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DELUXE CORP（DLX）与WSFS FINANCIAL CORP（WSFS）财务数据对比。点击上方公司名可切换其他公司
DELUXE CORP的季度营收约是WSFS FINANCIAL CORP的1.9倍（$535.2M vs $275.3M），WSFS FINANCIAL CORP净利率更高（31.5% vs 2.2%，领先29.3%），WSFS FINANCIAL CORP同比增速更快（7.5% vs 2.8%），过去两年WSFS FINANCIAL CORP的营收复合增速更高（1.7% vs 0.0%）
德朗士公司是一家美国企业，提供支付处理、数据服务、票据与促销产品以及商户服务，业务分为B2B支付、数据、印刷和商户服务四大板块。截至2025年，公司为数百万中小企业和数千家金融机构提供服务，每年处理支付交易总额超2.8万亿美元，虽传统核心业务为票据印刷等印刷产品，如今支付与数据服务已成为核心板块。
WSFS金融集团是一家金融服务企业，核心子公司WSFS银行是总部位于特拉华州及大特拉华谷地区规模最大、经营历史最久的本地管理银行与财富管理机构。集团共运营115个网点，其中88个为银行网点，分布在宾夕法尼亚、特拉华、新泽西、佛罗里达、弗吉尼亚、内华达六州，提供全面金融服务。
DLX vs WSFS — 直观对比
营收规模更大
DLX
是对方的1.9倍
$275.3M
营收增速更快
WSFS
高出4.7%
2.8%
净利率更高
WSFS
高出29.3%
2.2%
两年增速更快
WSFS
近两年复合增速
0.0%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $535.2M | $275.3M |
| 净利润 | $12.0M | $86.8M |
| 毛利率 | 52.2% | — |
| 营业利润率 | 8.9% | — |
| 净利率 | 2.2% | 31.5% |
| 营收同比 | 2.8% | 7.5% |
| 净利润同比 | -5.0% | 31.7% |
| 每股收益（稀释后） | $0.25 | $1.64 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DLXWSFS
| Q1 26 | — | $275.3M | ||
| Q4 25 | $535.2M | $271.9M | ||
| Q3 25 | $540.2M | $270.5M | ||
| Q2 25 | $521.3M | $267.5M | ||
| Q1 25 | $536.5M | $256.1M | ||
| Q4 24 | $520.6M | $261.5M | ||
| Q3 24 | $528.4M | $267.7M | ||
| Q2 24 | $537.8M | $266.0M |
净利润DLXWSFS
| Q1 26 | — | $86.8M | ||
| Q4 25 | $12.0M | $72.7M | ||
| Q3 25 | $33.7M | $76.4M | ||
| Q2 25 | $22.4M | $72.3M | ||
| Q1 25 | $14.0M | $65.9M | ||
| Q4 24 | $12.6M | $64.2M | ||
| Q3 24 | $8.9M | $64.4M | ||
| Q2 24 | $20.5M | $69.3M |
毛利率DLXWSFS
| Q1 26 | — | — | ||
| Q4 25 | 52.2% | — | ||
| Q3 25 | 53.9% | — | ||
| Q2 25 | 53.6% | — | ||
| Q1 25 | 52.4% | — | ||
| Q4 24 | 52.3% | — | ||
| Q3 24 | 53.3% | — | ||
| Q2 24 | 53.7% | — |
营业利润率DLXWSFS
| Q1 26 | — | — | ||
| Q4 25 | 8.9% | 35.8% | ||
| Q3 25 | 14.0% | 37.3% | ||
| Q2 25 | 11.7% | 35.7% | ||
| Q1 25 | 9.0% | 34.0% | ||
| Q4 24 | 9.0% | 32.3% | ||
| Q3 24 | 7.9% | 31.9% | ||
| Q2 24 | 11.0% | 34.0% |
净利率DLXWSFS
| Q1 26 | — | 31.5% | ||
| Q4 25 | 2.2% | 26.7% | ||
| Q3 25 | 6.2% | 28.3% | ||
| Q2 25 | 4.3% | 27.0% | ||
| Q1 25 | 2.6% | 25.7% | ||
| Q4 24 | 2.4% | 24.6% | ||
| Q3 24 | 1.7% | 24.1% | ||
| Q2 24 | 3.8% | 26.0% |
每股收益（稀释后）DLXWSFS
| Q1 26 | — | $1.64 | ||
| Q4 25 | $0.25 | $1.33 | ||
| Q3 25 | $0.74 | $1.37 | ||
| Q2 25 | $0.50 | $1.27 | ||
| Q1 25 | $0.31 | $1.12 | ||
| Q4 24 | $0.28 | $1.08 | ||
| Q3 24 | $0.20 | $1.08 | ||
| Q2 24 | $0.46 | $1.16 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $36.9M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $680.7M | $2.7B |
