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麦格劳希尔（MH）与SouthState Bank Corp（SSB）财务数据对比。点击上方公司名可切换其他公司
SouthState Bank Corp的季度营收约是麦格劳希尔的1.5倍（$661.7M vs $434.2M），SouthState Bank Corp净利率更高（34.1% vs -4.7%，领先38.8%）
麦格劳希尔是美国知名教育科技企业，面向K12、高等教育及职业领域的师生提供多元教育内容、软件与服务。核心产品包含教材、数字学习工具及自适应技术，助力优化学习体验、提升学习效果，是与霍顿米夫林哈考特、培生教育齐名的全球三大教育出版商之一。
SouthState Bank总部位于美国佛罗里达州温特黑文，是银行控股公司SouthState Corporation旗下的银行子公司。截至2025年5月26日，该行已在南卡罗来纳、北卡罗来纳、佐治亚、佛罗里达、阿拉巴马、弗吉尼亚、科罗拉多、得克萨斯八州设有371家营业网点，为当地客户提供各类银行金融服务。
MH vs SSB — 直观对比
营收规模更大
SSB
是对方的1.5倍
$434.2M
净利率更高
SSB
高出38.8%
-4.7%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $434.2M | $661.7M |
| 净利润 | $-20.2M | $225.8M |
| 毛利率 | 85.3% | — |
| 营业利润率 | 7.0% | 15.1% |
| 净利率 | -4.7% | 34.1% |
| 营收同比 | -35.1% | — |
| 净利润同比 | -119.2% | 153.5% |
| 每股收益（稀释后） | $-0.11 | $2.28 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MHSSB
| Q1 26 | — | $661.7M | ||
| Q4 25 | $434.2M | $581.1M | ||
| Q3 25 | $669.2M | $599.7M | ||
| Q2 25 | $535.7M | $577.9M | ||
| Q1 25 | — | $544.5M | ||
| Q4 24 | — | $369.8M | ||
| Q3 24 | — | $351.5M | ||
| Q2 24 | — | $350.3M |
净利润MHSSB
| Q1 26 | — | $225.8M | ||
| Q4 25 | $-20.2M | $247.7M | ||
| Q3 25 | $105.3M | $246.6M | ||
| Q2 25 | $502.0K | $215.2M | ||
| Q1 25 | — | $89.1M | ||
| Q4 24 | — | $144.2M | ||
| Q3 24 | — | $143.2M | ||
| Q2 24 | — | $132.4M |
毛利率MHSSB
| Q1 26 | — | — | ||
| Q4 25 | 85.3% | — | ||
| Q3 25 | 79.2% | — | ||
| Q2 25 | 77.0% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
营业利润率MHSSB
| Q1 26 | — | 15.1% | ||
| Q4 25 | 7.0% | 54.3% | ||
| Q3 25 | 23.4% | 53.6% | ||
| Q2 25 | 18.0% | 48.8% | ||
| Q1 25 | — | 22.3% | ||
| Q4 24 | — | 50.7% | ||
| Q3 24 | — | 53.1% | ||
| Q2 24 | — | 49.3% |
净利率MHSSB
| Q1 26 | — | 34.1% | ||
| Q4 25 | -4.7% | 42.6% | ||
| Q3 25 | 15.7% | 41.1% | ||
| Q2 25 | 0.1% | 37.2% | ||
| Q1 25 | — | 16.4% | ||
| Q4 24 | — | 39.0% | ||
| Q3 24 | — | 40.7% | ||
| Q2 24 | — | 37.8% |
每股收益（稀释后）MHSSB
| Q1 26 | — | $2.28 | ||
| Q4 25 | $-0.11 | $2.47 | ||
| Q3 25 | $0.57 | $2.42 | ||
| Q2 25 | $0.00 | $2.11 | ||
| Q1 25 | — | $0.87 | ||
| Q4 24 | — | $1.88 | ||
| Q3 24 | — | $1.86 | ||
| Q2 24 | — | $1.73 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $514.4M | $2.9B |
| 总债务越低越好 | $2.6B | — |
| 股东权益账面价值 | $775.3M | $9.0B |
| 总资产 | $5.6B | $68.0B |
| 负债/权益比越低杠杆越低 | 3.36× | — |
8季度趋势，按日历期对齐
现金及短期投资MHSSB
| Q1 26 | — | $2.9B | ||
| Q4 25 | $514.4M | — | ||
