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华美银行集团（EWBC）与Sunrun Inc.（RUN）财务数据对比。点击上方公司名可切换其他公司
Sunrun Inc.的季度营收约是华美银行集团的1.5倍（$1.2B vs $774.0M），华美银行集团净利率更高（46.3% vs 8.9%，领先37.3%），Sunrun Inc.同比增速更快（123.5% vs 11.8%），过去两年Sunrun Inc.的营收复合增速更高（59.0% vs 18.3%）
华美银行集团旗下核心子公司为华美银行，是总部位于美国南加州的最大上市银行控股集团。集团资产规模超100亿美元，曾获评标普全球市场财智全美最佳银行，自2023年起连续三年位列《银行董事》杂志同资产规模银行绩效榜单首位。
Sunrun Inc.是美国知名的光伏系统及电池储能产品供应商，业务以服务住宅客户为主，2007年成立，总部位于加利福尼亚州旧金山，致力于为家庭用户提供高效的清洁能源解决方案。
EWBC vs RUN — 直观对比
营收规模更大
RUN
是对方的1.5倍
$774.0M
营收增速更快
RUN
高出111.7%
11.8%
净利率更高
EWBC
高出37.3%
8.9%
两年增速更快
RUN
近两年复合增速
18.3%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $774.0M | $1.2B |
| 净利润 | $358.0M | $103.6M |
| 毛利率 | — | — |
| 营业利润率 | — | 8.4% |
| 净利率 | 46.3% | 8.9% |
| 营收同比 | 11.8% | 123.5% |
| 净利润同比 | 0.4% | 103.7% |
| 每股收益（稀释后） | $2.57 | $0.38 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EWBCRUN
| Q1 26 | $774.0M | — | ||
| Q4 25 | $657.8M | $1.2B | ||
| Q3 25 | $677.5M | $724.6M | ||
| Q2 25 | $617.1M | $569.3M | ||
| Q1 25 | $600.2M | $504.3M | ||
| Q4 24 | $587.6M | $518.5M | ||
| Q3 24 | $572.7M | $537.2M | ||
| Q2 24 | $553.2M | $523.9M |
净利润EWBCRUN
| Q1 26 | $358.0M | — | ||
| Q4 25 | $356.3M | $103.6M | ||
| Q3 25 | $368.4M | $16.6M | ||
| Q2 25 | $310.3M | $279.8M | ||
| Q1 25 | $290.3M | $50.0M | ||
| Q4 24 | $293.1M | $-2.8B | ||
| Q3 24 | $299.2M | $-83.8M | ||
| Q2 24 | $288.2M | $139.1M |
营业利润率EWBCRUN
| Q1 26 | — | — | ||
| Q4 25 | 71.0% | 8.4% | ||
| Q3 25 | 68.6% | 0.5% | ||
| Q2 25 | 65.2% | -19.7% | ||
| Q1 25 | 65.2% | -22.8% | ||
| Q4 24 | 60.6% | -628.0% | ||
| Q3 24 | 68.0% | -23.8% | ||
| Q2 24 | 65.9% | -24.4% |
净利率EWBCRUN
| Q1 26 | 46.3% | — | ||
| Q4 25 | 54.2% | 8.9% | ||
| Q3 25 | 54.4% | 2.3% | ||
| Q2 25 | 50.3% | 49.1% | ||
| Q1 25 | 48.4% | 9.9% | ||
| Q4 24 | 49.9% | -542.7% | ||
| Q3 24 | 52.2% | -15.6% | ||
| Q2 24 | 52.1% | 26.5% |
每股收益（稀释后）EWBCRUN
| Q1 26 | $2.57 | — | ||
| Q4 25 | $2.55 | $0.38 | ||
| Q3 25 | $2.65 | $0.06 | ||
| Q2 25 | $2.24 | $1.07 | ||
| Q1 25 | $2.08 | $0.20 | ||
| Q4 24 | $2.10 | $-12.59 | ||
| Q3 24 | $2.14 | $-0.37 | ||
| Q2 24 | $2.06 | $0.55 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | $14.7B |
| 股东权益账面价值 | $9.0B | $3.1B |
| 总资产 | $82.9B | $22.6B |
| 负债/权益比越低杠杆越低 | — | 4.69× |
8季度趋势，按日历期对齐
现金及短期投资EWBCRUN
| Q1 26 | — | — | ||
