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Natural Grocers by Vitamin Cottage, Inc.（NGVC）与SouthState Bank Corp（SSB）财务数据对比。点击上方公司名可切换其他公司
SouthState Bank Corp的季度营收约是Natural Grocers by Vitamin Cottage, Inc.的2.0倍（$661.7M vs $335.6M），SouthState Bank Corp净利率更高（34.1% vs 3.4%，领先30.7%），过去两年SouthState Bank Corp的营收复合增速更高（37.4% vs 4.4%）
Natural Grocers by Vitamin Cottage, Inc.是美国本土的特色零售连锁企业，主营认证有机食品、膳食补充剂、天然个护及环保家居类产品，面向健康意识较强的消费群体，门店覆盖美国多州，执行严格品控标准，拒绝售卖含人工添加剂的商品。
SouthState Bank总部位于美国佛罗里达州温特黑文，是银行控股公司SouthState Corporation旗下的银行子公司。截至2025年5月26日，该行已在南卡罗来纳、北卡罗来纳、佐治亚、佛罗里达、阿拉巴马、弗吉尼亚、科罗拉多、得克萨斯八州设有371家营业网点，为当地客户提供各类银行金融服务。
NGVC vs SSB — 直观对比
营收规模更大
SSB
是对方的2.0倍
$335.6M
净利率更高
SSB
高出30.7%
3.4%
两年增速更快
SSB
近两年复合增速
4.4%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $335.6M | $661.7M |
| 净利润 | $11.3M | $225.8M |
| 毛利率 | 29.5% | — |
| 营业利润率 | 4.4% | 15.1% |
| 净利率 | 3.4% | 34.1% |
| 营收同比 | 1.6% | — |
| 净利润同比 | 14.0% | 153.5% |
| 每股收益（稀释后） | $0.49 | $2.28 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NGVCSSB
| Q1 26 | — | $661.7M | ||
| Q4 25 | $335.6M | $581.1M | ||
| Q3 25 | $336.1M | $599.7M | ||
| Q2 25 | $328.7M | $577.9M | ||
| Q1 25 | $335.8M | $544.5M | ||
| Q4 24 | $330.2M | $369.8M | ||
| Q3 24 | $322.7M | $351.5M | ||
| Q2 24 | $309.1M | $350.3M |
净利润NGVCSSB
| Q1 26 | — | $225.8M | ||
| Q4 25 | $11.3M | $247.7M | ||
| Q3 25 | $11.8M | $246.6M | ||
| Q2 25 | $11.6M | $215.2M | ||
| Q1 25 | $13.1M | $89.1M | ||
| Q4 24 | $9.9M | $144.2M | ||
| Q3 24 | $9.0M | $143.2M | ||
| Q2 24 | $9.2M | $132.4M |
毛利率NGVCSSB
| Q1 26 | — | — | ||
| Q4 25 | 29.5% | — | ||
| Q3 25 | 29.5% | — | ||
| Q2 25 | 29.9% | — | ||
| Q1 25 | 30.3% | — | ||
| Q4 24 | 29.9% | — | ||
| Q3 24 | 29.6% | — | ||
| Q2 24 | 29.2% | — |
营业利润率NGVCSSB
| Q1 26 | — | 15.1% | ||
| Q4 25 | 4.4% | 54.3% | ||
| Q3 25 | 4.6% | 53.6% | ||
| Q2 25 | 4.7% | 48.8% | ||
| Q1 25 | 5.2% | 22.3% | ||
| Q4 24 | 4.0% | 50.7% | ||
| Q3 24 | 3.7% | 53.1% | ||
| Q2 24 | 4.2% | 49.3% |
净利率NGVCSSB
| Q1 26 | — | 34.1% | ||
| Q4 25 | 3.4% | 42.6% | ||
| Q3 25 | 3.5% | 41.1% | ||
| Q2 25 | 3.5% | 37.2% | ||
| Q1 25 | 3.9% | 16.4% | ||
| Q4 24 | 3.0% | 39.0% | ||
| Q3 24 | 2.8% | 40.7% | ||
| Q2 24 | 3.0% | 37.8% |
每股收益（稀释后）NGVCSSB
