vs
华美银行集团（EWBC）与凯旋（TFIN）财务数据对比。点击上方公司名可切换其他公司
凯旋的季度营收约是华美银行集团的3.1倍（$2.4B vs $775.0M），华美银行集团净利率更高（46.2% vs 0.3%，领先45.9%），凯旋同比增速更快（2.6% vs 2.1%），过去两年凯旋的营收复合增速更高（377.6% vs 18.4%）
华美银行集团旗下核心子公司为华美银行，是总部位于美国南加州的最大上市银行控股集团。集团资产规模超100亿美元，曾获评标普全球市场财智全美最佳银行，自2023年起连续三年位列《银行董事》杂志同资产规模银行绩效榜单首位。
凯旋汽车公司是19至20世纪活跃于英国的汽车与发动机制造企业，品牌起源可追溯到1885年。来自纽伦堡的齐格弗里德·贝特曼在伦敦成立公司，最初从欧洲进口自行车以自有商标销售，次年商标正式定为“凯旋”，1889年开始自主生产自行车。
EWBC vs TFIN — 直观对比
营收规模更大
TFIN
是对方的3.1倍
$775.0M
营收增速更快
TFIN
高出0.4%
2.1%
净利率更高
EWBC
高出45.9%
0.3%
两年增速更快
TFIN
近两年复合增速
18.4%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $775.0M | $2.4B |
| 净利润 | $358.0M | $6.4M |
| 毛利率 | — | 86.1% |
| 营业利润率 | — | — |
| 净利率 | 46.2% | 0.3% |
| 营收同比 | 2.1% | 2.6% |
| 净利润同比 | 0.4% | -66.9% |
| 每股收益（稀释后） | $2.57 | $0.23 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EWBCTFIN
| Q1 26 | $775.0M | $2.4B | ||
| Q4 25 | $657.8M | $120.1M | ||
| Q3 25 | $677.5M | $109.3M | ||
| Q2 25 | $617.1M | $108.1M | ||
| Q1 25 | $600.2M | $101.6M | ||
| Q4 24 | $587.6M | $103.6M | ||
| Q3 24 | $572.7M | $106.2M | ||
| Q2 24 | $553.2M | $105.1M |
净利润EWBCTFIN
| Q1 26 | $358.0M | $6.4M | ||
| Q4 25 | $356.3M | — | ||
| Q3 25 | $368.4M | $1.7M | ||
| Q2 25 | $310.3M | $4.4M | ||
| Q1 25 | $290.3M | $17.0K | ||
| Q4 24 | $293.1M | $3.8M | ||
| Q3 24 | $299.2M | $5.3M | ||
| Q2 24 | $288.2M | $2.7M |
毛利率EWBCTFIN
| Q1 26 | — | 86.1% | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
营业利润率EWBCTFIN
| Q1 26 | — | — | ||
| Q4 25 | 71.0% | — | ||
| Q3 25 | 68.6% | 1.2% | ||
| Q2 25 | 65.2% | 7.3% | ||
| Q1 25 | 65.2% | 0.1% | ||
| Q4 24 | 60.6% | 5.6% | ||
| Q3 24 | 68.0% | 5.9% | ||
| Q2 24 | 65.9% | 3.4% |
净利率EWBCTFIN
| Q1 26 | 46.2% | 0.3% | ||
| Q4 25 | 54.2% | — | ||
| Q3 25 | 54.4% | 1.6% | ||
| Q2 25 | 50.3% | 4.1% | ||
| Q1 25 | 48.4% | 0.0% | ||
| Q4 24 | 49.9% | 3.7% | ||
| Q3 24 | 52.2% | 5.0% | ||
| Q2 24 | 52.1% | 2.6% |
每股收益（稀释后）EWBCTFIN
| Q1 26 | $2.57 | $0.23 | ||
| Q4 25 | $2.55 | — | ||
| Q3 25 | $2.65 | $0.04 | ||
| Q2 25 | $2.24 | $0.15 | ||
| Q1 25 | $2.08 | $-0.03 | ||
| Q4 24 | $2.10 | $0.13 | ||
| Q3 24 | $2.14 | $0.19 | ||
| Q2 24 | $2.06 | $0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $9.0B | $950.7M |
| 总资产 | $82.9B | $6.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资EWBCTFIN
| Q1 26 | — | — | ||
| Q4 25 | $4.2B | $248.5M | ||
| Q3 25 | $4.7B | $147.2M | ||
| Q2 25 | $4.4B | $282.3M | ||
| Q1 25 | $3.4B | $502.9M | ||
| Q4 24 | $5.3B | $330.1M | ||
| Q3 24 | $4.9B | $489.3M | ||
| Q2 24 | $4.4B | $500.7M |
总债务EWBCTFIN
| Q1 26 | — | — | ||
| Q4 25 | $35.6M | — | ||
| Q3 25 | $35.7M | — | ||
| Q2 25 | $35.8M | — | ||
| Q1 25 | $35.9M | — | ||
| Q4 24 | $36.0M | — | ||
| Q3 24 | $36.1M | — | ||
| Q2 24 | $36.1M | — |
股东权益EWBCTFIN
| Q1 26 | $9.0B | $950.7M | ||
| Q4 25 | $8.9B | $941.8M | ||
| Q3 25 | $8.6B | $919.3M | ||
| Q2 25 | $8.2B | $912.4M | ||
| Q1 25 | $7.9B | $893.9M | ||
| Q4 24 | $7.7B | $890.9M | ||
| Q3 24 | $7.7B | $885.8M | ||
| Q2 24 | $7.2B | $874.2M |
总资产EWBCTFIN
| Q1 26 | $82.9B | $6.9B | ||
| Q4 25 | $80.4B | $6.4B | ||
| Q3 25 | $79.7B | $6.4B | ||
| Q2 25 | $78.2B | $6.5B | ||
| Q1 25 | $76.2B | $6.3B | ||
| Q4 24 | $76.0B | $5.9B | ||
| Q3 24 | $74.5B | $5.9B | ||
| Q2 24 | $72.5B | $5.8B |
负债/权益比EWBCTFIN
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | 0.00× | — | ||
| Q2 24 | 0.01× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
