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eXp World Holdings, Inc.（EXPI）与SouthState Bank Corp（SSB）财务数据对比。点击上方公司名可切换其他公司
eXp World Holdings, Inc.的季度营收约是SouthState Bank Corp的1.8倍（$1.2B vs $661.7M），SouthState Bank Corp净利率更高（34.1% vs -1.1%，领先35.2%），过去两年SouthState Bank Corp的营收复合增速更高（37.4% vs 12.4%）
eXp World Holdings是全球云原生房地产服务提供商，运营eXp Realty经纪网络，依托沉浸式3D虚拟园区支持代理人协作与日常运营，业务覆盖全球20余个国家的住宅及商业地产市场，同时提供按揭贷款、产权保险、从业者职业培训等配套服务。
SouthState Bank总部位于美国佛罗里达州温特黑文，是银行控股公司SouthState Corporation旗下的银行子公司。截至2025年5月26日，该行已在南卡罗来纳、北卡罗来纳、佐治亚、佛罗里达、阿拉巴马、弗吉尼亚、科罗拉多、得克萨斯八州设有371家营业网点，为当地客户提供各类银行金融服务。
EXPI vs SSB — 直观对比
营收规模更大
EXPI
是对方的1.8倍
$661.7M
净利率更高
SSB
高出35.2%
-1.1%
两年增速更快
SSB
近两年复合增速
12.4%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.2B | $661.7M |
| 净利润 | $-12.9M | $225.8M |
| 毛利率 | — | — |
| 营业利润率 | -1.1% | 15.1% |
| 净利率 | -1.1% | 34.1% |
| 营收同比 | 8.5% | — |
| 净利润同比 | -35.7% | 153.5% |
| 每股收益（稀释后） | $-0.08 | $2.28 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EXPISSB
| Q1 26 | — | $661.7M | ||
| Q4 25 | $1.2B | $581.1M | ||
| Q3 25 | $1.3B | $599.7M | ||
| Q2 25 | $1.3B | $577.9M | ||
| Q1 25 | $954.9M | $544.5M | ||
| Q4 24 | $1.1B | $369.8M | ||
| Q3 24 | $1.2B | $351.5M | ||
| Q2 24 | $1.3B | $350.3M |
净利润EXPISSB
| Q1 26 | — | $225.8M | ||
| Q4 25 | $-12.9M | $247.7M | ||
| Q3 25 | $3.5M | $246.6M | ||
| Q2 25 | $-2.3M | $215.2M | ||
| Q1 25 | $-11.0M | $89.1M | ||
| Q4 24 | $-9.5M | $144.2M | ||
| Q3 24 | $-8.5M | $143.2M | ||
| Q2 24 | $12.4M | $132.4M |
毛利率EXPISSB
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 99.9% | — | ||
| Q2 24 | 99.9% | — |
营业利润率EXPISSB
| Q1 26 | — | 15.1% | ||
| Q4 25 | -1.1% | 54.3% | ||
| Q3 25 | 0.3% | 53.6% | ||
| Q2 25 | -0.2% | 48.8% | ||
| Q1 25 | -1.1% | 22.3% | ||
| Q4 24 | -1.0% | 50.7% | ||
| Q3 24 | -0.7% | 53.1% | ||
| Q2 24 | 1.4% | 49.3% |
净利率EXPISSB
| Q1 26 | — | 34.1% | ||
| Q4 25 | -1.1% | 42.6% | ||
| Q3 25 | 0.3% | 41.1% | ||
| Q2 25 | -0.2% | 37.2% | ||
| Q1 25 | -1.2% | 16.4% | ||
| Q4 24 | -0.9% | 39.0% | ||
| Q3 24 | -0.7% | 40.7% | ||
| Q2 24 | 1.0% | 37.8% |
每股收益（稀释后）EXPISSB
| Q1 26 | — | $2.28 | ||
| Q4 25 | $-0.08 | $2.47 | ||
| Q3 25 | $0.02 | $2.42 | ||
| Q2 25 | $-0.01 | $2.11 | ||
| Q1 25 | $-0.07 | $0.87 | ||
| Q4 24 | $-0.06 | $1.88 | ||
| Q3 24 | $-0.06 | $1.86 | ||
| Q2 24 | $0.08 | $1.73 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $124.2M | $2.9B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $242.8M | $9.0B |
