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华美银行集团（EWBC）与思佳讯（SWKS）财务数据对比。点击上方公司名可切换其他公司
思佳讯的季度营收约是华美银行集团的1.3倍（$1.0B vs $775.0M），华美银行集团净利率更高（46.2% vs 7.6%，领先38.5%），思佳讯同比增速更快（8.6% vs 2.1%），过去两年华美银行集团的营收复合增速更高（18.4% vs -0.5%）
华美银行集团旗下核心子公司为华美银行，是总部位于美国南加州的最大上市银行控股集团。集团资产规模超100亿美元，曾获评标普全球市场财智全美最佳银行，自2023年起连续三年位列《银行董事》杂志同资产规模银行绩效榜单首位。
思佳讯是总部位于美国加利福尼亚州尔湾的半导体企业，公司股票在纳斯达克全球精选市场挂牌交易，股票代码为SWKS，同时也是标普500指数的成分股之一，在全球射频半导体领域拥有较高市场地位。
EWBC vs SWKS — 直观对比
营收规模更大
SWKS
是对方的1.3倍
$775.0M
营收增速更快
SWKS
高出6.5%
2.1%
净利率更高
EWBC
高出38.5%
7.6%
两年增速更快
EWBC
近两年复合增速
-0.5%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $775.0M | $1.0B |
| 净利润 | $358.0M | $79.2M |
| 毛利率 | — | 41.3% |
| 营业利润率 | — | 10.0% |
| 净利率 | 46.2% | 7.6% |
| 营收同比 | 2.1% | 8.6% |
| 净利润同比 | 0.4% | 15.3% |
| 每股收益（稀释后） | $2.57 | $0.53 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EWBCSWKS
| Q1 26 | $775.0M | $1.0B | ||
| Q4 25 | $657.8M | $1.1B | ||
| Q3 25 | $677.5M | — | ||
| Q2 25 | $617.1M | $965.0M | ||
| Q1 25 | $600.2M | $953.2M | ||
| Q4 24 | $587.6M | $1.1B | ||
| Q3 24 | $572.7M | $1.0B | ||
| Q2 24 | $553.2M | $905.5M |
净利润EWBCSWKS
| Q1 26 | $358.0M | $79.2M | ||
| Q4 25 | $356.3M | $141.4M | ||
| Q3 25 | $368.4M | — | ||
| Q2 25 | $310.3M | $105.0M | ||
| Q1 25 | $290.3M | $68.7M | ||
| Q4 24 | $293.1M | $162.0M | ||
| Q3 24 | $299.2M | $60.5M | ||
| Q2 24 | $288.2M | $120.9M |
毛利率EWBCSWKS
| Q1 26 | — | 41.3% | ||
| Q4 25 | — | 40.7% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 41.6% | ||
| Q1 25 | — | 41.1% | ||
| Q4 24 | — | 41.4% | ||
| Q3 24 | — | 41.9% | ||
| Q2 24 | — | 40.2% |
营业利润率EWBCSWKS
| Q1 26 | — | 10.0% | ||
| Q4 25 | 71.0% | 10.1% | ||
| Q3 25 | 68.6% | — | ||
| Q2 25 | 65.2% | 11.5% | ||
| Q1 25 | 65.2% | 10.2% | ||
| Q4 24 | 60.6% | 16.9% | ||
| Q3 24 | 68.0% | 5.8% | ||
| Q2 24 | 65.9% | 14.4% |
净利率EWBCSWKS
| Q1 26 | 46.2% | 7.6% | ||
| Q4 25 | 54.2% | 12.9% | ||
| Q3 25 | 54.4% | — | ||
| Q2 25 | 50.3% | 10.9% | ||
| Q1 25 | 48.4% | 7.2% | ||
| Q4 24 | 49.9% | 15.2% | ||
| Q3 24 | 52.2% | 5.9% | ||
| Q2 24 | 52.1% | 13.4% |
每股收益（稀释后）EWBCSWKS
| Q1 26 | $2.57 | $0.53 | ||
| Q4 25 | $2.55 | $0.95 | ||
| Q3 25 | $2.65 | — | ||
| Q2 25 | $2.24 | $0.70 | ||
| Q1 25 | $2.08 | $0.43 | ||
| Q4 24 | $2.10 | $1.00 | ||
| Q3 24 | $2.14 | $0.36 | ||
| Q2 24 | $2.06 | $0.75 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.6B |
| 总债务越低越好 | — | $496.6M |
| 股东权益账面价值 | $9.0B | $5.8B |
| 总资产 | $82.9B | $7.9B |
| 负债/权益比越低杠杆越低 | — | 0.09× |
8季度趋势，按日历期对齐
现金及短期投资EWBCSWKS
| Q1 26 | — | $1.6B | ||
| Q4 25 | $4.2B | $1.4B | ||
| Q3 25 | $4.7B | — | ||
| Q2 25 | $4.4B | $1.3B | ||
| Q1 25 | $3.4B | $1.5B | ||
