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COMMERCE BANCSHARES INC（CBSH）与SHOE CARNIVAL INC（SCVL）财务数据对比。点击上方公司名可切换其他公司
COMMERCE BANCSHARES INC的季度营收约是SHOE CARNIVAL INC的1.6倍（$475.7M vs $297.2M），COMMERCE BANCSHARES INC净利率更高（29.8% vs 4.9%，领先24.8%），COMMERCE BANCSHARES INC同比增速更快（11.1% vs -3.2%），过去两年COMMERCE BANCSHARES INC的营收复合增速更高（7.1% vs 3.0%）
Commerce Bancshares, Inc.是总部位于美国密苏里州的区域性银行控股公司，在堪萨斯城和圣路易斯设有核心办公点，旗下Commerce Bank提供多元化金融服务，覆盖企业及个人银行、财富管理、关联公司投资等业务。
Shoe Carnival Inc是一家美国家庭鞋类零售商，目前在美国中西部、南部、东南部地区以及波多黎各共开设了429家门店。该公司由大卫·拉塞尔于1978年创立，截至2025年，其总部位于南卡罗来纳州福特米尔。
CBSH vs SCVL — 直观对比
营收规模更大
CBSH
是对方的1.6倍
$297.2M
营收增速更快
CBSH
高出14.3%
-3.2%
净利率更高
CBSH
高出24.8%
4.9%
两年增速更快
CBSH
近两年复合增速
3.0%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $475.7M | $297.2M |
| 净利润 | $141.6M | $14.6M |
| 毛利率 | — | 37.6% |
| 营业利润率 | — | 6.3% |
| 净利率 | 29.8% | 4.9% |
| 营收同比 | 11.1% | -3.2% |
| 净利润同比 | 10.5% | -23.9% |
| 每股收益（稀释后） | $0.96 | $0.53 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CBSHSCVL
| Q1 26 | $475.7M | — | ||
| Q4 25 | $449.4M | $297.2M | ||
| Q3 25 | $441.0M | $306.4M | ||
| Q2 25 | $445.8M | $277.7M | ||
| Q1 25 | $428.1M | $262.9M | ||
| Q4 24 | $422.1M | $306.9M | ||
| Q3 24 | $421.4M | $332.7M | ||
| Q2 24 | $414.5M | $300.4M |
净利润CBSHSCVL
| Q1 26 | $141.6M | — | ||
| Q4 25 | $140.7M | $14.6M | ||
| Q3 25 | $141.5M | $19.2M | ||
| Q2 25 | $152.5M | $9.3M | ||
| Q1 25 | $131.6M | $14.7M | ||
| Q4 24 | $136.1M | $19.2M | ||
| Q3 24 | $138.0M | $22.6M | ||
| Q2 24 | $139.6M | $17.3M |
毛利率CBSHSCVL
| Q1 26 | — | — | ||
| Q4 25 | — | 37.6% | ||
| Q3 25 | — | 38.8% | ||
| Q2 25 | — | 34.5% | ||
| Q1 25 | — | 34.9% | ||
| Q4 24 | — | 36.0% | ||
| Q3 24 | — | 36.1% | ||
| Q2 24 | — | 35.6% |
营业利润率CBSHSCVL
| Q1 26 | — | — | ||
| Q4 25 | 40.8% | 6.3% | ||
| Q3 25 | 41.9% | 8.2% | ||
| Q2 25 | 44.0% | 4.3% | ||
| Q1 25 | 39.2% | 5.3% | ||
| Q4 24 | 41.2% | 8.0% | ||
| Q3 24 | 42.4% | 9.0% | ||
| Q2 24 | 43.4% | 7.5% |
净利率CBSHSCVL
| Q1 26 | 29.8% | — | ||
| Q4 25 | 31.3% | 4.9% | ||
| Q3 25 | 32.1% | 6.3% | ||
| Q2 25 | 34.2% | 3.4% | ||
| Q1 25 | 30.7% | 5.6% | ||
| Q4 24 | 32.2% | 6.3% | ||
| Q3 24 | 32.8% | 6.8% | ||
| Q2 24 | 33.7% | 5.8% |
每股收益（稀释后）CBSHSCVL
| Q1 26 | $0.96 | — | ||
| Q4 25 | $0.86 | $0.53 | ||
| Q3 25 | $1.06 | $0.70 | ||
| Q2 25 | $1.14 | $0.34 | ||
| Q1 25 | $0.98 | $0.53 | ||
| Q4 24 | $0.83 | $0.70 | ||
| Q3 24 | $1.01 | $0.82 | ||
