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EZCORP INC（EZPW）与Walker & Dunlop, Inc.（WD）财务数据对比。点击上方公司名可切换其他公司
EZCORP INC的季度营收约是Walker & Dunlop, Inc.的1.1倍（$382.0M vs $340.0M），EZCORP INC净利率更高（11.6% vs -12.9%，领先24.5%），EZCORP INC同比增速更快（19.3% vs -0.4%），EZCORP INC自由现金流更多（$31.7M vs $-680.1M），过去两年Walker & Dunlop, Inc.的营收复合增速更高（22.1% vs 15.6%）
EZCORP是总部位于美国得克萨斯州奥斯汀的典当行运营商，业务覆盖美国及拉丁美洲地区，是美国第二大典当行运营商，仅次于Cash America International，目前在纳斯达克挂牌上市。
Walker & Dunlop, Inc.是美国乃至全球规模领先的商业地产金融与咨询服务机构，为客户提供覆盖商业地产领域的多元金融解决方案及专业咨询服务，业务辐射全球多个市场，在行业内拥有深厚的资源积累与广泛的市场认可度。
EZPW vs WD — 直观对比
营收规模更大
EZPW
是对方的1.1倍
$340.0M
营收增速更快
EZPW
高出19.7%
-0.4%
净利率更高
EZPW
高出24.5%
-12.9%
自由现金流更多
EZPW
多$711.8M
$-680.1M
两年增速更快
WD
近两年复合增速
15.6%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $382.0M | $340.0M |
| 净利润 | $44.3M | $-13.9M |
| 毛利率 | 58.4% | — |
| 营业利润率 | 15.9% | -17.2% |
| 净利率 | 11.6% | -12.9% |
| 营收同比 | 19.3% | -0.4% |
| 净利润同比 | 42.8% | -131.0% |
| 每股收益（稀释后） | $0.55 | $-0.41 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EZPWWD
| Q4 25 | $382.0M | $340.0M | ||
| Q3 25 | $336.8M | $337.7M | ||
| Q2 25 | $311.0M | $319.2M | ||
| Q1 25 | $306.3M | $237.4M | ||
| Q4 24 | $320.2M | $341.5M | ||
| Q3 24 | $294.6M | $292.3M | ||
| Q2 24 | $281.4M | $270.7M | ||
| Q1 24 | $285.6M | $228.1M |
净利润EZPWWD
| Q4 25 | $44.3M | $-13.9M | ||
| Q3 25 | $26.7M | $33.5M | ||
| Q2 25 | $26.5M | $34.0M | ||
| Q1 25 | $25.4M | $2.8M | ||
| Q4 24 | $31.0M | $44.8M | ||
| Q3 24 | $15.2M | $28.8M | ||
| Q2 24 | $17.9M | $22.7M | ||
| Q1 24 | $21.5M | $11.9M |
毛利率EZPWWD
| Q4 25 | 58.4% | — | ||
| Q3 25 | 59.0% | — | ||
| Q2 25 | 59.1% | — | ||
| Q1 25 | 58.3% | — | ||
| Q4 24 | 57.9% | — | ||
| Q3 24 | 59.5% | — | ||
| Q2 24 | 59.2% | — | ||
| Q1 24 | 58.7% | — |
营业利润率EZPWWD
| Q4 25 | 15.9% | -17.2% | ||
| Q3 25 | 11.0% | 13.6% | ||
| Q2 25 | 11.6% | 14.5% | ||
| Q1 25 | 11.2% | 2.2% | ||
| Q4 24 | 13.1% | 15.3% | ||
| Q3 24 | 8.8% | 12.8% | ||
| Q2 24 | 7.9% | 10.4% | ||
| Q1 24 | 9.6% | 6.0% |
净利率EZPWWD
| Q4 25 | 11.6% | -12.9% | ||
| Q3 25 | 7.9% | 9.9% | ||
| Q2 25 | 8.5% | 10.6% | ||
| Q1 25 | 8.3% | 1.2% | ||
| Q4 24 | 9.7% | 13.1% | ||
| Q3 24 | 5.2% | 9.9% | ||
| Q2 24 | 6.4% | 8.4% | ||
| Q1 24 | 7.5% | 5.2% |
每股收益（稀释后）EZPWWD
| Q4 25 | $0.55 | $-0.41 | ||
| Q3 25 | $0.35 | $0.98 | ||
| Q2 25 | $0.34 | $0.99 | ||
| Q1 25 | $0.33 | $0.08 | ||
| Q4 24 | $0.40 | $1.32 | ||
| Q3 24 | $0.20 | $0.85 | ||
| Q2 24 | $0.25 | $0.67 | ||
| Q1 24 | $0.29 | $0.35 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $465.9M | $299.3M |
| 总债务越低越好 | $518.6M | — |
| 股东权益账面价值 | $1.1B | $1.7B |
| 总资产 | $2.0B | $5.1B |
| 负债/权益比越低杠杆越低 | 0.48× | — |
8季度趋势，按日历期对齐
现金及短期投资EZPWWD
| Q4 25 | $465.9M | $299.3M | ||
| Q3 25 | $469.5M | $274.8M | ||
| Q2 25 | $472.1M | $233.7M | ||
