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华美银行集团（EWBC）与WESTERN ALLIANCE BANCORPORATION（WAL）财务数据对比。点击上方公司名可切换其他公司
WESTERN ALLIANCE BANCORPORATION的季度营收约是华美银行集团的1.3倍（$1.0B vs $775.0M），华美银行集团净利率更高（46.2% vs 18.6%，领先27.6%），WESTERN ALLIANCE BANCORPORATION同比增速更快（31.0% vs 2.1%），过去两年华美银行集团的营收复合增速更高（18.4% vs 14.9%）
华美银行集团旗下核心子公司为华美银行，是总部位于美国南加州的最大上市银行控股集团。集团资产规模超100亿美元，曾获评标普全球市场财智全美最佳银行，自2023年起连续三年位列《银行董事》杂志同资产规模银行绩效榜单首位。
Western Alliance Bancorporation是总部位于美国菲尼克斯的区域性银行控股公司，长期深耕美国本土区域金融服务市场，目前已跻身美国最大银行行列，在福布斯发布的美国最佳银行榜单中排名第97位。
EWBC vs WAL — 直观对比
营收规模更大
WAL
是对方的1.3倍
$775.0M
营收增速更快
WAL
高出28.9%
2.1%
净利率更高
EWBC
高出27.6%
18.6%
两年增速更快
EWBC
近两年复合增速
14.9%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $775.0M | $1.0B |
| 净利润 | $358.0M | $189.2M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 46.2% | 18.6% |
| 营收同比 | 2.1% | 31.0% |
| 净利润同比 | 0.4% | -5.0% |
| 每股收益（稀释后） | $2.57 | $1.65 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EWBCWAL
| Q1 26 | $775.0M | $1.0B | ||
| Q4 25 | $657.8M | $980.9M | ||
| Q3 25 | $677.5M | $938.2M | ||
| Q2 25 | $617.1M | $845.9M | ||
| Q1 25 | $600.2M | $778.0M | ||
| Q4 24 | $587.6M | $838.4M | ||
| Q3 24 | $572.7M | $823.1M | ||
| Q2 24 | $553.2M | $771.8M |
净利润EWBCWAL
| Q1 26 | $358.0M | $189.2M | ||
| Q4 25 | $356.3M | $286.1M | ||
| Q3 25 | $368.4M | $253.4M | ||
| Q2 25 | $310.3M | $230.4M | ||
| Q1 25 | $290.3M | $199.1M | ||
| Q4 24 | $293.1M | $216.9M | ||
| Q3 24 | $299.2M | $199.8M | ||
| Q2 24 | $288.2M | $193.6M |
营业利润率EWBCWAL
| Q1 26 | — | — | ||
| Q4 25 | 71.0% | 36.3% | ||
| Q3 25 | 68.6% | 33.4% | ||
| Q2 25 | 65.2% | 34.4% | ||
| Q1 25 | 65.2% | 31.7% | ||
| Q4 24 | 60.6% | 30.9% | ||
| Q3 24 | 68.0% | 30.6% | ||
| Q2 24 | 65.9% | 32.1% |
净利率EWBCWAL
| Q1 26 | 46.2% | 18.6% | ||
| Q4 25 | 54.2% | 29.2% | ||
| Q3 25 | 54.4% | 27.0% | ||
| Q2 25 | 50.3% | 27.2% | ||
| Q1 25 | 48.4% | 25.6% | ||
| Q4 24 | 49.9% | 25.9% | ||
| Q3 24 | 52.2% | 24.3% | ||
| Q2 24 | 52.1% | 25.1% |
每股收益（稀释后）EWBCWAL
| Q1 26 | $2.57 | $1.65 | ||
| Q4 25 | $2.55 | $2.59 | ||
| Q3 25 | $2.65 | $2.28 | ||
| Q2 25 | $2.24 | $2.07 | ||
| Q1 25 | $2.08 | $1.79 | ||
| Q4 24 | $2.10 | $1.94 | ||
| Q3 24 | $2.14 | $1.80 | ||
| Q2 24 | $2.06 | $1.75 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | $4.3B |
| 股东权益账面价值 | $9.0B | $7.9B |
| 总资产 | $82.9B | $98.9B |
| 负债/权益比越低杠杆越低 | — | 0.54× |
8季度趋势，按日历期对齐
现金及短期投资EWBCWAL
| Q1 26 | — | — | ||
| Q4 25 | $4.2B | — | ||
| Q3 25 | $4.7B | — | ||
| Q2 25 | $4.4B | — | ||
| Q1 25 | $3.4B | — | ||
| Q4 24 | $5.3B | — | ||
| Q3 24 | $4.9B | — | ||
| Q2 24 | $4.4B | — |
总债务EWBCWAL
| Q1 26 | — | $4.3B | ||
| Q4 25 | $35.6M | $1.4B | ||
| Q3 25 | $35.7M | $2.9B | ||
| Q2 25 | $35.8M | $2.9B | ||
| Q1 25 | $35.9M | $1.6B | ||
| Q4 24 | $36.0M | $2.4B | ||
| Q3 24 | $36.1M | $1.4B | ||
| Q2 24 | $36.1M | $436.0M |
股东权益EWBCWAL
| Q1 26 | $9.0B | $7.9B | ||
| Q4 25 | $8.9B | $7.7B | ||
| Q3 25 | $8.6B | $7.4B | ||
| Q2 25 | $8.2B | $7.1B | ||
| Q1 25 | $7.9B | $6.9B | ||
| Q4 24 | $7.7B | $6.7B | ||
| Q3 24 | $7.7B | $6.7B | ||
| Q2 24 | $7.2B | $6.3B |
总资产EWBCWAL
| Q1 26 | $82.9B | $98.9B | ||
| Q4 25 | $80.4B | $92.8B | ||
| Q3 25 | $79.7B | $91.0B | ||
| Q2 25 | $78.2B | $86.7B | ||
| Q1 25 | $76.2B | $83.0B | ||
| Q4 24 | $76.0B | $80.9B | ||
| Q3 24 | $74.5B | $80.1B | ||
| Q2 24 | $72.5B | $80.6B |
负债/权益比EWBCWAL
| Q1 26 | — | 0.54× | ||
| Q4 25 | 0.00× | 0.18× | ||
| Q3 25 | 0.00× | 0.39× | ||
| Q2 25 | 0.00× | 0.41× | ||
| Q1 25 | 0.00× | 0.23× | ||
| Q4 24 | 0.00× | 0.36× | ||
| Q3 24 | 0.00× | 0.21× | ||
| Q2 24 | 0.01× | 0.07× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