| 总资产 | $2.9B | $22.1B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资DLXWSFS
| Q1 26 | — | — | ||
| Q4 25 | $36.9M | $1.7B | ||
| Q3 25 | $25.8M | — | ||
| Q2 25 | $26.0M | — | ||
| Q1 25 | $30.3M | — | ||
| Q4 24 | $34.4M | $1.2B | ||
| Q3 24 | $41.3M | — | ||
| Q2 24 | $23.1M | — |
股东权益DLXWSFS
| Q1 26 | — | $2.7B | ||
| Q4 25 | $680.7M | $2.7B | ||
| Q3 25 | $664.1M | $2.8B | ||
| Q2 25 | $638.7M | $2.7B | ||
| Q1 25 | $622.5M | $2.7B | ||
| Q4 24 | $620.9M | $2.6B | ||
| Q3 24 | $612.7M | $2.7B | ||
| Q2 24 | $620.5M | $2.5B |
总资产DLXWSFS
| Q1 26 | — | $22.1B | ||
| Q4 25 | $2.9B | $21.3B | ||
| Q3 25 | $2.6B | $20.8B | ||
| Q2 25 | $2.5B | $20.8B | ||
| Q1 25 | $2.6B | $20.5B | ||
| Q4 24 | $2.8B | $20.8B | ||
| Q3 24 | $2.6B | $20.9B | ||
| Q2 24 | $2.7B | $20.7B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $102.1M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 8.53× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流DLXWSFS
| Q1 26 | — | — | ||
| Q4 25 | $102.1M | $220.0M | ||
| Q3 25 | $67.1M | $121.5M | ||
| Q2 25 | $51.1M | $37.2M | ||
| Q1 25 | $50.3M | $8.7M | ||
| Q4 24 | $60.2M | $219.9M | ||
| Q3 24 | $67.9M | $3.1M | ||
| Q2 24 | $39.6M | $44.8M |
自由现金流DLXWSFS
| Q1 26 | — | — | ||
| Q4 25 | — | $213.6M | ||
| Q3 25 | — | $120.3M | ||
| Q2 25 | $27.8M | $35.2M | ||
| Q1 25 | $24.3M | $6.3M | ||
| Q4 24 | — | $205.6M | ||
| Q3 24 | $46.7M | $-489.0K | ||
| Q2 24 | $11.4M | $42.1M |
自由现金流率DLXWSFS
| Q1 26 | — | — | ||
| Q4 25 | — | 78.6% | ||
| Q3 25 | — | 44.5% | ||
| Q2 25 | 5.3% | 13.2% | ||
| Q1 25 | 4.5% | 2.5% | ||
| Q4 24 | — | 78.6% | ||
| Q3 24 | 8.8% | -0.2% | ||
| Q2 24 | 2.1% | 15.8% |
资本支出强度DLXWSFS
| Q1 26 | — | — | ||
| Q4 25 | — | 2.3% | ||
| Q3 25 | — | 0.5% | ||
| Q2 25 | 4.5% | 0.7% | ||
| Q1 25 | 4.8% | 0.9% | ||
| Q4 24 | — | 5.5% | ||
| Q3 24 | 4.0% | 1.4% | ||
| Q2 24 | 5.2% | 1.0% |
现金转化率DLXWSFS
| Q1 26 | — | — | ||
| Q4 25 | 8.53× | 3.03× | ||
| Q3 25 | 1.99× | 1.59× | ||
| Q2 25 | 2.28× | 0.51× | ||
| Q1 25 | 3.59× | 0.13× | ||
| Q4 24 | 4.77× | 3.43× | ||
| Q3 24 | 7.60× | 0.05× | ||
| Q2 24 | 1.94× | 0.65× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
DLX
| Services | $247.9M | 46% |
| B2B Payments | $76.3M | 14% |
| Datadrivenmarketingsolutions | $68.5M | 13% |
| Promotional Solutions Revenue | $60.9M | 11% |
| Treasurymanagementsolutions | $59.8M | 11% |
| Other | $17.3M | 3% |
| Other Web Based Solutions | $4.6M | 1% |
WSFS
暂无分部数据
