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ExlService Holdings, Inc.（EXLS）与SouthState Bank Corp（SSB）财务数据对比。点击上方公司名可切换其他公司
SouthState Bank Corp的季度营收约是ExlService Holdings, Inc.的1.2倍（$661.7M vs $542.6M），SouthState Bank Corp净利率更高（34.1% vs 11.1%，领先23.0%），过去两年SouthState Bank Corp的营收复合增速更高（37.4% vs 11.5%）
ExlService Holdings Inc.是全球知名的分析与数字解决方案服务商，服务覆盖保险、医疗健康、银行金融服务、媒体、零售等多个行业，总部位于纽约，在美国、欧洲、亚洲、拉美、澳大利亚、南非等地拥有超过5.4万名专业从业人员。
SouthState Bank总部位于美国佛罗里达州温特黑文，是银行控股公司SouthState Corporation旗下的银行子公司。截至2025年5月26日，该行已在南卡罗来纳、北卡罗来纳、佐治亚、佛罗里达、阿拉巴马、弗吉尼亚、科罗拉多、得克萨斯八州设有371家营业网点，为当地客户提供各类银行金融服务。
EXLS vs SSB — 直观对比
营收规模更大
SSB
是对方的1.2倍
$542.6M
净利率更高
SSB
高出23.0%
11.1%
两年增速更快
SSB
近两年复合增速
11.5%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $542.6M | $661.7M |
| 净利润 | $60.2M | $225.8M |
| 毛利率 | 38.6% | — |
| 营业利润率 | 14.4% | 15.1% |
| 净利率 | 11.1% | 34.1% |
| 营收同比 | 12.7% | — |
| 净利润同比 | 18.9% | 153.5% |
| 每股收益（稀释后） | $0.38 | $2.28 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EXLSSSB
| Q1 26 | — | $661.7M | ||
| Q4 25 | $542.6M | $581.1M | ||
| Q3 25 | $529.6M | $599.7M | ||
| Q2 25 | $514.5M | $577.9M | ||
| Q1 25 | $501.0M | $544.5M | ||
| Q4 24 | $481.4M | $369.8M | ||
| Q3 24 | $472.1M | $351.5M | ||
| Q2 24 | $448.4M | $350.3M |
净利润EXLSSSB
| Q1 26 | — | $225.8M | ||
| Q4 25 | $60.2M | $247.7M | ||
| Q3 25 | $58.2M | $246.6M | ||
| Q2 25 | $66.1M | $215.2M | ||
| Q1 25 | $66.6M | $89.1M | ||
| Q4 24 | $50.7M | $144.2M | ||
| Q3 24 | $53.0M | $143.2M | ||
| Q2 24 | $45.8M | $132.4M |
毛利率EXLSSSB
| Q1 26 | — | — | ||
| Q4 25 | 38.6% | — | ||
| Q3 25 | 38.5% | — | ||
| Q2 25 | 37.7% | — | ||
| Q1 25 | 38.6% | — | ||
| Q4 24 | 38.1% | — | ||
| Q3 24 | 37.8% | — | ||
| Q2 24 | 37.1% | — |
营业利润率EXLSSSB
| Q1 26 | — | 15.1% | ||
| Q4 25 | 14.4% | 54.3% | ||
| Q3 25 | 14.4% | 53.6% | ||
| Q2 25 | 15.8% | 48.8% | ||
| Q1 25 | 15.7% | 22.3% | ||
| Q4 24 | 14.8% | 50.7% | ||
| Q3 24 | 14.7% | 53.1% | ||
| Q2 24 | 13.7% | 49.3% |
净利率EXLSSSB
| Q1 26 | — | 34.1% | ||
| Q4 25 | 11.1% | 42.6% | ||
| Q3 25 | 11.0% | 41.1% | ||
| Q2 25 | 12.8% | 37.2% | ||
| Q1 25 | 13.3% | 16.4% | ||
| Q4 24 | 10.5% | 39.0% | ||
| Q3 24 | 11.2% | 40.7% | ||
| Q2 24 | 10.2% | 37.8% |
每股收益（稀释后）EXLSSSB
| Q1 26 | — | $2.28 | ||
| Q4 25 | $0.38 | $2.47 | ||
| Q3 25 | $0.36 | $2.42 | ||
| Q2 25 | $0.40 | $2.11 | ||
| Q1 25 | $0.40 | $0.87 | ||
| Q4 24 | $0.31 | $1.88 | ||
| Q3 24 | $0.33 | $1.86 | ||
| Q2 24 | $0.28 | $1.73 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $328.4M | $2.9B |
| 总债务越低越好 | $298.6M | — |
| 股东权益账面价值 | $912.7M | $9.0B |
| 总资产 | $1.7B | $68.0B |
| 负债/权益比越低杠杆越低 | 0.33× | — |
8季度趋势，按日历期对齐
现金及短期投资EXLSSSB
| Q1 26 | — | $2.9B | ||
| Q4 25 | $328.4M | — | ||
| Q3 25 | $390.1M | — | ||
| Q2 25 | $353.3M | — | ||
| Q1 25 | $331.4M | — | ||
