vs
Lovesac Co（LOVE）与REPUBLIC BANCORP INC（RBCAA）财务数据对比。点击上方公司名可切换其他公司
Lovesac Co的季度营收约是REPUBLIC BANCORP INC的1.6倍（$150.2M vs $94.3M），REPUBLIC BANCORP INC净利率更高（24.2% vs -7.0%，领先31.2%），REPUBLIC BANCORP INC同比增速更快（5.3% vs 0.2%），REPUBLIC BANCORP INC自由现金流更多（$161.1M vs $-10.2M），过去两年REPUBLIC BANCORP INC的营收复合增速更高（-11.5% vs -22.6%）
Lovesac是美国的家具零售商，主打拥有专利的Sactionals模块化沙发系统，该系统由可自由组合的座部、侧部模块，以及定制沙发套和相关配件组成。除模块化沙发外，品牌还销售采用独家发泡混合材料填充的袋式懒人座椅。
肯塔基州共和银行是美国的一家区域性银行控股企业，提供零售及商业银行全品类服务，涵盖个人存贷款、企业融资、按揭产品及财富管理解决方案，主要服务肯塔基州及周边州的个人消费者和中小企业客户。
LOVE vs RBCAA — 直观对比
营收规模更大
LOVE
是对方的1.6倍
$94.3M
营收增速更快
RBCAA
高出5.1%
0.2%
净利率更高
RBCAA
高出31.2%
-7.0%
自由现金流更多
RBCAA
多$171.3M
$-10.2M
两年增速更快
RBCAA
近两年复合增速
-22.6%
损益表 — Q3 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $150.2M | $94.3M |
| 净利润 | $-10.6M | $22.8M |
| 毛利率 | 56.1% | — |
| 营业利润率 | -10.5% | 29.3% |
| 净利率 | -7.0% | 24.2% |
| 营收同比 | 0.2% | 5.3% |
| 净利润同比 | -114.0% | 20.0% |
| 每股收益（稀释后） | $-0.72 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LOVERBCAA
| Q4 25 | $150.2M | $94.3M | ||
| Q3 25 | $160.5M | $93.5M | ||
| Q2 25 | $138.4M | $93.8M | ||
| Q1 25 | $241.5M | $135.8M | ||
| Q4 24 | $149.9M | $89.5M | ||
| Q3 24 | $156.6M | $88.1M | ||
| Q2 24 | $132.6M | $86.9M | ||
| Q1 24 | $250.5M | $120.3M |
净利润LOVERBCAA
| Q4 25 | $-10.6M | $22.8M | ||
| Q3 25 | $-6.7M | $29.7M | ||
| Q2 25 | $-10.8M | $31.5M | ||
| Q1 25 | $35.3M | $47.3M | ||
| Q4 24 | $-4.9M | $19.0M | ||
| Q3 24 | $-5.9M | $26.5M | ||
| Q2 24 | $-13.0M | $25.2M | ||
| Q1 24 | $31.0M | $30.6M |
毛利率LOVERBCAA
| Q4 25 | 56.1% | — | ||
| Q3 25 | 56.4% | — | ||
| Q2 25 | 53.7% | — | ||
| Q1 25 | 60.4% | — | ||
| Q4 24 | 58.5% | — | ||
| Q3 24 | 59.0% | — | ||
| Q2 24 | 54.3% | — | ||
| Q1 24 | 59.7% | — |
营业利润率LOVERBCAA
| Q4 25 | -10.5% | 29.3% | ||
| Q3 25 | -5.5% | 40.4% | ||
| Q2 25 | -10.8% | 43.0% | ||
| Q1 25 | 19.7% | 44.1% | ||
| Q4 24 | -5.2% | 25.8% | ||
| Q3 24 | -5.3% | 38.4% | ||
| Q2 24 | -13.5% | 37.0% | ||
| Q1 24 | 16.1% | 32.2% |
净利率LOVERBCAA
| Q4 25 | -7.0% | 24.2% | ||
| Q3 25 | -4.1% | 31.8% | ||
| Q2 25 | -7.8% | 33.5% | ||
| Q1 25 | 14.6% | 34.8% | ||
| Q4 24 | -3.3% | 21.2% | ||
| Q3 24 | -3.7% | 30.1% | ||
| Q2 24 | -9.8% | 29.0% | ||
| Q1 24 | 12.4% | 25.4% |
每股收益（稀释后）LOVERBCAA
| Q4 25 | $-0.72 | — | ||
| Q3 25 | $-0.45 | — | ||
| Q2 25 | $-0.73 | — | ||
| Q1 25 | $2.22 | — | ||
| Q4 24 | $-0.32 | — | ||
| Q3 24 | $-0.38 | — | ||
| Q2 24 | $-0.83 | — | ||
| Q1 24 | $1.91 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $23.7M | $220.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $189.3M | $1.1B |