| 总资产 | $442.5M | $68.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资EXPISSB
| Q1 26 | — | $2.9B | ||
| Q4 25 | $124.2M | — | ||
| Q3 25 | $112.8M | — | ||
| Q2 25 | $94.6M | — | ||
| Q1 25 | $115.7M | — | ||
| Q4 24 | $113.6M | — | ||
| Q3 24 | $130.4M | — | ||
| Q2 24 | $108.4M | — |
股东权益EXPISSB
| Q1 26 | — | $9.0B | ||
| Q4 25 | $242.8M | $9.1B | ||
| Q3 25 | $235.3M | $9.0B | ||
| Q2 25 | $218.4M | $8.8B | ||
| Q1 25 | $212.0M | $8.6B | ||
| Q4 24 | $204.9M | $5.9B | ||
| Q3 24 | $211.1M | $5.9B | ||
| Q2 24 | $220.3M | $5.7B |
总资产EXPISSB
| Q1 26 | — | $68.0B | ||
| Q4 25 | $442.5M | $67.2B | ||
| Q3 25 | $458.7M | $66.0B | ||
| Q2 25 | $481.2M | $65.9B | ||
| Q1 25 | $435.8M | $65.1B | ||
| Q4 24 | $390.7M | $46.4B | ||
| Q3 24 | $432.6M | $46.1B | ||
| Q2 24 | $457.4M | $45.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $13.8M | — |
| 自由现金流经营现金流 - 资本支出 | $11.9M | — |
| 自由现金流率自由现金流/营收 | 1.0% | — |
| 资本支出强度资本支出/营收 | 0.2% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $109.0M | — |
8季度趋势，按日历期对齐
经营现金流EXPISSB
| Q1 26 | — | — | ||
| Q4 25 | $13.8M | $232.1M | ||
| Q3 25 | $28.9M | $122.4M | ||
| Q2 25 | $36.1M | $72.6M | ||
| Q1 25 | $39.8M | $-126.3M | ||
| Q4 24 | $13.7M | $354.3M | ||
| Q3 24 | $46.0M | $-246.8M | ||
| Q2 24 | $71.1M | $126.8M |
自由现金流EXPISSB
| Q1 26 | — | — | ||
| Q4 25 | $11.9M | $215.5M | ||
| Q3 25 | $26.6M | $101.7M | ||
| Q2 25 | $33.3M | $52.5M | ||
| Q1 25 | $37.3M | $-139.1M | ||
| Q4 24 | $11.6M | $340.9M | ||
| Q3 24 | $44.4M | $-254.2M | ||
| Q2 24 | $69.7M | $117.3M |
自由现金流率EXPISSB
| Q1 26 | — | — | ||
| Q4 25 | 1.0% | 37.1% | ||
| Q3 25 | 2.0% | 17.0% | ||
| Q2 25 | 2.5% | 9.1% | ||
| Q1 25 | 3.9% | -25.5% | ||
| Q4 24 | 1.1% | 92.2% | ||
| Q3 24 | 3.6% | -72.3% | ||
| Q2 24 | 5.4% | 33.5% |
资本支出强度EXPISSB
| Q1 26 | — | — | ||
| Q4 25 | 0.2% | 2.9% | ||
| Q3 25 | 0.2% | 3.5% | ||
| Q2 25 | 0.2% | 3.5% | ||
| Q1 25 | 0.3% | 2.4% | ||
| Q4 24 | 0.2% | 3.6% | ||
| Q3 24 | 0.1% | 2.1% | ||
| Q2 24 | 0.1% | 2.7% |
现金转化率EXPISSB
| Q1 26 | — | — | ||
| Q4 25 | — | 0.94× | ||
| Q3 25 | 8.26× | 0.50× | ||
| Q2 25 | — | 0.34× | ||
| Q1 25 | — | -1.42× | ||
| Q4 24 | — | 2.46× | ||
| Q3 24 | — | -1.72× | ||
| Q2 24 | 5.75× | 0.96× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EXPI
| North American Realty | $1.1B | 96% |
| International Realty | $42.2M | 4% |
SSB
| Net Interest Income | $561.6M | 85% |
| Noninterest Income | $100.1M | 15% |
