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华美银行集团（EWBC）与RBC Bearings INC（RBC）财务数据对比。点击上方公司名可切换其他公司
华美银行集团的季度营收约是RBC Bearings INC的1.7倍（$775.0M vs $461.6M），华美银行集团净利率更高（46.2% vs 14.6%，领先31.6%），RBC Bearings INC同比增速更快（17.0% vs 2.1%），过去两年华美银行集团的营收复合增速更高（18.4% vs 5.6%）
华美银行集团旗下核心子公司为华美银行，是总部位于美国南加州的最大上市银行控股集团。集团资产规模超100亿美元，曾获评标普全球市场财智全美最佳银行，自2023年起连续三年位列《银行董事》杂志同资产规模银行绩效榜单首位。
该文本实际介绍的并非RBC Bearings，而是美国多佛公司。多佛是一家工业产品综合制造商，1955年成立，总部位于伊利诺伊州当纳斯格罗夫。2021年其业务分为五大板块：工程产品、清洁能源与加注、成像与识别、泵与工艺解决方案、气候与可持续技术，是标普500成分股，在纽约证券交易所上市。
EWBC vs RBC — 直观对比
营收规模更大
EWBC
是对方的1.7倍
$461.6M
营收增速更快
RBC
高出14.9%
2.1%
净利率更高
EWBC
高出31.6%
14.6%
两年增速更快
EWBC
近两年复合增速
5.6%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $775.0M | $461.6M |
| 净利润 | $358.0M | $67.4M |
| 毛利率 | — | 44.3% |
| 营业利润率 | — | 22.3% |
| 净利率 | 46.2% | 14.6% |
| 营收同比 | 2.1% | 17.0% |
| 净利润同比 | 0.4% | 16.4% |
| 每股收益（稀释后） | $2.57 | $2.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EWBCRBC
| Q1 26 | $775.0M | — | ||
| Q4 25 | $657.8M | $461.6M | ||
| Q3 25 | $677.5M | $455.3M | ||
| Q2 25 | $617.1M | $436.0M | ||
| Q1 25 | $600.2M | $437.7M | ||
| Q4 24 | $587.6M | $394.4M | ||
| Q3 24 | $572.7M | $397.9M | ||
| Q2 24 | $553.2M | $406.3M |
净利润EWBCRBC
| Q1 26 | $358.0M | — | ||
| Q4 25 | $356.3M | $67.4M | ||
| Q3 25 | $368.4M | $60.0M | ||
| Q2 25 | $310.3M | $68.5M | ||
| Q1 25 | $290.3M | $72.7M | ||
| Q4 24 | $293.1M | $57.9M | ||
| Q3 24 | $299.2M | $54.2M | ||
| Q2 24 | $288.2M | $61.4M |
毛利率EWBCRBC
| Q1 26 | — | — | ||
| Q4 25 | — | 44.3% | ||
| Q3 25 | — | 44.1% | ||
| Q2 25 | — | 44.8% | ||
| Q1 25 | — | 44.2% | ||
| Q4 24 | — | 44.3% | ||
| Q3 24 | — | 43.7% | ||
| Q2 24 | — | 45.3% |
营业利润率EWBCRBC
| Q1 26 | — | — | ||
| Q4 25 | 71.0% | 22.3% | ||
| Q3 25 | 68.6% | 21.5% | ||
| Q2 25 | 65.2% | 23.2% | ||
| Q1 25 | 65.2% | 23.0% | ||
| Q4 24 | 60.6% | 21.7% | ||
| Q3 24 | 68.0% | 21.6% | ||
| Q2 24 | 65.9% | 24.0% |
净利率EWBCRBC
| Q1 26 | 46.2% | — | ||
| Q4 25 | 54.2% | 14.6% | ||
| Q3 25 | 54.4% | 13.2% | ||
| Q2 25 | 50.3% | 15.7% | ||
| Q1 25 | 48.4% | 16.6% | ||
| Q4 24 | 49.9% | 14.7% | ||
| Q3 24 | 52.2% | 13.6% | ||
| Q2 24 | 52.1% | 15.1% |
每股收益（稀释后）EWBCRBC
| Q1 26 | $2.57 | — | ||
| Q4 25 | $2.55 | $2.13 | ||
| Q3 25 | $2.65 | $1.90 | ||
| Q2 25 | $2.24 | $2.17 | ||
| Q1 25 | $2.08 | $2.33 | ||
| Q4 24 | $2.10 | $1.82 | ||
| Q3 24 | $2.14 | $1.65 | ||
| Q2 24 | $2.06 | $1.90 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $107.6M |
| 总债务越低越好 | — | $990.2M |
| 股东权益账面价值 | $9.0B | $3.3B |
| 总资产 | $82.9B | $5.1B |
| 负债/权益比越低杠杆越低 | — | 0.30× |
8季度趋势，按日历期对齐
现金及短期投资EWBCRBC
| Q1 26 | — | — | ||
| Q4 25 | $4.2B | $107.6M | ||
