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Dayforce（DAY）与SouthState Bank Corp（SSB）财务数据对比。点击上方公司名可切换其他公司
SouthState Bank Corp的季度营收约是Dayforce的1.4倍（$661.7M vs $481.6M），SouthState Bank Corp净利率更高（34.1% vs -40.9%，领先75.0%），过去两年SouthState Bank Corp的营收复合增速更高（37.4% vs 9.8%）
Dayforce前身为知名人力资源服务商Ceridian，是一家总部位于美国的人力资源软件及服务企业，面向各行业不同规模的客户提供覆盖薪酬核算、人员管理、考勤等多场景的HR SaaS产品及配套专业服务，助力企业提升人力资源运营效率。
SouthState Bank总部位于美国佛罗里达州温特黑文，是银行控股公司SouthState Corporation旗下的银行子公司。截至2025年5月26日，该行已在南卡罗来纳、北卡罗来纳、佐治亚、佛罗里达、阿拉巴马、弗吉尼亚、科罗拉多、得克萨斯八州设有371家营业网点，为当地客户提供各类银行金融服务。
DAY vs SSB — 直观对比
营收规模更大
SSB
是对方的1.4倍
$481.6M
净利率更高
SSB
高出75.0%
-40.9%
两年增速更快
SSB
近两年复合增速
9.8%
损益表 — Q3 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $481.6M | $661.7M |
| 净利润 | $-196.8M | $225.8M |
| 毛利率 | — | — |
| 营业利润率 | 6.3% | 15.1% |
| 净利率 | -40.9% | 34.1% |
| 营收同比 | 9.5% | — |
| 净利润同比 | -9940.0% | 153.5% |
| 每股收益（稀释后） | $-1.23 | $2.28 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DAYSSB
| Q1 26 | — | $661.7M | ||
| Q4 25 | — | $581.1M | ||
| Q3 25 | $481.6M | $599.7M | ||
| Q2 25 | $464.7M | $577.9M | ||
| Q1 25 | $481.8M | $544.5M | ||
| Q4 24 | $465.2M | $369.8M | ||
| Q3 24 | $440.0M | $351.5M | ||
| Q2 24 | $423.3M | $350.3M |
净利润DAYSSB
| Q1 26 | — | $225.8M | ||
| Q4 25 | — | $247.7M | ||
| Q3 25 | $-196.8M | $246.6M | ||
| Q2 25 | $21.3M | $215.2M | ||
| Q1 25 | $14.9M | $89.1M | ||
| Q4 24 | $10.8M | $144.2M | ||
| Q3 24 | $2.0M | $143.2M | ||
| Q2 24 | $-1.8M | $132.4M |
毛利率DAYSSB
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 47.0% | — | ||
| Q3 24 | 45.8% | — | ||
| Q2 24 | 44.1% | — |
营业利润率DAYSSB
| Q1 26 | — | 15.1% | ||
| Q4 25 | — | 54.3% | ||
| Q3 25 | 6.3% | 53.6% | ||
| Q2 25 | 9.1% | 48.8% | ||
| Q1 25 | 6.4% | 22.3% | ||
| Q4 24 | 6.1% | 50.7% | ||
| Q3 24 | 4.7% | 53.1% | ||
| Q2 24 | 3.3% | 49.3% |
净利率DAYSSB
| Q1 26 | — | 34.1% | ||
| Q4 25 | — | 42.6% | ||
| Q3 25 | -40.9% | 41.1% | ||
| Q2 25 | 4.6% | 37.2% | ||
| Q1 25 | 3.1% | 16.4% | ||
| Q4 24 | 2.3% | 39.0% | ||
| Q3 24 | 0.5% | 40.7% | ||
| Q2 24 | -0.4% | 37.8% |
每股收益（稀释后）DAYSSB
| Q1 26 | — | $2.28 | ||
| Q4 25 | — | $2.47 | ||
| Q3 25 | $-1.23 | $2.42 | ||
| Q2 25 | $0.13 | $2.11 | ||
| Q1 25 | $0.09 | $0.87 | ||
| Q4 24 | $0.07 | $1.88 | ||
| Q3 24 | $0.01 | $1.86 | ||
| Q2 24 | $-0.01 | $1.73 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $627.6M | $2.9B |
| 总债务越低越好 | $631.1M | — |
| 股东权益账面价值 | $2.7B | $9.0B |
| 总资产 | $8.7B | $68.0B |
| 负债/权益比越低杠杆越低 | 0.23× | — |
8季度趋势，按日历期对齐
现金及短期投资DAYSSB
| Q1 26 | — | $2.9B | ||
| Q4 25 | — | — | ||
| Q3 25 | $627.6M | — | ||
