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CSW INDUSTRIALS, INC.（CSW）与FIRST FINANCIAL BANCORP（FFBC）财务数据对比。点击上方公司名可切换其他公司
FIRST FINANCIAL BANCORP的季度营收约是CSW INDUSTRIALS, INC.的1.2倍（$271.5M vs $233.0M），FIRST FINANCIAL BANCORP净利率更高（27.4% vs 4.4%，领先23.0%），过去两年FIRST FINANCIAL BANCORP的营收复合增速更高（12.4% vs 5.1%）
第一金融银行集团是总部位于美国俄亥俄州辛辛那提的区域性银行，运营中心设于辛辛那提北郊斯普林代尔及印第安纳州格林斯堡。该行成立于1863年，拥有美国第六悠久的国家银行牌照，在俄亥俄、印第安纳、肯塔基、伊利诺伊四州共设有131个营业网点，2009年9月曾在政府协助下收购欧文金融公司及其子公司。
CSW vs FFBC — 直观对比
营收规模更大
FFBC
是对方的1.2倍
$233.0M
净利率更高
FFBC
高出23.0%
4.4%
两年增速更快
FFBC
近两年复合增速
5.1%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $233.0M | $271.5M |
| 净利润 | $10.3M | $74.4M |
| 毛利率 | 39.7% | — |
| 营业利润率 | 7.4% | — |
| 净利率 | 4.4% | 27.4% |
| 营收同比 | 20.3% | — |
| 净利润同比 | -61.9% | — |
| 每股收益（稀释后） | $0.62 | $0.71 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CSWFFBC
| Q1 26 | — | $271.5M | ||
| Q4 25 | $233.0M | $238.8M | ||
| Q3 25 | $277.0M | $234.0M | ||
| Q2 25 | $263.6M | $226.3M | ||
| Q1 25 | $230.5M | $200.4M | ||
| Q4 24 | $193.6M | $224.3M | ||
| Q3 24 | $227.9M | $201.3M | ||
| Q2 24 | $226.2M | $214.8M |
净利润CSWFFBC
| Q1 26 | — | $74.4M | ||
| Q4 25 | $10.3M | — | ||
| Q3 25 | $40.7M | $71.9M | ||
| Q2 25 | $40.9M | $70.0M | ||
| Q1 25 | $35.1M | $51.3M | ||
| Q4 24 | $26.9M | — | ||
| Q3 24 | $36.1M | $52.5M | ||
| Q2 24 | $38.6M | $60.8M |
毛利率CSWFFBC
| Q1 26 | — | — | ||
| Q4 25 | 39.7% | — | ||
| Q3 25 | 43.0% | — | ||
| Q2 25 | 43.8% | — | ||
| Q1 25 | 44.2% | — | ||
| Q4 24 | 41.4% | — | ||
| Q3 24 | 45.6% | — | ||
| Q2 24 | 47.5% | — |
营业利润率CSWFFBC
| Q1 26 | — | — | ||
| Q4 25 | 7.4% | — | ||
| Q3 25 | 20.5% | 38.7% | ||
| Q2 25 | 20.8% | 38.8% | ||
| Q1 25 | 19.5% | 31.7% | ||
| Q4 24 | 15.3% | — | ||
| Q3 24 | 22.6% | 32.2% | ||
| Q2 24 | 24.3% | 34.8% |
净利率CSWFFBC
| Q1 26 | — | 27.4% | ||
| Q4 25 | 4.4% | — | ||
| Q3 25 | 14.7% | 30.7% | ||
| Q2 25 | 15.5% | 30.9% | ||
| Q1 25 | 15.2% | 25.6% | ||
| Q4 24 | 13.9% | — | ||
| Q3 24 | 15.8% | 26.1% | ||
| Q2 24 | 17.1% | 28.3% |
每股收益（稀释后）CSWFFBC
| Q1 26 | — | $0.71 | ||
| Q4 25 | $0.62 | $0.64 | ||
| Q3 25 | $2.41 | $0.75 | ||
| Q2 25 | $2.43 | $0.73 | ||
| Q1 25 | $2.05 | $0.54 | ||
| Q4 24 | $1.60 | $0.68 | ||
| Q3 24 | $2.26 | $0.55 | ||
| Q2 24 | $2.47 | $0.64 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $40.2M | — |
| 总债务越低越好 | — | $13.1M |
| 股东权益账面价值 | $1.1B | $2.9B |
| 总资产 | $2.3B | $22.5B |
| 负债/权益比越低杠杆越低 | — | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资CSWFFBC
| Q1 26 | — | — | ||
| Q4 25 | $40.2M | — | ||
| Q3 25 | $31.5M | — | ||
| Q2 25 | $38.0M | — | ||
| Q1 25 | $225.8M | — | ||
| Q4 24 | $213.8M | — | ||
| Q3 24 | $273.2M | — | ||
