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华美银行集团（EWBC）与RXO, Inc.（RXO）财务数据对比。点击上方公司名可切换其他公司
RXO, Inc.的季度营收约是华美银行集团的1.9倍（$1.5B vs $775.0M），华美银行集团净利率更高（46.2% vs -3.1%，领先49.3%），华美银行集团同比增速更快（2.1% vs -11.9%），过去两年RXO, Inc.的营收复合增速更高（26.8% vs 18.4%）
华美银行集团旗下核心子公司为华美银行，是总部位于美国南加州的最大上市银行控股集团。集团资产规模超100亿美元，曾获评标普全球市场财智全美最佳银行，自2023年起连续三年位列《银行董事》杂志同资产规模银行绩效榜单首位。
RXO是总部位于美国的头部运输及物流解决方案供应商，核心业务覆盖货运经纪、大件商品最后一公里配送、运输管理服务与全链路供应链优化支持，主要服务北美制造业、零售业及电商领域的客户。
EWBC vs RXO — 直观对比
营收规模更大
RXO
是对方的1.9倍
$775.0M
营收增速更快
EWBC
高出14.0%
-11.9%
净利率更高
EWBC
高出49.3%
-3.1%
两年增速更快
RXO
近两年复合增速
18.4%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $775.0M | $1.5B |
| 净利润 | $358.0M | $-46.0M |
| 毛利率 | — | — |
| 营业利润率 | — | -2.9% |
| 净利率 | 46.2% | -3.1% |
| 营收同比 | 2.1% | -11.9% |
| 净利润同比 | 0.4% | -84.0% |
| 每股收益（稀释后） | $2.57 | $-0.28 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EWBCRXO
| Q1 26 | $775.0M | — | ||
| Q4 25 | $657.8M | $1.5B | ||
| Q3 25 | $677.5M | $1.4B | ||
| Q2 25 | $617.1M | $1.4B | ||
| Q1 25 | $600.2M | $1.4B | ||
| Q4 24 | $587.6M | $1.7B | ||
| Q3 24 | $572.7M | $1.0B | ||
| Q2 24 | $553.2M | $930.0M |
净利润EWBCRXO
| Q1 26 | $358.0M | — | ||
| Q4 25 | $356.3M | $-46.0M | ||
| Q3 25 | $368.4M | $-14.0M | ||
| Q2 25 | $310.3M | $-9.0M | ||
| Q1 25 | $290.3M | $-31.0M | ||
| Q4 24 | $293.1M | $-25.0M | ||
| Q3 24 | $299.2M | $-243.0M | ||
| Q2 24 | $288.2M | $-7.0M |
营业利润率EWBCRXO
| Q1 26 | — | — | ||
| Q4 25 | 71.0% | -2.9% | ||
| Q3 25 | 68.6% | -0.5% | ||
| Q2 25 | 65.2% | — | ||
| Q1 25 | 65.2% | -2.1% | ||
| Q4 24 | 60.6% | -1.4% | ||
| Q3 24 | 68.0% | -1.9% | ||
| Q2 24 | 65.9% | — |
净利率EWBCRXO
| Q1 26 | 46.2% | — | ||
| Q4 25 | 54.2% | -3.1% | ||
| Q3 25 | 54.4% | -1.0% | ||
| Q2 25 | 50.3% | -0.6% | ||
| Q1 25 | 48.4% | -2.2% | ||
| Q4 24 | 49.9% | -1.5% | ||
| Q3 24 | 52.2% | -23.4% | ||
| Q2 24 | 52.1% | -0.8% |
每股收益（稀释后）EWBCRXO
| Q1 26 | $2.57 | — | ||
| Q4 25 | $2.55 | $-0.28 | ||
| Q3 25 | $2.65 | $-0.08 | ||
| Q2 25 | $2.24 | $-0.05 | ||
| Q1 25 | $2.08 | $-0.18 | ||
| Q4 24 | $2.10 | $-0.17 | ||
| Q3 24 | $2.14 | $-1.81 | ||
| Q2 24 | $2.06 | $-0.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $17.0M |
| 总债务越低越好 | — | $387.0M |
| 股东权益账面价值 | $9.0B | $1.5B |
| 总资产 | $82.9B | $3.3B |
| 负债/权益比越低杠杆越低 | — | 0.25× |
8季度趋势，按日历期对齐
现金及短期投资EWBCRXO
| Q1 26 | — | — | ||
| Q4 25 | $4.2B | $17.0M | ||
| Q3 25 | $4.7B | $25.0M | ||
| Q2 25 | $4.4B | $18.0M | ||
| Q1 25 | $3.4B | $16.0M | ||
| Q4 24 | $5.3B | $35.0M | ||
| Q3 24 | $4.9B | $55.0M | ||
| Q2 24 | $4.4B | $7.0M |
总债务EWBCRXO
| Q1 26 | — | — | ||