| Q4 25 | $4.2B | — | ||
| Q3 25 | $4.7B | — | ||
| Q2 25 | $4.4B | — | ||
| Q1 25 | $3.4B | — | ||
| Q4 24 | $5.3B | — | ||
| Q3 24 | $4.9B | — | ||
| Q2 24 | $4.4B | — |
总债务EWBCRUN
| Q1 26 | — | — | ||
| Q4 25 | $35.6M | $14.7B | ||
| Q3 25 | $35.7M | $14.6B | ||
| Q2 25 | $35.8M | $14.0B | ||
| Q1 25 | $35.9M | $13.6B | ||
| Q4 24 | $36.0M | $12.9B | ||
| Q3 24 | $36.1M | $12.5B | ||
| Q2 24 | $36.1M | $12.0B |
股东权益EWBCRUN
| Q1 26 | $9.0B | — | ||
| Q4 25 | $8.9B | $3.1B | ||
| Q3 25 | $8.6B | $3.0B | ||
| Q2 25 | $8.2B | $2.9B | ||
| Q1 25 | $7.9B | $2.6B | ||
| Q4 24 | $7.7B | $2.6B | ||
| Q3 24 | $7.7B | $5.3B | ||
| Q2 24 | $7.2B | $5.4B |
总资产EWBCRUN
| Q1 26 | $82.9B | — | ||
| Q4 25 | $80.4B | $22.6B | ||
| Q3 25 | $79.7B | $22.2B | ||
| Q2 25 | $78.2B | $21.2B | ||
| Q1 25 | $76.2B | $20.4B | ||
| Q4 24 | $76.0B | $19.9B | ||
| Q3 24 | $74.5B | $22.1B | ||
| Q2 24 | $72.5B | $21.4B |
负债/权益比EWBCRUN
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | 4.69× | ||
| Q3 25 | 0.00× | 4.90× | ||
| Q2 25 | 0.00× | 4.80× | ||
| Q1 25 | 0.00× | 5.19× | ||
| Q4 24 | 0.00× | 5.05× | ||
| Q3 24 | 0.00× | 2.36× | ||
| Q2 24 | 0.01× | 2.23× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $96.9M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 0.94× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流EWBCRUN
| Q1 26 | — | — | ||
| Q4 25 | $713.4M | $96.9M | ||
| Q3 25 | $231.7M | $-121.5M | ||
| Q2 25 | $278.7M | $-292.7M | ||
| Q1 25 | $277.9M | $-104.2M | ||
| Q4 24 | $500.1M | $-258.4M | ||
| Q3 24 | $386.1M | $-156.2M | ||
| Q2 24 | $259.2M | $-208.5M |
自由现金流EWBCRUN
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $-156.4M | ||
| Q2 24 | — | — |
自由现金流率EWBCRUN
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -29.1% | ||
| Q2 24 | — | — |
资本支出强度EWBCRUN
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.0% | ||
| Q2 24 | — | — |
现金转化率EWBCRUN
| Q1 26 | — | — | ||
| Q4 25 | 2.00× | 0.94× | ||
| Q3 25 | 0.63× | -7.33× | ||
| Q2 25 | 0.90× | -1.05× | ||
| Q1 25 | 0.96× | -2.08× | ||
| Q4 24 | 1.71× | — | ||
| Q3 24 | 1.29× | — | ||
| Q2 24 | 0.90× | -1.50× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EWBC
暂无分部数据
RUN
| Products | $692.3M | 60% |
| Customer Agreements | $435.2M | 38% |
| Manufactured Product Other | $56.7M | 5% |
| Incentives | $31.3M | 3% |