| Q3 25 | $4.7B | $91.2M | ||
| Q2 25 | $4.4B | $132.9M | ||
| Q1 25 | $3.4B | $36.8M | ||
| Q4 24 | $5.3B | — | ||
| Q3 24 | $4.9B | — | ||
| Q2 24 | $4.4B | $76.8M |
总债务EWBCRBC
| Q1 26 | — | — | ||
| Q4 25 | $35.6M | $990.2M | ||
| Q3 25 | $35.7M | $1.1B | ||
| Q2 25 | $35.8M | $915.6M | ||
| Q1 25 | $35.9M | $920.1M | ||
| Q4 24 | $36.0M | — | ||
| Q3 24 | $36.1M | — | ||
| Q2 24 | $36.1M | — |
股东权益EWBCRBC
| Q1 26 | $9.0B | — | ||
| Q4 25 | $8.9B | $3.3B | ||
| Q3 25 | $8.6B | $3.2B | ||
| Q2 25 | $8.2B | $3.1B | ||
| Q1 25 | $7.9B | $3.0B | ||
| Q4 24 | $7.7B | $2.9B | ||
| Q3 24 | $7.7B | $2.9B | ||
| Q2 24 | $7.2B | $2.8B |
总资产EWBCRBC
| Q1 26 | $82.9B | — | ||
| Q4 25 | $80.4B | $5.1B | ||
| Q3 25 | $79.7B | $5.1B | ||
| Q2 25 | $78.2B | $4.8B | ||
| Q1 25 | $76.2B | $4.7B | ||
| Q4 24 | $76.0B | $4.7B | ||
| Q3 24 | $74.5B | $4.7B | ||
| Q2 24 | $72.5B | $4.7B |
负债/权益比EWBCRBC
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | 0.30× | ||
| Q3 25 | 0.00× | 0.34× | ||
| Q2 25 | 0.00× | 0.29× | ||
| Q1 25 | 0.00× | 0.30× | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | 0.00× | — | ||
| Q2 24 | 0.01× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $122.1M |
| 自由现金流经营现金流 - 资本支出 | — | $99.1M |
| 自由现金流率自由现金流/营收 | — | 21.5% |
| 资本支出强度资本支出/营收 | — | 5.0% |
| 现金转化率经营现金流/净利润 | — | 1.81× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流EWBCRBC
| Q1 26 | — | — | ||
| Q4 25 | $713.4M | $122.1M | ||
| Q3 25 | $231.7M | $88.4M | ||
| Q2 25 | $278.7M | $120.0M | ||
| Q1 25 | $277.9M | — | ||
| Q4 24 | $500.1M | $84.0M | ||
| Q3 24 | $386.1M | — | ||
| Q2 24 | $259.2M | $97.4M |
自由现金流EWBCRBC
| Q1 26 | — | — | ||
| Q4 25 | — | $99.1M | ||
| Q3 25 | — | $71.7M | ||
| Q2 25 | — | $104.3M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $73.6M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $88.4M |
自由现金流率EWBCRBC
| Q1 26 | — | — | ||
| Q4 25 | — | 21.5% | ||
| Q3 25 | — | 15.7% | ||
| Q2 25 | — | 23.9% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 18.7% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 21.8% |
资本支出强度EWBCRBC
| Q1 26 | — | — | ||
| Q4 25 | — | 5.0% | ||
| Q3 25 | — | 3.7% | ||
| Q2 25 | — | 3.6% | ||
| Q1 25 | — | 3.2% | ||
| Q4 24 | — | 2.6% | ||
| Q3 24 | — | 4.1% | ||
| Q2 24 | — | 2.2% |
现金转化率EWBCRBC
| Q1 26 | — | — | ||
| Q4 25 | 2.00× | 1.81× | ||
| Q3 25 | 0.63× | 1.47× | ||
| Q2 25 | 0.90× | 1.75× | ||
| Q1 25 | 0.96× | — | ||
| Q4 24 | 1.71× | 1.45× | ||
| Q3 24 | 1.29× | — | ||
| Q2 24 | 0.90× | 1.59× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EWBC
暂无分部数据
RBC
| Domestic | $413.3M | 90% |
| Foreign | $48.3M | 10% |
