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华美银行集团（EWBC）与UiPath, Inc.（PATH）财务数据对比。点击上方公司名可切换其他公司
华美银行集团的季度营收约是UiPath, Inc.的1.9倍（$775.0M vs $411.1M），UiPath, Inc.净利率更高（48.4% vs 46.2%，领先2.2%），UiPath, Inc.同比增速更快（15.9% vs 2.1%），过去两年华美银行集团的营收复合增速更高（18.4% vs 0.7%）
华美银行集团旗下核心子公司为华美银行，是总部位于美国南加州的最大上市银行控股集团。集团资产规模超100亿美元，曾获评标普全球市场财智全美最佳银行，自2023年起连续三年位列《银行董事》杂志同资产规模银行绩效榜单首位。
UiPath是一家全球化软件企业，专注于开发人工智能、智能自动化及流程编排类软件，其产品支持用户搭建与调度AI代理，实现复杂业务流程、工作流的自动化运行，助力各行业客户提升运营效率、降低人力成本。
EWBC vs PATH — 直观对比
营收规模更大
EWBC
是对方的1.9倍
$411.1M
营收增速更快
PATH
高出13.8%
2.1%
净利率更高
PATH
高出2.2%
46.2%
两年增速更快
EWBC
近两年复合增速
0.7%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $775.0M | $411.1M |
| 净利润 | $358.0M | $198.8M |
| 毛利率 | — | 83.3% |
| 营业利润率 | — | 3.2% |
| 净利率 | 46.2% | 48.4% |
| 营收同比 | 2.1% | 15.9% |
| 净利润同比 | 0.4% | 1966.2% |
| 每股收益（稀释后） | $2.57 | $0.37 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EWBCPATH
| Q1 26 | $775.0M | — | ||
| Q4 25 | $657.8M | $411.1M | ||
| Q3 25 | $677.5M | $361.7M | ||
| Q2 25 | $617.1M | $356.6M | ||
| Q1 25 | $600.2M | $423.6M | ||
| Q4 24 | $587.6M | $354.7M | ||
| Q3 24 | $572.7M | $316.3M | ||
| Q2 24 | $553.2M | $335.1M |
净利润EWBCPATH
| Q1 26 | $358.0M | — | ||
| Q4 25 | $356.3M | $198.8M | ||
| Q3 25 | $368.4M | $1.6M | ||
| Q2 25 | $310.3M | $-22.6M | ||
| Q1 25 | $290.3M | $51.8M | ||
| Q4 24 | $293.1M | $-10.7M | ||
| Q3 24 | $299.2M | $-86.1M | ||
| Q2 24 | $288.2M | $-28.7M |
毛利率EWBCPATH
| Q1 26 | — | — | ||
| Q4 25 | — | 83.3% | ||
| Q3 25 | — | 82.2% | ||
| Q2 25 | — | 82.1% | ||
| Q1 25 | — | 84.8% | ||
| Q4 24 | — | 82.0% | ||
| Q3 24 | — | 80.0% | ||
| Q2 24 | — | 83.5% |
营业利润率EWBCPATH
| Q1 26 | — | — | ||
| Q4 25 | 71.0% | 3.2% | ||
| Q3 25 | 68.6% | -5.6% | ||
| Q2 25 | 65.2% | -4.6% | ||
| Q1 25 | 65.2% | 7.9% | ||
| Q4 24 | 60.6% | -12.2% | ||
| Q3 24 | 68.0% | -32.7% | ||
| Q2 24 | 65.9% | -14.8% |
净利率EWBCPATH
| Q1 26 | 46.2% | — | ||
| Q4 25 | 54.2% | 48.4% | ||
| Q3 25 | 54.4% | 0.4% | ||
| Q2 25 | 50.3% | -6.3% | ||
| Q1 25 | 48.4% | 12.2% | ||
| Q4 24 | 49.9% | -3.0% | ||
| Q3 24 | 52.2% | -27.2% | ||
| Q2 24 | 52.1% | -8.6% |
每股收益（稀释后）EWBCPATH
| Q1 26 | $2.57 | — | ||
| Q4 25 | $2.55 | $0.37 | ||
| Q3 25 | $2.65 | $0.00 | ||
| Q2 25 | $2.24 | $-0.04 | ||
| Q1 25 | $2.08 | $0.09 | ||
| Q4 24 | $2.10 | $-0.02 | ||
| Q3 24 | $2.14 | $-0.15 | ||
| Q2 24 | $2.06 | $-0.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.4B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $9.0B | $1.9B |
| 总资产 | $82.9B | $2.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资EWBCPATH
