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华美银行集团（EWBC）与罗致恒富（RHI）财务数据对比。点击上方公司名可切换其他公司
罗致恒富的季度营收约是华美银行集团的1.7倍（$1.3B vs $775.0M），华美银行集团同比增速更快（2.1% vs -5.8%），过去两年华美银行集团的营收复合增速更高（18.4% vs -6.1%）
华美银行集团旗下核心子公司为华美银行，是总部位于美国南加州的最大上市银行控股集团。集团资产规模超100亿美元，曾获评标普全球市场财智全美最佳银行，自2023年起连续三年位列《银行董事》杂志同资产规模银行绩效榜单首位。
罗致恒富是1948年成立的国际人力资源咨询机构，总部位于加利福尼亚州门洛帕克和圣拉蒙，是全球规模领先的会计与金融领域人才派遣服务商之一，在全球范围内设有超过345个办公点。
EWBC vs RHI — 直观对比
营收规模更大
RHI
是对方的1.7倍
$775.0M
营收增速更快
EWBC
高出7.9%
-5.8%
两年增速更快
EWBC
近两年复合增速
-6.1%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $775.0M | $1.3B |
| 净利润 | $358.0M | — |
| 毛利率 | — | 37.6% |
| 营业利润率 | — | 1.7% |
| 净利率 | 46.2% | — |
| 营收同比 | 2.1% | -5.8% |
| 净利润同比 | 0.4% | — |
| 每股收益（稀释后） | $2.57 | $0.32 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EWBCRHI
| Q1 26 | $775.0M | — | ||
| Q4 25 | $657.8M | $1.3B | ||
| Q3 25 | $677.5M | $1.4B | ||
| Q2 25 | $617.1M | $1.4B | ||
| Q1 25 | $600.2M | $1.4B | ||
| Q4 24 | $587.6M | $1.4B | ||
| Q3 24 | $572.7M | $1.5B | ||
| Q2 24 | $553.2M | $1.5B |
净利润EWBCRHI
| Q1 26 | $358.0M | — | ||
| Q4 25 | $356.3M | — | ||
| Q3 25 | $368.4M | $42.9M | ||
| Q2 25 | $310.3M | $41.0M | ||
| Q1 25 | $290.3M | $17.4M | ||
| Q4 24 | $293.1M | — | ||
| Q3 24 | $299.2M | $65.5M | ||
| Q2 24 | $288.2M | $68.2M |
毛利率EWBCRHI
| Q1 26 | — | — | ||
| Q4 25 | — | 37.6% | ||
| Q3 25 | — | 37.2% | ||
| Q2 25 | — | 37.2% | ||
| Q1 25 | — | 36.9% | ||
| Q4 24 | — | 38.8% | ||
| Q3 24 | — | 39.0% | ||
| Q2 24 | — | 39.2% |
营业利润率EWBCRHI
| Q1 26 | — | — | ||
| Q4 25 | 71.0% | 1.7% | ||
| Q3 25 | 68.6% | 1.0% | ||
| Q2 25 | 65.2% | 0.1% | ||
| Q1 25 | 65.2% | 2.9% | ||
| Q4 24 | 60.6% | 4.7% | ||
| Q3 24 | 68.0% | 4.1% | ||
| Q2 24 | 65.9% | 5.1% |
净利率EWBCRHI
| Q1 26 | 46.2% | — | ||
| Q4 25 | 54.2% | — | ||
| Q3 25 | 54.4% | 3.2% | ||
| Q2 25 | 50.3% | 3.0% | ||
| Q1 25 | 48.4% | 1.3% | ||
| Q4 24 | 49.9% | — | ||
| Q3 24 | 52.2% | 4.5% | ||
| Q2 24 | 52.1% | 4.6% |
每股收益（稀释后）EWBCRHI
| Q1 26 | $2.57 | — | ||
| Q4 25 | $2.55 | $0.32 | ||
| Q3 25 | $2.65 | $0.43 | ||
| Q2 25 | $2.24 | $0.41 | ||
| Q1 25 | $2.08 | $0.17 | ||
| Q4 24 | $2.10 | $0.53 | ||
| Q3 24 | $2.14 | $0.64 | ||
| Q2 24 | $2.06 | $0.66 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $464.4M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $9.0B | $1.3B |
| 总资产 | $82.9B | $2.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资EWBCRHI
| Q1 26 | — | — | ||
| Q4 25 | $4.2B | $464.4M | ||
| Q3 25 | $4.7B | $365.3M | ||
| Q2 25 | $4.4B | $380.5M | ||
