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Installed Building Products, Inc.（IBP）与SouthState Bank Corp（SSB）财务数据对比。点击上方公司名可切换其他公司
Installed Building Products, Inc.的季度营收约是SouthState Bank Corp的1.1倍（$747.5M vs $661.7M），SouthState Bank Corp净利率更高（34.1% vs 10.2%，领先23.9%），过去两年SouthState Bank Corp的营收复合增速更高（37.4% vs 3.9%）
Installed Building Products, Inc.是美国领先的建筑产品安装服务商，主营绝缘材料、排水沟、车库门、消防系统及窗帘等产品的专业安装服务，覆盖住宅新建、翻新改造及商业建筑三大领域，业务遍及美国大部分地区。
SouthState Bank总部位于美国佛罗里达州温特黑文，是银行控股公司SouthState Corporation旗下的银行子公司。截至2025年5月26日，该行已在南卡罗来纳、北卡罗来纳、佐治亚、佛罗里达、阿拉巴马、弗吉尼亚、科罗拉多、得克萨斯八州设有371家营业网点，为当地客户提供各类银行金融服务。
IBP vs SSB — 直观对比
营收规模更大
IBP
是对方的1.1倍
$661.7M
净利率更高
SSB
高出23.9%
10.2%
两年增速更快
SSB
近两年复合增速
3.9%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $747.5M | $661.7M |
| 净利润 | $76.6M | $225.8M |
| 毛利率 | 35.0% | — |
| 营业利润率 | 14.6% | 15.1% |
| 净利率 | 10.2% | 34.1% |
| 营收同比 | -0.4% | — |
| 净利润同比 | 14.5% | 153.5% |
| 每股收益（稀释后） | $2.81 | $2.28 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收IBPSSB
| Q1 26 | — | $661.7M | ||
| Q4 25 | $747.5M | $581.1M | ||
| Q3 25 | $778.2M | $599.7M | ||
| Q2 25 | $760.3M | $577.9M | ||
| Q1 25 | $684.8M | $544.5M | ||
| Q4 24 | $750.2M | $369.8M | ||
| Q3 24 | $760.6M | $351.5M | ||
| Q2 24 | $737.6M | $350.3M |
净利润IBPSSB
| Q1 26 | — | $225.8M | ||
| Q4 25 | $76.6M | $247.7M | ||
| Q3 25 | $74.4M | $246.6M | ||
| Q2 25 | $69.0M | $215.2M | ||
| Q1 25 | $45.4M | $89.1M | ||
| Q4 24 | $66.9M | $144.2M | ||
| Q3 24 | $68.6M | $143.2M | ||
| Q2 24 | $65.2M | $132.4M |
毛利率IBPSSB
| Q1 26 | — | — | ||
| Q4 25 | 35.0% | — | ||
| Q3 25 | 34.0% | — | ||
| Q2 25 | 34.2% | — | ||
| Q1 25 | 32.7% | — | ||
| Q4 24 | 33.6% | — | ||
| Q3 24 | 33.8% | — | ||
| Q2 24 | 34.1% | — |
营业利润率IBPSSB
| Q1 26 | — | 15.1% | ||
| Q4 25 | 14.6% | 54.3% | ||
| Q3 25 | 13.7% | 53.6% | ||
| Q2 25 | 13.3% | 48.8% | ||
| Q1 25 | 10.2% | 22.3% | ||
| Q4 24 | 13.1% | 50.7% | ||
| Q3 24 | 13.3% | 53.1% | ||
| Q2 24 | 12.9% | 49.3% |
净利率IBPSSB
| Q1 26 | — | 34.1% | ||
| Q4 25 | 10.2% | 42.6% | ||
| Q3 25 | 9.6% | 41.1% | ||
| Q2 25 | 9.1% | 37.2% | ||
| Q1 25 | 6.6% | 16.4% | ||
| Q4 24 | 8.9% | 39.0% | ||
| Q3 24 | 9.0% | 40.7% | ||
| Q2 24 | 8.8% | 37.8% |
每股收益（稀释后）IBPSSB
| Q1 26 | — | $2.28 | ||
| Q4 25 | $2.81 | $2.47 | ||
| Q3 25 | $2.74 | $2.42 | ||
| Q2 25 | $2.52 | $2.11 | ||
| Q1 25 | $1.64 | $0.87 | ||
| Q4 24 | $2.39 | $1.88 | ||
| Q3 24 | $2.44 | $1.86 | ||
| Q2 24 | $2.30 | $1.73 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $321.9M | $2.9B |
| 总债务越低越好 | $886.6M | — |
| 股东权益账面价值 | $709.9M | $9.0B |
| 总资产 | $2.1B | $68.0B |
| 负债/权益比越低杠杆越低 | 1.25× | — |
8季度趋势，按日历期对齐
现金及短期投资IBPSSB
| Q1 26 | — | $2.9B | ||
| Q4 25 | $321.9M | — | ||
| Q3 25 | $333.3M | — | ||
| Q2 25 | $305.2M | — | ||
| Q1 25 | $298.7M | — | ||
| Q4 24 | $327.6M | — | ||
| Q3 24 | $406.2M | — | ||
| Q2 24 | $380.3M | — |
