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INTERNATIONAL BANCSHARES CORP（IBOC）与SHOE CARNIVAL INC（SCVL）财务数据对比。点击上方公司名可切换其他公司
SHOE CARNIVAL INC的季度营收约是INTERNATIONAL BANCSHARES CORP的1.4倍（$297.2M vs $217.7M），INTERNATIONAL BANCSHARES CORP净利率更高（62.3% vs 4.9%，领先57.4%），INTERNATIONAL BANCSHARES CORP同比增速更快（4.5% vs -3.2%），INTERNATIONAL BANCSHARES CORP自由现金流更多（$472.9M vs $19.7M），过去两年SHOE CARNIVAL INC的营收复合增速更高（3.0% vs 2.8%）
国际银行股份公司（International Bancshares Corporation）是总部位于美国得克萨斯州拉雷多的银行控股公司，核心子公司为国际商业银行。目前集团通过旗下银行子公司运营217个营业网点、315台自动柜员机，服务覆盖得克萨斯州、俄克拉荷马州的88个城镇社区。
Shoe Carnival Inc是一家美国家庭鞋类零售商，目前在美国中西部、南部、东南部地区以及波多黎各共开设了429家门店。该公司由大卫·拉塞尔于1978年创立，截至2025年，其总部位于南卡罗来纳州福特米尔。
IBOC vs SCVL — 直观对比
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $217.7M | $297.2M |
| 净利润 | $106.9M | $14.6M |
| 毛利率 | — | 37.6% |
| 营业利润率 | 62.8% | 6.3% |
| 净利率 | 62.3% | 4.9% |
| 营收同比 | 4.5% | -3.2% |
| 净利润同比 | -7.1% | -23.9% |
| 每股收益（稀释后） | $1.71 | $0.53 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $217.7M | $297.2M | ||
| Q3 25 | $218.1M | $306.4M | ||
| Q2 25 | $208.2M | $277.7M | ||
| Q1 25 | $198.2M | $262.9M | ||
| Q4 24 | $208.3M | $306.9M | ||
| Q3 24 | $211.8M | $332.7M | ||
| Q2 24 | $207.8M | $300.4M | ||
| Q1 24 | $205.8M | $280.2M |
| Q4 25 | $106.9M | $14.6M | ||
| Q3 25 | $108.4M | $19.2M | ||
| Q2 25 | $100.1M | $9.3M | ||
| Q1 25 | $96.9M | $14.7M | ||
| Q4 24 | $115.1M | $19.2M | ||
| Q3 24 | $99.8M | $22.6M | ||
| Q2 24 | $97.0M | $17.3M | ||
| Q1 24 | $97.3M | $15.5M |
| Q4 25 | — | 37.6% | ||
| Q3 25 | — | 38.8% | ||
| Q2 25 | — | 34.5% | ||
| Q1 25 | — | 34.9% | ||
| Q4 24 | — | 36.0% | ||
| Q3 24 | — | 36.1% | ||
| Q2 24 | — | 35.6% | ||
| Q1 24 | — | 35.6% |
| Q4 25 | 62.8% | 6.3% | ||
| Q3 25 | 62.6% | 8.2% | ||
| Q2 25 | 60.5% | 4.3% | ||
| Q1 25 | 61.1% | 5.3% | ||
| Q4 24 | 64.2% | 8.0% | ||
| Q3 24 | 60.0% | 9.0% | ||
| Q2 24 | 60.1% | 7.5% | ||
| Q1 24 | 59.9% | 7.1% |
| Q4 25 | 62.3% | 4.9% | ||
| Q3 25 | 49.7% | 6.3% | ||
| Q2 25 | 48.1% | 3.4% | ||
| Q1 25 | 48.9% | 5.6% | ||
| Q4 24 | 71.5% | 6.3% | ||
| Q3 24 | 47.1% | 6.8% | ||
| Q2 24 | 46.7% | 5.8% | ||
| Q1 24 | 47.3% | 5.5% |
| Q4 25 | $1.71 | $0.53 | ||
| Q3 25 | $1.74 | $0.70 | ||
| Q2 25 | $1.61 | $0.34 | ||
| Q1 25 | $1.56 | $0.53 | ||
| Q4 24 | $1.85 | $0.70 | ||
| Q3 24 | $1.60 | $0.82 | ||
| Q2 24 | $1.56 | $0.63 | ||