| Q4 24 | $340.6M | — | ||
| Q3 24 | $325.8M | — | ||
| Q2 24 | $276.1M | — |
总债务EXLSSSB
| Q1 26 | — | — | ||
| Q4 25 | $298.6M | — | ||
| Q3 25 | $354.8M | — | ||
| Q2 25 | $260.0M | — | ||
| Q1 25 | $307.3M | — | ||
| Q4 24 | $288.5M | — | ||
| Q3 24 | $344.7M | — | ||
| Q2 24 | — | — |
股东权益EXLSSSB
| Q1 26 | — | $9.0B | ||
| Q4 25 | $912.7M | $9.1B | ||
| Q3 25 | $952.4M | $9.0B | ||
| Q2 25 | $1.1B | $8.8B | ||
| Q1 25 | $1.0B | $8.6B | ||
| Q4 24 | $929.9M | $5.9B | ||
| Q3 24 | $907.6M | $5.9B | ||
| Q2 24 | $852.6M | $5.7B |
总资产EXLSSSB
| Q1 26 | — | $68.0B | ||
| Q4 25 | $1.7B | $67.2B | ||
| Q3 25 | $1.7B | $66.0B | ||
| Q2 25 | $1.7B | $65.9B | ||
| Q1 25 | $1.7B | $65.1B | ||
| Q4 24 | $1.6B | $46.4B | ||
| Q3 24 | $1.6B | $46.1B | ||
| Q2 24 | $1.5B | $45.5B |
负债/权益比EXLSSSB
| Q1 26 | — | — | ||
| Q4 25 | 0.33× | — | ||
| Q3 25 | 0.37× | — | ||
| Q2 25 | 0.25× | — | ||
| Q1 25 | 0.30× | — | ||
| Q4 24 | 0.31× | — | ||
| Q3 24 | 0.38× | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $117.4M | — |
| 自由现金流经营现金流 - 资本支出 | $106.5M | — |
| 自由现金流率自由现金流/营收 | 19.6% | — |
| 资本支出强度资本支出/营收 | 2.0% | — |
| 现金转化率经营现金流/净利润 | 1.95× | — |
| 过去12个月自由现金流最近4个季度 | $298.1M | — |
8季度趋势，按日历期对齐
经营现金流EXLSSSB
| Q1 26 | — | — | ||
| Q4 25 | $117.4M | $232.1M | ||
| Q3 25 | $120.7M | $122.4M | ||
| Q2 25 | $109.4M | $72.6M | ||
| Q1 25 | $3.2M | $-126.3M | ||
| Q4 24 | $105.3M | $354.3M | ||
| Q3 24 | $110.1M | $-246.8M | ||
| Q2 24 | $74.9M | $126.8M |
自由现金流EXLSSSB
| Q1 26 | — | — | ||
| Q4 25 | $106.5M | $215.5M | ||
| Q3 25 | $106.4M | $101.7M | ||
| Q2 25 | $95.0M | $52.5M | ||
| Q1 25 | $-9.7M | $-139.1M | ||
| Q4 24 | $95.3M | $340.9M | ||
| Q3 24 | $97.3M | $-254.2M | ||
| Q2 24 | $62.8M | $117.3M |
自由现金流率EXLSSSB
| Q1 26 | — | — | ||
| Q4 25 | 19.6% | 37.1% | ||
| Q3 25 | 20.1% | 17.0% | ||
| Q2 25 | 18.5% | 9.1% | ||
| Q1 25 | -1.9% | -25.5% | ||
| Q4 24 | 19.8% | 92.2% | ||
| Q3 24 | 20.6% | -72.3% | ||
| Q2 24 | 14.0% | 33.5% |
资本支出强度EXLSSSB
| Q1 26 | — | — | ||
| Q4 25 | 2.0% | 2.9% | ||
| Q3 25 | 2.7% | 3.5% | ||
| Q2 25 | 2.8% | 3.5% | ||
| Q1 25 | 2.6% | 2.4% | ||
| Q4 24 | 2.1% | 3.6% | ||
| Q3 24 | 2.7% | 2.1% | ||
| Q2 24 | 2.7% | 2.7% |
现金转化率EXLSSSB
| Q1 26 | — | — | ||
| Q4 25 | 1.95× | 0.94× | ||
| Q3 25 | 2.08× | 0.50× | ||
| Q2 25 | 1.66× | 0.34× | ||
| Q1 25 | 0.05× | -1.42× | ||
| Q4 24 | 2.08× | 2.46× | ||
| Q3 24 | 2.08× | -1.72× | ||
| Q2 24 | 1.63× | 0.96× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EXLS
| Insurance | $185.8M | 34% |
| Healthcare And Life Sciences | $142.2M | 26% |
| Banking Capital Markets And Diversified Industries | $122.6M | 23% |
| International Growth Markets | $92.0M | 17% |
SSB
| Net Interest Income | $561.6M | 85% |
| Noninterest Income | $100.1M | 15% |