| Q1 25 | $505.2M | $181.0M | ||
| Q4 24 | $174.5M | $279.3M | ||
| Q3 24 | $170.5M | $179.8M | ||
| Q2 24 | $218.0M | $208.1M | ||
| Q1 24 | $229.1M | $216.5M |
总债务EZPWWD
| Q4 25 | $518.6M | — | ||
| Q3 25 | $518.1M | — | ||
| Q2 25 | $517.6M | — | ||
| Q1 25 | $620.5M | — | ||
| Q4 24 | $327.7M | — | ||
| Q3 24 | $327.3M | — | ||
| Q2 24 | $361.3M | — | ||
| Q1 24 | $360.9M | — |
股东权益EZPWWD
| Q4 25 | $1.1B | $1.7B | ||
| Q3 25 | $1.0B | $1.8B | ||
| Q2 25 | $990.1M | $1.8B | ||
| Q1 25 | $851.6M | $1.7B | ||
| Q4 24 | $823.9M | $1.7B | ||
| Q3 24 | $804.6M | $1.7B | ||
| Q2 24 | $801.5M | $1.7B | ||
| Q1 24 | $800.4M | $1.7B |
总资产EZPWWD
| Q4 25 | $2.0B | $5.1B | ||
| Q3 25 | $2.0B | $5.8B | ||
| Q2 25 | $1.9B | $4.7B | ||
| Q1 25 | $1.8B | $4.5B | ||
| Q4 24 | $1.5B | $4.4B | ||
| Q3 24 | $1.5B | $4.6B | ||
| Q2 24 | $1.5B | $4.2B | ||
| Q1 24 | $1.5B | $3.8B |
负债/权益比EZPWWD
| Q4 25 | 0.48× | — | ||
| Q3 25 | 0.51× | — | ||
| Q2 25 | 0.52× | — | ||
| Q1 25 | 0.73× | — | ||
| Q4 24 | 0.40× | — | ||
| Q3 24 | 0.41× | — | ||
| Q2 24 | 0.45× | — | ||
| Q1 24 | 0.45× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $39.1M | $-664.3M |
| 自由现金流经营现金流 - 资本支出 | $31.7M | $-680.1M |
| 自由现金流率自由现金流/营收 | 8.3% | -200.0% |
| 资本支出强度资本支出/营收 | 2.0% | 4.6% |
| 现金转化率经营现金流/净利润 | 0.88× | — |
| 过去12个月自由现金流最近4个季度 | $121.7M | $-2.2B |
8季度趋势，按日历期对齐
经营现金流EZPWWD
| Q4 25 | $39.1M | $-664.3M | ||
| Q3 25 | $51.3M | $-948.1M | ||
| Q2 25 | $34.8M | $-238.5M | ||
| Q1 25 | $36.9M | $-281.1M | ||
| Q4 24 | $26.0M | $129.4M | ||
| Q3 24 | $43.3M | $-202.0M | ||
| Q2 24 | $33.7M | $-237.8M | ||
| Q1 24 | $15.1M | $38.4M |
自由现金流EZPWWD
| Q4 25 | $31.7M | $-680.1M | ||
| Q3 25 | $35.7M | $-950.4M | ||
| Q2 25 | $25.7M | $-241.0M | ||
| Q1 25 | $28.6M | $-284.7M | ||
| Q4 24 | $20.4M | $116.4M | ||
| Q3 24 | $24.4M | $-204.0M | ||
| Q2 24 | $30.5M | $-241.7M | ||
| Q1 24 | $8.6M | $35.2M |
自由现金流率EZPWWD
| Q4 25 | 8.3% | -200.0% | ||
| Q3 25 | 10.6% | -281.5% | ||
| Q2 25 | 8.3% | -75.5% | ||
| Q1 25 | 9.3% | -120.0% | ||
| Q4 24 | 6.4% | 34.1% | ||
| Q3 24 | 8.3% | -69.8% | ||
| Q2 24 | 10.8% | -89.3% | ||
| Q1 24 | 3.0% | 15.4% |
资本支出强度EZPWWD
| Q4 25 | 2.0% | 4.6% | ||
| Q3 25 | 4.6% | 0.7% | ||
| Q2 25 | 2.9% | 0.8% | ||
| Q1 25 | 2.7% | 1.5% | ||
| Q4 24 | 1.8% | 3.8% | ||
| Q3 24 | 6.4% | 0.7% | ||
| Q2 24 | 1.1% | 1.4% | ||
| Q1 24 | 2.3% | 1.4% |
现金转化率EZPWWD
| Q4 25 | 0.88× | — | ||
| Q3 25 | 1.92× | -28.34× | ||
| Q2 25 | 1.31× | -7.02× | ||
| Q1 25 | 1.45× | -102.07× | ||
| Q4 24 | 0.84× | 2.89× | ||
| Q3 24 | 2.85× | -7.01× | ||
| Q2 24 | 1.88× | -10.49× | ||
| Q1 24 | 0.70× | 3.24× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EZPW
| Merchandise | $210.1M | 55% |
| Pawn Service | $131.9M | 35% |
| Jewelry Scrap | $39.9M | 10% |
WD
暂无分部数据