| Q1 26 | — | — | ||
| Q4 25 | $4.2B | $1.4B | ||
| Q3 25 | $4.7B | $1.4B | ||
| Q2 25 | $4.4B | $1.6B | ||
| Q1 25 | $3.4B | $1.6B | ||
| Q4 24 | $5.3B | $1.6B | ||
| Q3 24 | $4.9B | $1.7B | ||
| Q2 24 | $4.4B | $1.9B |
总债务EWBCPATH
| Q1 26 | — | — | ||
| Q4 25 | $35.6M | — | ||
| Q3 25 | $35.7M | — | ||
| Q2 25 | $35.8M | — | ||
| Q1 25 | $35.9M | — | ||
| Q4 24 | $36.0M | — | ||
| Q3 24 | $36.1M | — | ||
| Q2 24 | $36.1M | — |
股东权益EWBCPATH
| Q1 26 | $9.0B | — | ||
| Q4 25 | $8.9B | $1.9B | ||
| Q3 25 | $8.6B | $1.7B | ||
| Q2 25 | $8.2B | $1.7B | ||
| Q1 25 | $7.9B | $1.8B | ||
| Q4 24 | $7.7B | $1.7B | ||
| Q3 24 | $7.7B | $1.8B | ||
| Q2 24 | $7.2B | $2.0B |
总资产EWBCPATH
| Q1 26 | $82.9B | — | ||
| Q4 25 | $80.4B | $2.9B | ||
| Q3 25 | $79.7B | $2.6B | ||
| Q2 25 | $78.2B | $2.6B | ||
| Q1 25 | $76.2B | $2.9B | ||
| Q4 24 | $76.0B | $2.7B | ||
| Q3 24 | $74.5B | $2.7B | ||
| Q2 24 | $72.5B | $2.8B |
负债/权益比EWBCPATH
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | 0.00× | — | ||
| Q2 24 | 0.01× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $28.3M |
| 自由现金流经营现金流 - 资本支出 | — | $25.1M |
| 自由现金流率自由现金流/营收 | — | 6.1% |
| 资本支出强度资本支出/营收 | — | 0.8% |
| 现金转化率经营现金流/净利润 | — | 0.14× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流EWBCPATH
| Q1 26 | — | — | ||
| Q4 25 | $713.4M | $28.3M | ||
| Q3 25 | $231.7M | $41.6M | ||
| Q2 25 | $278.7M | $119.0M | ||
| Q1 25 | $277.9M | $146.1M | ||
| Q4 24 | $500.1M | $28.1M | ||
| Q3 24 | $386.1M | $46.4M | ||
| Q2 24 | $259.2M | $100.0M |
自由现金流EWBCPATH
| Q1 26 | — | — | ||
| Q4 25 | — | $25.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $106.2M | ||
| Q1 25 | — | $138.7M | ||
| Q4 24 | — | $23.2M | ||
| Q3 24 | — | $45.0M | ||
| Q2 24 | — | $98.8M |
自由现金流率EWBCPATH
| Q1 26 | — | — | ||
| Q4 25 | — | 6.1% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 29.8% | ||
| Q1 25 | — | 32.7% | ||
| Q4 24 | — | 6.5% | ||
| Q3 24 | — | 14.2% | ||
| Q2 24 | — | 29.5% |
资本支出强度EWBCPATH
| Q1 26 | — | — | ||
| Q4 25 | — | 0.8% | ||
| Q3 25 | — | 0.0% | ||
| Q2 25 | — | 3.6% | ||
| Q1 25 | — | 1.7% | ||
| Q4 24 | — | 1.4% | ||
| Q3 24 | — | 0.4% | ||
| Q2 24 | — | 0.4% |
现金转化率EWBCPATH
| Q1 26 | — | — | ||
| Q4 25 | 2.00× | 0.14× | ||
| Q3 25 | 0.63× | 26.25× | ||
| Q2 25 | 0.90× | — | ||
| Q1 25 | 0.96× | 2.82× | ||
| Q4 24 | 1.71× | — | ||
| Q3 24 | 1.29× | — | ||
| Q2 24 | 0.90× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EWBC
暂无分部数据
PATH
| Subscription Services | $247.6M | 60% |
| License | $150.0M | 36% |
| Professional Services And Other | $13.5M | 3% |
