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EURONET WORLDWIDE, INC.（EEFT）与TRINET GROUP, INC.（TNET）财务数据对比。点击上方公司名可切换其他公司
TRINET GROUP, INC.的季度营收约是EURONET WORLDWIDE, INC.的1.1倍（$1.2B vs $1.1B），EURONET WORLDWIDE, INC.同比增速更快（5.9% vs -2.2%），EURONET WORLDWIDE, INC.自由现金流更多（$434.3M vs $43.0M），过去两年EURONET WORLDWIDE, INC.的营收复合增速更高（13.7% vs -0.6%）
Euronet Worldwide是总部位于美国堪萨斯州利伍德的全球电子支付服务提供商，业务涵盖自动柜员机（ATM）、销售点（POS）服务、信用卡/借记卡服务、货币兑换及其他电子金融服务与支付软件，旗下拥有Transact、PaySpot、epay等多家预付费业务子公司。
TriNet Group, Inc.是一家面向中小企业的专业雇主组织，总部位于加州都柏林，服务员工规模在3至2500人之间的各类机构。可提供薪资管理、健康福利管理服务，还能为客户提供劳动法规合规、风险降低相关咨询，可作为外包人力资源部门为企业分担人事相关事务。
EEFT vs TNET — 直观对比
营收规模更大
TNET
是对方的1.1倍
$1.1B
营收增速更快
EEFT
高出8.1%
-2.2%
自由现金流更多
EEFT
多$391.3M
$43.0M
两年增速更快
EEFT
近两年复合增速
-0.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.1B | $1.2B |
| 净利润 | $51.8M | — |
| 毛利率 | — | — |
| 营业利润率 | 9.1% | 0.1% |
| 净利率 | 4.7% | — |
| 营收同比 | 5.9% | -2.2% |
| 净利润同比 | 14.3% | — |
| 每股收益（稀释后） | $0.97 | $0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EEFTTNET
| Q4 25 | $1.1B | $1.2B | ||
| Q3 25 | $1.1B | $1.2B | ||
| Q2 25 | $1.1B | $1.2B | ||
| Q1 25 | $915.5M | $1.3B | ||
| Q4 24 | $1.0B | $1.3B | ||
| Q3 24 | $1.1B | $1.2B | ||
| Q2 24 | $986.2M | $1.2B | ||
| Q1 24 | $857.0M | $1.3B |
净利润EEFTTNET
| Q4 25 | $51.8M | — | ||
| Q3 25 | $122.0M | $34.0M | ||
| Q2 25 | $97.6M | $37.0M | ||
| Q1 25 | $38.4M | $85.0M | ||
| Q4 24 | $45.3M | — | ||
| Q3 24 | $151.5M | $45.0M | ||
| Q2 24 | $83.1M | $60.0M | ||
| Q1 24 | $26.2M | $91.0M |
营业利润率EEFTTNET
| Q4 25 | 9.1% | 0.1% | ||
| Q3 25 | 17.0% | 4.1% | ||
| Q2 25 | 14.8% | 4.1% | ||
| Q1 25 | 8.2% | 8.9% | ||
| Q4 24 | 11.7% | -2.9% | ||
| Q3 24 | 16.6% | 4.7% | ||
| Q2 24 | 13.6% | 6.5% | ||
| Q1 24 | 7.5% | 9.7% |
净利率EEFTTNET
| Q4 25 | 4.7% | — | ||
| Q3 25 | 10.6% | 2.8% | ||
| Q2 25 | 9.1% | 3.0% | ||
| Q1 25 | 4.2% | 6.6% | ||
| Q4 24 | 4.3% | — | ||
| Q3 24 | 13.8% | 3.6% | ||
| Q2 24 | 8.4% | 4.9% | ||
| Q1 24 | 3.1% | 7.2% |
每股收益（稀释后）EEFTTNET
| Q4 25 | $0.97 | $0.02 | ||
| Q3 25 | $2.75 | $0.70 | ||
| Q2 25 | $2.27 | $0.77 | ||
| Q1 25 | $0.85 | $1.71 | ||
| Q4 24 | $0.96 | $-0.44 | ||
| Q3 24 | $3.21 | $0.89 | ||
| Q2 24 | $1.73 | $1.20 | ||
| Q1 24 | $0.55 | $1.78 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.0B | $287.0M |
| 总债务越低越好 | $1.0B | — |
| 股东权益账面价值 | $1.3B | $54.0M |
| 总资产 | $6.5B | $3.8B |
| 负债/权益比越低杠杆越低 | 0.79× | — |
8季度趋势，按日历期对齐
现金及短期投资EEFTTNET
| Q4 25 | $1.0B | $287.0M | ||
| Q3 25 | $1.2B | $321.0M | ||
| Q2 25 | $1.3B | $407.0M | ||
| Q1 25 | $1.4B | $349.0M | ||
| Q4 24 | $1.3B | $360.0M | ||
| Q3 24 | $1.5B | $301.0M | ||