| Q4 25 | $35.6M | $387.0M | ||
| Q3 25 | $35.7M | $387.0M | ||
| Q2 25 | $35.8M | $387.0M | ||
| Q1 25 | $35.9M | $387.0M | ||
| Q4 24 | $36.0M | $351.0M | ||
| Q3 24 | $36.1M | $352.0M | ||
| Q2 24 | $36.1M | $370.0M |
股东权益EWBCRXO
| Q1 26 | $9.0B | — | ||
| Q4 25 | $8.9B | $1.5B | ||
| Q3 25 | $8.6B | $1.6B | ||
| Q2 25 | $8.2B | $1.6B | ||
| Q1 25 | $7.9B | $1.6B | ||
| Q4 24 | $7.7B | $1.6B | ||
| Q3 24 | $7.7B | $1.7B | ||
| Q2 24 | $7.2B | $579.0M |
总资产EWBCRXO
| Q1 26 | $82.9B | — | ||
| Q4 25 | $80.4B | $3.3B | ||
| Q3 25 | $79.7B | $3.2B | ||
| Q2 25 | $78.2B | $3.2B | ||
| Q1 25 | $76.2B | $3.3B | ||
| Q4 24 | $76.0B | $3.4B | ||
| Q3 24 | $74.5B | $3.4B | ||
| Q2 24 | $72.5B | $1.8B |
负债/权益比EWBCRXO
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | 0.25× | ||
| Q3 25 | 0.00× | 0.24× | ||
| Q2 25 | 0.00× | 0.24× | ||
| Q1 25 | 0.00× | 0.24× | ||
| Q4 24 | 0.00× | 0.22× | ||
| Q3 24 | 0.00× | 0.21× | ||
| Q2 24 | 0.01× | 0.64× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $7.0M |
| 自由现金流经营现金流 - 资本支出 | — | $-9.0M |
| 自由现金流率自由现金流/营收 | — | -0.6% |
| 资本支出强度资本支出/营收 | — | 1.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-8.0M |
8季度趋势，按日历期对齐
经营现金流EWBCRXO
| Q1 26 | — | — | ||
| Q4 25 | $713.4M | $7.0M | ||
| Q3 25 | $231.7M | $23.0M | ||
| Q2 25 | $278.7M | $23.0M | ||
| Q1 25 | $277.9M | $-2.0M | ||
| Q4 24 | $500.1M | $-7.0M | ||
| Q3 24 | $386.1M | $-7.0M | ||
| Q2 24 | $259.2M | $-5.0M |
自由现金流EWBCRXO
| Q1 26 | — | — | ||
| Q4 25 | — | $-9.0M | ||
| Q3 25 | — | $9.0M | ||
| Q2 25 | — | $9.0M | ||
| Q1 25 | — | $-17.0M | ||
| Q4 24 | — | $-19.0M | ||
| Q3 24 | — | $-18.0M | ||
| Q2 24 | — | $-16.0M |
自由现金流率EWBCRXO
| Q1 26 | — | — | ||
| Q4 25 | — | -0.6% | ||
| Q3 25 | — | 0.6% | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | — | -1.2% | ||
| Q4 24 | — | -1.1% | ||
| Q3 24 | — | -1.7% | ||
| Q2 24 | — | -1.7% |
资本支出强度EWBCRXO
| Q1 26 | — | — | ||
| Q4 25 | — | 1.1% | ||
| Q3 25 | — | 1.0% | ||
| Q2 25 | — | 1.0% | ||
| Q1 25 | — | 1.0% | ||
| Q4 24 | — | 0.7% | ||
| Q3 24 | — | 1.1% | ||
| Q2 24 | — | 1.2% |
现金转化率EWBCRXO
| Q1 26 | — | — | ||
| Q4 25 | 2.00× | — | ||
| Q3 25 | 0.63× | — | ||
| Q2 25 | 0.90× | — | ||
| Q1 25 | 0.96× | — | ||
| Q4 24 | 1.71× | — | ||
| Q3 24 | 1.29× | — | ||
| Q2 24 | 0.90× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EWBC
暂无分部数据
RXO
| Retail Sector | $546.0M | 37% |
| Last Mile | $298.0M | 20% |
| Food And Beverage Sector | $225.0M | 15% |
| Other Sector | $185.0M | 13% |
| Managed Transportation | $133.0M | 9% |
| Automotive Sector | $93.0M | 6% |