| Q2 24 | $1.03 | $0.63 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $107.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $4.3B | $683.2M |
| 总资产 | $35.7B | $1.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CBSHSCVL
| Q1 26 | — | — | ||
| Q4 25 | — | $107.7M | ||
| Q3 25 | — | $91.9M | ||
| Q2 25 | — | $93.0M | ||
| Q1 25 | — | $123.1M | ||
| Q4 24 | — | $91.1M | ||
| Q3 24 | — | $84.5M | ||
| Q2 24 | — | $69.5M |
股东权益CBSHSCVL
| Q1 26 | $4.3B | — | ||
| Q4 25 | $3.8B | $683.2M | ||
| Q3 25 | $3.8B | $670.7M | ||
| Q2 25 | $3.6B | $653.6M | ||
| Q1 25 | $3.5B | $649.0M | ||
| Q4 24 | $3.3B | $635.7M | ||
| Q3 24 | $3.4B | $618.5M | ||
| Q2 24 | $3.1B | $597.8M |
总资产CBSHSCVL
| Q1 26 | $35.7B | — | ||
| Q4 25 | $32.9B | $1.2B | ||
| Q3 25 | $32.3B | $1.2B | ||
| Q2 25 | $32.3B | $1.1B | ||
| Q1 25 | $32.4B | $1.1B | ||
| Q4 24 | $32.0B | $1.1B | ||
| Q3 24 | $31.5B | $1.1B | ||
| Q2 24 | $30.6B | $1.1B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $33.6M |
| 自由现金流经营现金流 - 资本支出 | — | $19.7M |
| 自由现金流率自由现金流/营收 | — | 6.6% |
| 资本支出强度资本支出/营收 | — | 4.7% |
| 现金转化率经营现金流/净利润 | — | 2.30× |
| 过去12个月自由现金流最近4个季度 | — | $35.1M |
8季度趋势，按日历期对齐
经营现金流CBSHSCVL
| Q1 26 | — | — | ||
| Q4 25 | $645.1M | $33.6M | ||
| Q3 25 | $129.0M | $13.3M | ||
| Q2 25 | $111.2M | $-9.6M | ||
| Q1 25 | $138.6M | $44.5M | ||
| Q4 24 | $577.9M | $17.3M | ||
| Q3 24 | $431.7M | $23.7M | ||
| Q2 24 | $147.4M | $17.1M |
自由现金流CBSHSCVL
| Q1 26 | — | — | ||
| Q4 25 | $592.4M | $19.7M | ||
| Q3 25 | $113.3M | $2.2M | ||
| Q2 25 | $100.5M | $-23.0M | ||
| Q1 25 | $126.0M | $36.2M | ||
| Q4 24 | $531.7M | $8.3M | ||
| Q3 24 | $419.1M | $18.2M | ||
| Q2 24 | $138.9M | $6.9M |
自由现金流率CBSHSCVL
| Q1 26 | — | — | ||
| Q4 25 | 131.8% | 6.6% | ||
| Q3 25 | 25.7% | 0.7% | ||
| Q2 25 | 22.5% | -8.3% | ||
| Q1 25 | 29.4% | 13.8% | ||
| Q4 24 | 126.0% | 2.7% | ||
| Q3 24 | 99.5% | 5.5% | ||
| Q2 24 | 33.5% | 2.3% |
资本支出强度CBSHSCVL
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | 4.7% | ||
| Q3 25 | 3.6% | 3.6% | ||
| Q2 25 | 2.4% | 4.8% | ||
| Q1 25 | 2.9% | 3.2% | ||
| Q4 24 | 10.9% | 3.0% | ||
| Q3 24 | 3.0% | 1.7% | ||
| Q2 24 | 2.1% | 3.4% |
现金转化率CBSHSCVL
| Q1 26 | — | — | ||
| Q4 25 | 4.59× | 2.30× | ||
| Q3 25 | 0.91× | 0.69× | ||
| Q2 25 | 0.73× | -1.03× | ||
| Q1 25 | 1.05× | 3.04× | ||
| Q4 24 | 4.25× | 0.90× | ||
| Q3 24 | 3.13× | 1.05× | ||
| Q2 24 | 1.06× | 0.99× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