| Q2 24 | $1.3B | $249.0M | ||
| Q1 24 | $1.2B | $383.0M |
总债务EEFTTNET
| Q4 25 | $1.0B | — | ||
| Q3 25 | $1.1B | — | ||
| Q2 25 | $1.0B | — | ||
| Q1 25 | $1.9B | — | ||
| Q4 24 | $1.1B | — | ||
| Q3 24 | $1.2B | — | ||
| Q2 24 | $1.0B | — | ||
| Q1 24 | $1.3B | — |
股东权益EEFTTNET
| Q4 25 | $1.3B | $54.0M | ||
| Q3 25 | $1.3B | $110.0M | ||
| Q2 25 | $1.4B | $107.0M | ||
| Q1 25 | $1.3B | $63.0M | ||
| Q4 24 | $1.2B | $69.0M | ||
| Q3 24 | $1.4B | $129.0M | ||
| Q2 24 | $1.2B | $100.0M | ||
| Q1 24 | $1.2B | $143.0M |
总资产EEFTTNET
| Q4 25 | $6.5B | $3.8B | ||
| Q3 25 | $6.3B | $3.4B | ||
| Q2 25 | $6.6B | $3.7B | ||
| Q1 25 | $6.1B | $3.8B | ||
| Q4 24 | $5.8B | $4.1B | ||
| Q3 24 | $6.3B | $3.7B | ||
| Q2 24 | $6.1B | $3.7B | ||
| Q1 24 | $5.7B | $4.0B |
负债/权益比EEFTTNET
| Q4 25 | 0.79× | — | ||
| Q3 25 | 0.85× | — | ||
| Q2 25 | 0.74× | — | ||
| Q1 25 | 1.46× | — | ||
| Q4 24 | 0.92× | — | ||
| Q3 24 | 0.88× | — | ||
| Q2 24 | 0.85× | — | ||
| Q1 24 | 1.01× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $559.8M | $61.0M |
| 自由现金流经营现金流 - 资本支出 | $434.3M | $43.0M |
| 自由现金流率自由现金流/营收 | 39.2% | 3.4% |
| 资本支出强度资本支出/营收 | 11.3% | 1.4% |
| 现金转化率经营现金流/净利润 | 10.81× | — |
| 过去12个月自由现金流最近4个季度 | $722.3M | $234.0M |
8季度趋势，按日历期对齐
经营现金流EEFTTNET
| Q4 25 | $559.8M | $61.0M | ||
| Q3 25 | $197.3M | $72.0M | ||
| Q2 25 | $182.9M | $75.0M | ||
| Q1 25 | $1.7M | $95.0M | ||
| Q4 24 | $732.8M | $65.0M | ||
| Q3 24 | $440.3M | $84.0M | ||
| Q2 24 | $182.2M | $39.0M | ||
| Q1 24 | $30.0M | $91.0M |
自由现金流EEFTTNET
| Q4 25 | $434.3M | $43.0M | ||
| Q3 25 | $161.2M | $55.0M | ||
| Q2 25 | $148.3M | $57.0M | ||
| Q1 25 | $-21.5M | $79.0M | ||
| Q4 24 | $615.6M | $47.0M | ||
| Q3 24 | $414.5M | $59.0M | ||
| Q2 24 | $148.8M | $22.0M | ||
| Q1 24 | $6.2M | $73.0M |
自由现金流率EEFTTNET
| Q4 25 | 39.2% | 3.4% | ||
| Q3 25 | 14.1% | 4.5% | ||
| Q2 25 | 13.8% | 4.6% | ||
| Q1 25 | -2.3% | 6.1% | ||
| Q4 24 | 58.8% | 3.7% | ||
| Q3 24 | 37.7% | 4.8% | ||
| Q2 24 | 15.1% | 1.8% | ||
| Q1 24 | 0.7% | 5.8% |
资本支出强度EEFTTNET
| Q4 25 | 11.3% | 1.4% | ||
| Q3 25 | 3.2% | 1.4% | ||
| Q2 25 | 3.2% | 1.5% | ||
| Q1 25 | 2.5% | 1.2% | ||
| Q4 24 | 11.2% | 1.4% | ||
| Q3 24 | 2.3% | 2.0% | ||
| Q2 24 | 3.4% | 1.4% | ||
| Q1 24 | 2.8% | 1.4% |
现金转化率EEFTTNET
| Q4 25 | 10.81× | — | ||
| Q3 25 | 1.62× | 2.12× | ||
| Q2 25 | 1.87× | 2.03× | ||
| Q1 25 | 0.04× | 1.12× | ||
| Q4 24 | 16.18× | — | ||
| Q3 24 | 2.91× | 1.87× | ||
| Q2 24 | 2.19× | 0.65× | ||
| Q1 24 | 1.15× | 1.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EEFT
暂无分部数据
TNET
| Insurance Services | $1.1B | 85% |
| Professional Services | $169.0M | 14% |