| Q2 24 | $18.9M | — |
总债务CSWFFBC
| Q1 26 | — | $13.1M | ||
| Q4 25 | — | $514.1M | ||
| Q3 25 | — | $221.8M | ||
| Q2 25 | — | $345.0M | ||
| Q1 25 | $800.1M | $345.9M | ||
| Q4 24 | — | $347.5M | ||
| Q3 24 | — | $344.1M | ||
| Q2 24 | — | $338.6M |
股东权益CSWFFBC
| Q1 26 | — | $2.9B | ||
| Q4 25 | $1.1B | $2.8B | ||
| Q3 25 | $1.1B | $2.6B | ||
| Q2 25 | $1.1B | $2.6B | ||
| Q1 25 | $1.1B | $2.5B | ||
| Q4 24 | $1.0B | $2.4B | ||
| Q3 24 | $1.0B | $2.5B | ||
| Q2 24 | $650.2M | $2.3B |
总资产CSWFFBC
| Q1 26 | — | $22.5B | ||
| Q4 25 | $2.3B | $21.1B | ||
| Q3 25 | $1.5B | $18.6B | ||
| Q2 25 | $1.5B | $18.6B | ||
| Q1 25 | $1.4B | $18.5B | ||
| Q4 24 | $1.4B | $18.6B | ||
| Q3 24 | $1.4B | $18.1B | ||
| Q2 24 | $1.1B | $18.2B |
负债/权益比CSWFFBC
| Q1 26 | — | 0.00× | ||
| Q4 25 | — | 0.19× | ||
| Q3 25 | — | 0.08× | ||
| Q2 25 | — | 0.13× | ||
| Q1 25 | 0.75× | 0.14× | ||
| Q4 24 | — | 0.14× | ||
| Q3 24 | — | 0.14× | ||
| Q2 24 | — | 0.15× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $28.9M | — |
| 自由现金流经营现金流 - 资本支出 | $22.7M | — |
| 自由现金流率自由现金流/营收 | 9.8% | — |
| 资本支出强度资本支出/营收 | 2.6% | — |
| 现金转化率经营现金流/净利润 | 2.81× | — |
| 过去12个月自由现金流最近4个季度 | $162.0M | — |
8季度趋势，按日历期对齐
经营现金流CSWFFBC
| Q1 26 | — | — | ||
| Q4 25 | $28.9M | $337.9M | ||
| Q3 25 | $61.8M | $89.8M | ||
| Q2 25 | $60.6M | $69.8M | ||
| Q1 25 | $27.3M | $56.1M | ||
| Q4 24 | $11.6M | $262.2M | ||
| Q3 24 | $66.8M | $88.1M | ||
| Q2 24 | $62.7M | $68.1M |
自由现金流CSWFFBC
| Q1 26 | — | — | ||
| Q4 25 | $22.7M | $317.1M | ||
| Q3 25 | $58.7M | $85.8M | ||
| Q2 25 | $57.7M | $64.8M | ||
| Q1 25 | $22.8M | $52.4M | ||
| Q4 24 | $8.5M | $241.1M | ||
| Q3 24 | $61.3M | $84.4M | ||
| Q2 24 | $59.6M | $64.8M |
自由现金流率CSWFFBC
| Q1 26 | — | — | ||
| Q4 25 | 9.8% | 132.8% | ||
| Q3 25 | 21.2% | 36.7% | ||
| Q2 25 | 21.9% | 28.6% | ||
| Q1 25 | 9.9% | 26.1% | ||
| Q4 24 | 4.4% | 107.5% | ||
| Q3 24 | 26.9% | 42.0% | ||
| Q2 24 | 26.3% | 30.2% |
资本支出强度CSWFFBC
| Q1 26 | — | — | ||
| Q4 25 | 2.6% | 8.7% | ||
| Q3 25 | 1.1% | 1.7% | ||
| Q2 25 | 1.1% | 2.2% | ||
| Q1 25 | 2.0% | 1.9% | ||
| Q4 24 | 1.6% | 9.4% | ||
| Q3 24 | 2.4% | 1.8% | ||
| Q2 24 | 1.4% | 1.5% |
现金转化率CSWFFBC
| Q1 26 | — | — | ||
| Q4 25 | 2.81× | — | ||
| Q3 25 | 1.52× | 1.25× | ||
| Q2 25 | 1.48× | 1.00× | ||
| Q1 25 | 0.78× | 1.09× | ||
| Q4 24 | 0.43× | — | ||
| Q3 24 | 1.85× | 1.68× | ||
| Q2 24 | 1.62× | 1.12× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CSW
| Contractor Solutions Segment | $166.3M | 71% |
| Specialized Reliability Solutions Segment | $38.2M | 16% |
| Engineered Building Solutions Segment | $28.5M | 12% |
FFBC
| Net Interest Income | $189.6M | 70% |
| Noninterest Income | $81.9M | 30% |