| 总资产 | $495.5M | $7.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资LOVERBCAA
| Q4 25 | $23.7M | $220.0M | ||
| Q3 25 | $34.2M | $484.2M | ||
| Q2 25 | $26.9M | $484.8M | ||
| Q1 25 | $83.7M | $793.0M | ||
| Q4 24 | $61.7M | $432.2M | ||
| Q3 24 | $72.1M | $530.9M | ||
| Q2 24 | $72.4M | $400.1M | ||
| Q1 24 | $87.0M | $546.4M |
股东权益LOVERBCAA
| Q4 25 | $189.3M | $1.1B | ||
| Q3 25 | $197.5M | $1.1B | ||
| Q2 25 | $201.2M | $1.1B | ||
| Q1 25 | $216.4M | $1.0B | ||
| Q4 24 | $196.5M | $992.0M | ||
| Q3 24 | $202.1M | $979.7M | ||
| Q2 24 | $205.3M | $955.4M | ||
| Q1 24 | $217.5M | $935.6M |
总资产LOVERBCAA
| Q4 25 | $495.5M | $7.0B | ||
| Q3 25 | $493.7M | $7.0B | ||
| Q2 25 | $483.7M | $7.0B | ||
| Q1 25 | $532.3M | $7.1B | ||
| Q4 24 | $499.7M | $6.8B | ||
| Q3 24 | $481.1M | $6.7B | ||
| Q2 24 | $477.2M | $6.6B | ||
| Q1 24 | $482.2M | $6.9B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-4.9M | $168.2M |
| 自由现金流经营现金流 - 资本支出 | $-10.2M | $161.1M |
| 自由现金流率自由现金流/营收 | -6.8% | 170.9% |
| 资本支出强度资本支出/营收 | 3.5% | 7.5% |
| 现金转化率经营现金流/净利润 | — | 7.37× |
| 过去12个月自由现金流最近4个季度 | $-13.6M | $288.6M |
8季度趋势，按日历期对齐
经营现金流LOVERBCAA
| Q4 25 | $-4.9M | $168.2M | ||
| Q3 25 | $12.2M | $33.3M | ||
| Q2 25 | $-41.4M | $8.4M | ||
| Q1 25 | $44.0M | $93.2M | ||
| Q4 24 | $-4.2M | $149.0M | ||
| Q3 24 | $6.2M | $51.3M | ||
| Q2 24 | $-7.0M | $4.0M | ||
| Q1 24 | $56.3M | $71.2M |
自由现金流LOVERBCAA
| Q4 25 | $-10.2M | $161.1M | ||
| Q3 25 | $7.8M | $30.8M | ||
| Q2 25 | $-50.0M | $5.2M | ||
| Q1 25 | $38.7M | $91.6M | ||
| Q4 24 | $-6.6M | $143.2M | ||
| Q3 24 | $119.0K | $49.8M | ||
| Q2 24 | $-14.3M | $2.7M | ||
| Q1 24 | $49.5M | $69.1M |
自由现金流率LOVERBCAA
| Q4 25 | -6.8% | 170.9% | ||
| Q3 25 | 4.9% | 32.9% | ||
| Q2 25 | -36.1% | 5.5% | ||
| Q1 25 | 16.0% | 67.4% | ||
| Q4 24 | -4.4% | 160.0% | ||
| Q3 24 | 0.1% | 56.5% | ||
| Q2 24 | -10.8% | 3.1% | ||
| Q1 24 | 19.8% | 57.5% |
资本支出强度LOVERBCAA
| Q4 25 | 3.5% | 7.5% | ||
| Q3 25 | 2.7% | 2.6% | ||
| Q2 25 | 6.2% | 3.5% | ||
| Q1 25 | 2.2% | 1.2% | ||
| Q4 24 | 1.6% | 6.5% | ||
| Q3 24 | 3.9% | 1.7% | ||
| Q2 24 | 5.5% | 1.5% | ||
| Q1 24 | 2.7% | 1.7% |
现金转化率LOVERBCAA
| Q4 25 | — | 7.37× | ||
| Q3 25 | — | 1.12× | ||
| Q2 25 | — | 0.27× | ||
| Q1 25 | 1.25× | 1.97× | ||
| Q4 24 | — | 7.84× | ||
| Q3 24 | — | 1.93× | ||
| Q2 24 | — | 0.16× | ||
| Q1 24 | 1.82× | 2.33× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LOVE
| Showrooms | $102.7M | 68% |
| Internet | $37.3M | 25% |
| Other | $10.2M | 7% |
RBCAA
暂无分部数据