总债务IBPSSB
| Q1 26 | — | — | ||
| Q4 25 | $886.6M | — | ||
| Q3 25 | $880.8M | — | ||
| Q2 25 | $876.1M | — | ||
| Q1 25 | $872.4M | — | ||
| Q4 24 | $874.8M | — | ||
| Q3 24 | $872.3M | — | ||
| Q2 24 | $875.8M | — |
股东权益IBPSSB
| Q1 26 | — | $9.0B | ||
| Q4 25 | $709.9M | $9.1B | ||
| Q3 25 | $678.6M | $9.0B | ||
| Q2 25 | $664.5M | $8.8B | ||
| Q1 25 | $660.9M | $8.6B | ||
| Q4 24 | $705.3M | $5.9B | ||
| Q3 24 | $716.4M | $5.9B | ||
| Q2 24 | $685.3M | $5.7B |
总资产IBPSSB
| Q1 26 | — | $68.0B | ||
| Q4 25 | $2.1B | $67.2B | ||
| Q3 25 | $2.1B | $66.0B | ||
| Q2 25 | $2.0B | $65.9B | ||
| Q1 25 | $2.0B | $65.1B | ||
| Q4 24 | $2.1B | $46.4B | ||
| Q3 24 | $2.1B | $46.1B | ||
| Q2 24 | $2.0B | $45.5B |
负债/权益比IBPSSB
| Q1 26 | — | — | ||
| Q4 25 | 1.25× | — | ||
| Q3 25 | 1.30× | — | ||
| Q2 25 | 1.32× | — | ||
| Q1 25 | 1.32× | — | ||
| Q4 24 | 1.24× | — | ||
| Q3 24 | 1.22× | — | ||
| Q2 24 | 1.28× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $64.9M | — |
| 自由现金流经营现金流 - 资本支出 | $49.3M | — |
| 自由现金流率自由现金流/营收 | 6.6% | — |
| 资本支出强度资本支出/营收 | 2.1% | — |
| 现金转化率经营现金流/净利润 | 0.85× | — |
| 过去12个月自由现金流最近4个季度 | $300.8M | — |
8季度趋势，按日历期对齐
经营现金流IBPSSB
| Q1 26 | — | — | ||
| Q4 25 | $64.9M | $232.1M | ||
| Q3 25 | $124.0M | $122.4M | ||
| Q2 25 | $90.4M | $72.6M | ||
| Q1 25 | $92.1M | $-126.3M | ||
| Q4 24 | $74.8M | $354.3M | ||
| Q3 24 | $101.4M | $-246.8M | ||
| Q2 24 | $79.0M | $126.8M |
自由现金流IBPSSB
| Q1 26 | — | — | ||
| Q4 25 | $49.3M | $215.5M | ||
| Q3 25 | $104.8M | $101.7M | ||
| Q2 25 | $74.8M | $52.5M | ||
| Q1 25 | $71.9M | $-139.1M | ||
| Q4 24 | $52.9M | $340.9M | ||
| Q3 24 | $77.3M | $-254.2M | ||
| Q2 24 | $58.2M | $117.3M |
自由现金流率IBPSSB
| Q1 26 | — | — | ||
| Q4 25 | 6.6% | 37.1% | ||
| Q3 25 | 13.5% | 17.0% | ||
| Q2 25 | 9.8% | 9.1% | ||
| Q1 25 | 10.5% | -25.5% | ||
| Q4 24 | 7.1% | 92.2% | ||
| Q3 24 | 10.2% | -72.3% | ||
| Q2 24 | 7.9% | 33.5% |
资本支出强度IBPSSB
| Q1 26 | — | — | ||
| Q4 25 | 2.1% | 2.9% | ||
| Q3 25 | 2.5% | 3.5% | ||
| Q2 25 | 2.1% | 3.5% | ||
| Q1 25 | 2.9% | 2.4% | ||
| Q4 24 | 2.9% | 3.6% | ||
| Q3 24 | 3.2% | 2.1% | ||
| Q2 24 | 2.8% | 2.7% |
现金转化率IBPSSB
| Q1 26 | — | — | ||
| Q4 25 | 0.85× | 0.94× | ||
| Q3 25 | 1.67× | 0.50× | ||
| Q2 25 | 1.31× | 0.34× | ||
| Q1 25 | 2.03× | -1.42× | ||
| Q4 24 | 1.12× | 2.46× | ||
| Q3 24 | 1.48× | -1.72× | ||
| Q2 24 | 1.21× | 0.96× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
IBP
| Residential New Construction | $488.6M | 65% |
| Other Customer Installation | $67.8M | 9% |
| Shower Doors Shelving And Mirrors | $53.5M | 7% |
| Other Building Products | $47.7M | 6% |
| Fireproofing And Firestopping | $37.6M | 5% |
| Rain Gutters | $31.3M | 4% |
| Window Blinds | $18.0M | 2% |
| Related Party | $6.7M | 1% |
SSB
| Net Interest Income | $561.6M | 85% |
| Noninterest Income | $100.1M | 15% |