| Q4 24 | $5.3B | $1.7B | ||
| Q3 24 | $4.9B | $1.6B | ||
| Q2 24 | $4.4B | $1.3B |
总债务EWBCSWKS
| Q1 26 | — | $496.6M | ||
| Q4 25 | $35.6M | $496.4M | ||
| Q3 25 | $35.7M | — | ||
| Q2 25 | $35.8M | $496.2M | ||
| Q1 25 | $35.9M | $995.1M | ||
| Q4 24 | $36.0M | $994.7M | ||
| Q3 24 | $36.1M | $994.3M | ||
| Q2 24 | $36.1M | $994.0M |
股东权益EWBCSWKS
| Q1 26 | $9.0B | $5.8B | ||
| Q4 25 | $8.9B | $5.8B | ||
| Q3 25 | $8.6B | — | ||
| Q2 25 | $8.2B | $5.7B | ||
| Q1 25 | $7.9B | $5.9B | ||
| Q4 24 | $7.7B | $6.4B | ||
| Q3 24 | $7.7B | $6.3B | ||
| Q2 24 | $7.2B | $6.3B |
总资产EWBCSWKS
| Q1 26 | $82.9B | $7.9B | ||
| Q4 25 | $80.4B | $7.9B | ||
| Q3 25 | $79.7B | — | ||
| Q2 25 | $78.2B | $7.7B | ||
| Q1 25 | $76.2B | $7.9B | ||
| Q4 24 | $76.0B | $8.3B | ||
| Q3 24 | $74.5B | $8.3B | ||
| Q2 24 | $72.5B | $8.2B |
负债/权益比EWBCSWKS
| Q1 26 | — | 0.09× | ||
| Q4 25 | 0.00× | 0.09× | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | 0.09× | ||
| Q1 25 | 0.00× | 0.17× | ||
| Q4 24 | 0.00× | 0.16× | ||
| Q3 24 | 0.00× | 0.16× | ||
| Q2 24 | 0.01× | 0.16× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $395.5M |
| 自由现金流经营现金流 - 资本支出 | — | $339.0M |
| 自由现金流率自由现金流/营收 | — | 32.7% |
| 资本支出强度资本支出/营收 | — | 5.5% |
| 现金转化率经营现金流/净利润 | — | 4.99× |
| 过去12个月自由现金流最近4个季度 | — | $1.1B |
8季度趋势，按日历期对齐
经营现金流EWBCSWKS
| Q1 26 | — | $395.5M | ||
| Q4 25 | $713.4M | $200.0M | ||
| Q3 25 | $231.7M | — | ||
| Q2 25 | $278.7M | $314.2M | ||
| Q1 25 | $277.9M | $409.4M | ||
| Q4 24 | $500.1M | $377.2M | ||
| Q3 24 | $386.1M | $476.1M | ||
| Q2 24 | $259.2M | $273.4M |
自由现金流EWBCSWKS
| Q1 26 | — | $339.0M | ||
| Q4 25 | — | $144.0M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $252.7M | ||
| Q1 25 | — | $370.9M | ||
| Q4 24 | — | $338.2M | ||
| Q3 24 | — | $393.3M | ||
| Q2 24 | — | $249.0M |
自由现金流率EWBCSWKS
| Q1 26 | — | 32.7% | ||
| Q4 25 | — | 13.1% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 26.2% | ||
| Q1 25 | — | 38.9% | ||
| Q4 24 | — | 31.7% | ||
| Q3 24 | — | 38.4% | ||
| Q2 24 | — | 27.5% |
资本支出强度EWBCSWKS
| Q1 26 | — | 5.5% | ||
| Q4 25 | — | 5.1% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 6.4% | ||
| Q1 25 | — | 4.0% | ||
| Q4 24 | — | 3.6% | ||
| Q3 24 | — | 8.1% | ||
| Q2 24 | — | 2.7% |
现金转化率EWBCSWKS
| Q1 26 | — | 4.99× | ||
| Q4 25 | 2.00× | 1.41× | ||
| Q3 25 | 0.63× | — | ||
| Q2 25 | 0.90× | 2.99× | ||
| Q1 25 | 0.96× | 5.96× | ||
| Q4 24 | 1.71× | 2.33× | ||
| Q3 24 | 1.29× | 7.87× | ||
| Q2 24 | 0.90× | 2.26× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EWBC
暂无分部数据
SWKS
| Sales Channel Through Intermediary | $915.6M | 88% |
| Sales Channel Directly To Consumer | $119.8M | 12% |