| Q1 25 | $3.4B | $342.5M | ||
| Q4 24 | $5.3B | $537.6M | ||
| Q3 24 | $4.9B | $570.5M | ||
| Q2 24 | $4.4B | $547.4M |
总债务EWBCRHI
| Q1 26 | — | — | ||
| Q4 25 | $35.6M | — | ||
| Q3 25 | $35.7M | — | ||
| Q2 25 | $35.8M | — | ||
| Q1 25 | $35.9M | — | ||
| Q4 24 | $36.0M | — | ||
| Q3 24 | $36.1M | — | ||
| Q2 24 | $36.1M | — |
股东权益EWBCRHI
| Q1 26 | $9.0B | — | ||
| Q4 25 | $8.9B | $1.3B | ||
| Q3 25 | $8.6B | $1.3B | ||
| Q2 25 | $8.2B | $1.3B | ||
| Q1 25 | $7.9B | $1.3B | ||
| Q4 24 | $7.7B | $1.4B | ||
| Q3 24 | $7.7B | $1.5B | ||
| Q2 24 | $7.2B | $1.5B |
总资产EWBCRHI
| Q1 26 | $82.9B | — | ||
| Q4 25 | $80.4B | $2.9B | ||
| Q3 25 | $79.7B | $2.8B | ||
| Q2 25 | $78.2B | $2.8B | ||
| Q1 25 | $76.2B | $2.7B | ||
| Q4 24 | $76.0B | $2.9B | ||
| Q3 24 | $74.5B | $3.0B | ||
| Q2 24 | $72.5B | $2.9B |
负债/权益比EWBCRHI
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | 0.00× | — | ||
| Q2 24 | 0.01× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $182.5M |
| 自由现金流经营现金流 - 资本支出 | — | $170.8M |
| 自由现金流率自由现金流/营收 | — | 13.1% |
| 资本支出强度资本支出/营收 | — | 0.9% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $266.8M |
8季度趋势，按日历期对齐
经营现金流EWBCRHI
| Q1 26 | — | — | ||
| Q4 25 | $713.4M | $182.5M | ||
| Q3 25 | $231.7M | $77.4M | ||
| Q2 25 | $278.7M | $119.4M | ||
| Q1 25 | $277.9M | $-59.3M | ||
| Q4 24 | $500.1M | $154.8M | ||
| Q3 24 | $386.1M | $129.6M | ||
| Q2 24 | $259.2M | $142.0M |
自由现金流EWBCRHI
| Q1 26 | — | — | ||
| Q4 25 | — | $170.8M | ||
| Q3 25 | — | $63.6M | ||
| Q2 25 | — | $104.2M | ||
| Q1 25 | — | $-71.7M | ||
| Q4 24 | — | $140.5M | ||
| Q3 24 | — | $111.8M | ||
| Q2 24 | — | $129.6M |
自由现金流率EWBCRHI
| Q1 26 | — | — | ||
| Q4 25 | — | 13.1% | ||
| Q3 25 | — | 4.7% | ||
| Q2 25 | — | 7.6% | ||
| Q1 25 | — | -5.3% | ||
| Q4 24 | — | 10.2% | ||
| Q3 24 | — | 7.6% | ||
| Q2 24 | — | 8.8% |
资本支出强度EWBCRHI
| Q1 26 | — | — | ||
| Q4 25 | — | 0.9% | ||
| Q3 25 | — | 1.0% | ||
| Q2 25 | — | 1.1% | ||
| Q1 25 | — | 0.9% | ||
| Q4 24 | — | 1.0% | ||
| Q3 24 | — | 1.2% | ||
| Q2 24 | — | 0.8% |
现金转化率EWBCRHI
| Q1 26 | — | — | ||
| Q4 25 | 2.00× | — | ||
| Q3 25 | 0.63× | 1.80× | ||
| Q2 25 | 0.90× | 2.91× | ||
| Q1 25 | 0.96× | -3.42× | ||
| Q4 24 | 1.71× | — | ||
| Q3 24 | 1.29× | 1.98× | ||
| Q2 24 | 0.90× | 2.08× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EWBC
暂无分部数据
RHI
| Finance And Accounting | $535.2M | 41% |
| Protiviti | $479.0M | 37% |
| Technology | $156.4M | 12% |
| Permanent Placement Talent Solutions | $102.6M | 8% |
| Other | $29.2M | 2% |