| Q1 24 | $1.56 | $0.57 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $5.5B | $107.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $3.3B | $683.2M |
| 总资产 | $16.6B | $1.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
| Q4 25 | $5.5B | $107.7M | ||
| Q3 25 | $5.6B | $91.9M | ||
| Q2 25 | $5.8B | $93.0M | ||
| Q1 25 | $5.6B | $123.1M | ||
| Q4 24 | $5.4B | $91.1M | ||
| Q3 24 | $5.8B | $84.5M | ||
| Q2 24 | $5.7B | $69.5M | ||
| Q1 24 | $5.7B | $111.2M |
| Q4 25 | $3.3B | $683.2M | ||
| Q3 25 | $3.1B | $670.7M | ||
| Q2 25 | $3.0B | $653.6M | ||
| Q1 25 | $2.9B | $649.0M | ||
| Q4 24 | $2.8B | $635.7M | ||
| Q3 24 | $2.7B | $618.5M | ||
| Q2 24 | $2.6B | $597.8M | ||
| Q1 24 | $2.5B | $583.4M |
| Q4 25 | $16.6B | $1.2B | ||
| Q3 25 | $16.6B | $1.2B | ||
| Q2 25 | $16.5B | $1.1B | ||
| Q1 25 | $16.3B | $1.1B | ||
| Q4 24 | $15.7B | $1.1B | ||
| Q3 24 | $15.9B | $1.1B | ||
| Q2 24 | $15.5B | $1.1B | ||
| Q1 24 | $15.4B | $1.0B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $491.1M | $33.6M |
| 自由现金流经营现金流 - 资本支出 | $472.9M | $19.7M |
| 自由现金流率自由现金流/营收 | 217.2% | 6.6% |
| 资本支出强度资本支出/营收 | 8.3% | 4.7% |
| 现金转化率经营现金流/净利润 | 4.59× | 2.30× |
| 过去12个月自由现金流最近4个季度 | $809.9M | $35.1M |
8季度趋势，按日历期对齐
| Q4 25 | $491.1M | $33.6M | ||
| Q3 25 | $115.2M | $13.3M | ||
| Q2 25 | $95.5M | $-9.6M | ||
| Q1 25 | $140.5M | $44.5M | ||
| Q4 24 | $473.9M | $17.3M | ||
| Q3 24 | $116.5M | $23.7M | ||
| Q2 24 | $107.2M | $17.1M | ||
| Q1 24 | $135.4M | $53.4M |
| Q4 25 | $472.9M | $19.7M | ||
| Q3 25 | $112.2M | $2.2M | ||
| Q2 25 | $91.6M | $-23.0M | ||
| Q1 25 | $133.1M | $36.2M | ||
| Q4 24 | $459.8M | $8.3M | ||
| Q3 24 | $109.6M | $18.2M | ||
| Q2 24 | $104.9M | $6.9M | ||
| Q1 24 | $128.9M | $40.7M |
| Q4 25 | 217.2% | 6.6% | ||
| Q3 25 | 51.5% | 0.7% | ||
| Q2 25 | 44.0% | -8.3% | ||
| Q1 25 | 67.1% | 13.8% | ||
| Q4 24 | 220.8% | 2.7% | ||
| Q3 24 | 51.7% | 5.5% | ||
| Q2 24 | 50.5% | 2.3% | ||
| Q1 24 | 62.6% | 14.5% |
| Q4 25 | 8.3% | 4.7% | ||
| Q3 25 | 1.3% | 3.6% | ||
| Q2 25 | 1.9% | 4.8% | ||
| Q1 25 | 3.7% | 3.2% | ||
| Q4 24 | 6.8% | 3.0% | ||
| Q3 24 | 3.3% | 1.7% | ||
| Q2 24 | 1.1% | 3.4% | ||
| Q1 24 | 3.2% | 4.5% |
| Q4 25 | 4.59× | 2.30× | ||
| Q3 25 | 1.06× | 0.69× | ||
| Q2 25 | 0.95× | -1.03× | ||
| Q1 25 | 1.45× | 3.04× | ||
| Q4 24 | 4.12× | 0.90× | ||
| Q3 24 | 1.17× | 1.05× | ||
| Q2 24 | 1.11× | 0.99× | ||
| Q1 24 | 1.39× | 3.44× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