| Q3 25 | $463.2M | — | ||
| Q2 25 | $247.3M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
总债务MHSSB
| Q1 26 | — | — | ||
| Q4 25 | $2.6B | — | ||
| Q3 25 | $2.8B | — | ||
| Q2 25 | $3.2B | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益MHSSB
| Q1 26 | — | $9.0B | ||
| Q4 25 | $775.3M | $9.1B | ||
| Q3 25 | $794.6M | $9.0B | ||
| Q2 25 | $283.3M | $8.8B | ||
| Q1 25 | — | $8.6B | ||
| Q4 24 | — | $5.9B | ||
| Q3 24 | — | $5.9B | ||
| Q2 24 | — | $5.7B |
总资产MHSSB
| Q1 26 | — | $68.0B | ||
| Q4 25 | $5.6B | $67.2B | ||
| Q3 25 | $6.0B | $66.0B | ||
| Q2 25 | $5.7B | $65.9B | ||
| Q1 25 | — | $65.1B | ||
| Q4 24 | — | $46.4B | ||
| Q3 24 | — | $46.1B | ||
| Q2 24 | — | $45.5B |
负债/权益比MHSSB
| Q1 26 | — | — | ||
| Q4 25 | 3.36× | — | ||
| Q3 25 | 3.52× | — | ||
| Q2 25 | 11.17× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $309.0M | — |
| 自由现金流经营现金流 - 资本支出 | $285.4M | — |
| 自由现金流率自由现金流/营收 | 65.7% | — |
| 资本支出强度资本支出/营收 | 5.4% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流MHSSB
| Q1 26 | — | — | ||
| Q4 25 | $309.0M | $232.1M | ||
| Q3 25 | $265.0M | $122.4M | ||
| Q2 25 | $-96.7M | $72.6M | ||
| Q1 25 | — | $-126.3M | ||
| Q4 24 | — | $354.3M | ||
| Q3 24 | — | $-246.8M | ||
| Q2 24 | — | $126.8M |
自由现金流MHSSB
| Q1 26 | — | — | ||
| Q4 25 | $285.4M | $215.5M | ||
| Q3 25 | $243.8M | $101.7M | ||
| Q2 25 | $-112.9M | $52.5M | ||
| Q1 25 | — | $-139.1M | ||
| Q4 24 | — | $340.9M | ||
| Q3 24 | — | $-254.2M | ||
| Q2 24 | — | $117.3M |
自由现金流率MHSSB
| Q1 26 | — | — | ||
| Q4 25 | 65.7% | 37.1% | ||
| Q3 25 | 36.4% | 17.0% | ||
| Q2 25 | -21.1% | 9.1% | ||
| Q1 25 | — | -25.5% | ||
| Q4 24 | — | 92.2% | ||
| Q3 24 | — | -72.3% | ||
| Q2 24 | — | 33.5% |
资本支出强度MHSSB
| Q1 26 | — | — | ||
| Q4 25 | 5.4% | 2.9% | ||
| Q3 25 | 3.2% | 3.5% | ||
| Q2 25 | 3.0% | 3.5% | ||
| Q1 25 | — | 2.4% | ||
| Q4 24 | — | 3.6% | ||
| Q3 24 | — | 2.1% | ||
| Q2 24 | — | 2.7% |
现金转化率MHSSB
| Q1 26 | — | — | ||
| Q4 25 | — | 0.94× | ||
| Q3 25 | 2.52× | 0.50× | ||
| Q2 25 | -192.53× | 0.34× | ||
| Q1 25 | — | -1.42× | ||
| Q4 24 | — | 2.46× | ||
| Q3 24 | — | -1.72× | ||
| Q2 24 | — | 0.96× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MH
| Higher Education | $225.4M | 52% |
| Digital | $103.5M | 24% |
| Other | $44.4M | 10% |
| Global Professional | $36.2M | 8% |
| $24.7M | 6% |
SSB
| Net Interest Income | $561.6M | 85% |
| Noninterest Income | $100.1M | 15% |
