金流/营收 | — | 6.6% |
| 资本支出强度资本支出/营收 | — | 4.7% |
| 现金转化率经营现金流/净利润 | — | 2.30× |
| 过去12个月自由现金流最近4个季度 | — | $35.1M |
8季度趋势，按日历期对齐
经营现金流CASHSCVL
| Q1 26 | — | — | ||
| Q4 25 | $108.3M | $33.6M | ||
| Q3 25 | $303.7M | $13.3M | ||
| Q2 25 | $30.4M | $-9.6M | ||
| Q1 25 | $188.3M | $44.5M | ||
| Q4 24 | $-71.7M | $17.3M | ||
| Q3 24 | $143.1M | $23.7M | ||
| Q2 24 | $113.2M | $17.1M |
自由现金流CASHSCVL
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $19.7M | ||
| Q3 25 | $300.3M | $2.2M | ||
| Q2 25 | $27.7M | $-23.0M | ||
| Q1 25 | $184.7M | $36.2M | ||
| Q4 24 | $-73.8M | $8.3M | ||
| Q3 24 | $138.8M | $18.2M | ||
| Q2 24 | $111.0M | $6.9M |
自由现金流率CASHSCVL
| Q1 26 | — | — | ||
| Q4 25 | 60.1% | 6.6% | ||
| Q3 25 | 160.9% | 0.7% | ||
| Q2 25 | 14.1% | -8.3% | ||
| Q1 25 | 67.2% | 13.8% | ||
| Q4 24 | -40.4% | 2.7% | ||
| Q3 24 | 77.3% | 5.5% | ||
| Q2 24 | 58.8% | 2.3% |
资本支出强度CASHSCVL
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | 4.7% | ||
| Q3 25 | 1.8% | 3.6% | ||
| Q2 25 | 1.4% | 4.8% | ||
| Q1 25 | 1.3% | 3.2% | ||
| Q4 24 | 1.1% | 3.0% | ||
| Q3 24 | 2.4% | 1.7% | ||
| Q2 24 | 1.2% | 3.4% |
现金转化率CASHSCVL
| Q1 26 | — | — | ||
| Q4 25 | 3.08× | 2.30× | ||
| Q3 25 | 7.83× | 0.69× | ||
| Q2 25 | 0.72× | -1.03× | ||
| Q1 25 | 2.51× | 3.04× | ||
| Q4 24 | -2.39× | 0.90× | ||
| Q3 24 | 4.27× | 1.05× | ||
| Q2 24 | 2.52× | 0.99× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
SCVL
暂无分部数据