| Q2 25 | $625.2M | — | ||
| Q1 25 | $557.3M | — | ||
| Q4 24 | $579.7M | — | ||
| Q3 24 | $494.1M | — | ||
| Q2 24 | $465.4M | — |
总债务DAYSSB
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $631.1M | — | ||
| Q2 25 | $631.8M | — | ||
| Q1 25 | $632.4M | — | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | $1.2B | — | ||
| Q2 24 | $1.2B | — |
股东权益DAYSSB
| Q1 26 | — | $9.0B | ||
| Q4 25 | — | $9.1B | ||
| Q3 25 | $2.7B | $9.0B | ||
| Q2 25 | $2.7B | $8.8B | ||
| Q1 25 | $2.6B | $8.6B | ||
| Q4 24 | $2.5B | $5.9B | ||
| Q3 24 | $2.6B | $5.9B | ||
| Q2 24 | $2.5B | $5.7B |
总资产DAYSSB
| Q1 26 | — | $68.0B | ||
| Q4 25 | — | $67.2B | ||
| Q3 25 | $8.7B | $66.0B | ||
| Q2 25 | $8.5B | $65.9B | ||
| Q1 25 | $9.5B | $65.1B | ||
| Q4 24 | $9.1B | $46.4B | ||
| Q3 24 | $8.1B | $46.1B | ||
| Q2 24 | $9.0B | $45.5B |
负债/权益比DAYSSB
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 0.23× | — | ||
| Q2 25 | 0.23× | — | ||
| Q1 25 | 0.24× | — | ||
| Q4 24 | 0.47× | — | ||
| Q3 24 | 0.47× | — | ||
| Q2 24 | 0.49× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $31.2M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流DAYSSB
| Q1 26 | — | — | ||
| Q4 25 | — | $232.1M | ||
| Q3 25 | $31.2M | $122.4M | ||
| Q2 25 | $112.7M | $72.6M | ||
| Q1 25 | $49.6M | $-126.3M | ||
| Q4 24 | $81.0M | $354.3M | ||
| Q3 24 | $91.8M | $-246.8M | ||
| Q2 24 | $99.2M | $126.8M |
自由现金流DAYSSB
| Q1 26 | — | — | ||
| Q4 25 | — | $215.5M | ||
| Q3 25 | — | $101.7M | ||
| Q2 25 | — | $52.5M | ||
| Q1 25 | — | $-139.1M | ||
| Q4 24 | — | $340.9M | ||
| Q3 24 | — | $-254.2M | ||
| Q2 24 | — | $117.3M |
自由现金流率DAYSSB
| Q1 26 | — | — | ||
| Q4 25 | — | 37.1% | ||
| Q3 25 | — | 17.0% | ||
| Q2 25 | — | 9.1% | ||
| Q1 25 | — | -25.5% | ||
| Q4 24 | — | 92.2% | ||
| Q3 24 | — | -72.3% | ||
| Q2 24 | — | 33.5% |
资本支出强度DAYSSB
| Q1 26 | — | — | ||
| Q4 25 | — | 2.9% | ||
| Q3 25 | — | 3.5% | ||
| Q2 25 | — | 3.5% | ||
| Q1 25 | — | 2.4% | ||
| Q4 24 | — | 3.6% | ||
| Q3 24 | — | 2.1% | ||
| Q2 24 | — | 2.7% |
现金转化率DAYSSB
| Q1 26 | — | — | ||
| Q4 25 | — | 0.94× | ||
| Q3 25 | — | 0.50× | ||
| Q2 25 | 5.29× | 0.34× | ||
| Q1 25 | 3.33× | -1.42× | ||
| Q4 24 | 7.50× | 2.46× | ||
| Q3 24 | 45.90× | -1.72× | ||
| Q2 24 | — | 0.96× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
DAY
| Dayforce Recurring | $333.0M | 69% |
| Cloud And Bureau Professional Services And Other | $78.5M | 16% |
| Float | $42.2M | 9% |
| Powerpay Recurring | $19.7M | 4% |
| Other Recurring | $8.2M | 2% |
SSB
| Net Interest Income | $561.6M | 85% |
| Noninterest Income | $100.1M | 15% |