| Q1 26 | — | $2.28 | ||
| Q4 25 | $0.49 | $2.47 | ||
| Q3 25 | $0.51 | $2.42 | ||
| Q2 25 | $0.50 | $2.11 | ||
| Q1 25 | $0.56 | $0.87 | ||
| Q4 24 | $0.43 | $1.88 | ||
| Q3 24 | $0.38 | $1.86 | ||
| Q2 24 | $0.40 | $1.73 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $23.2M | $2.9B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $220.0M | $9.0B |
| 总资产 | $668.6M | $68.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资NGVCSSB
| Q1 26 | — | $2.9B | ||
| Q4 25 | $23.2M | — | ||
| Q3 25 | $17.1M | — | ||
| Q2 25 | $13.2M | — | ||
| Q1 25 | $21.2M | — | ||
| Q4 24 | $6.3M | — | ||
| Q3 24 | $8.9M | — | ||
| Q2 24 | $13.9M | — |
股东权益NGVCSSB
| Q1 26 | — | $9.0B | ||
| Q4 25 | $220.0M | $9.1B | ||
| Q3 25 | $212.4M | $9.0B | ||
| Q2 25 | $202.5M | $8.8B | ||
| Q1 25 | $193.0M | $8.6B | ||
| Q4 24 | $181.9M | $5.9B | ||
| Q3 24 | $174.3M | $5.9B | ||
| Q2 24 | $167.8M | $5.7B |
总资产NGVCSSB
| Q1 26 | — | $68.0B | ||
| Q4 25 | $668.6M | $67.2B | ||
| Q3 25 | $670.5M | $66.0B | ||
| Q2 25 | $659.0M | $65.9B | ||
| Q1 25 | $664.6M | $65.1B | ||
| Q4 24 | $648.9M | $46.4B | ||
| Q3 24 | $655.5M | $46.1B | ||
| Q2 24 | $654.4M | $45.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $21.1M | — |
| 自由现金流经营现金流 - 资本支出 | $11.6M | — |
| 自由现金流率自由现金流/营收 | 3.4% | — |
| 资本支出强度资本支出/营收 | 2.9% | — |
| 现金转化率经营现金流/净利润 | 1.86× | — |
| 过去12个月自由现金流最近4个季度 | $42.6M | — |
8季度趋势，按日历期对齐
经营现金流NGVCSSB
| Q1 26 | — | — | ||
| Q4 25 | $21.1M | $232.1M | ||
| Q3 25 | $15.6M | $122.4M | ||
| Q2 25 | $2.9M | $72.6M | ||
| Q1 25 | $34.1M | $-126.3M | ||
| Q4 24 | $2.7M | $354.3M | ||
| Q3 24 | $24.5M | $-246.8M | ||
| Q2 24 | $12.4M | $126.8M |
自由现金流NGVCSSB
| Q1 26 | — | — | ||
| Q4 25 | $11.6M | $215.5M | ||
| Q3 25 | $7.5M | $101.7M | ||
| Q2 25 | $-4.2M | $52.5M | ||
| Q1 25 | $27.6M | $-139.1M | ||
| Q4 24 | $-6.9M | $340.9M | ||
| Q3 24 | $18.0M | $-254.2M | ||
| Q2 24 | $3.6M | $117.3M |
自由现金流率NGVCSSB
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | 37.1% | ||
| Q3 25 | 2.2% | 17.0% | ||
| Q2 25 | -1.3% | 9.1% | ||
| Q1 25 | 8.2% | -25.5% | ||
| Q4 24 | -2.1% | 92.2% | ||
| Q3 24 | 5.6% | -72.3% | ||
| Q2 24 | 1.2% | 33.5% |
资本支出强度NGVCSSB
| Q1 26 | — | — | ||
| Q4 25 | 2.9% | 2.9% | ||
| Q3 25 | 2.4% | 3.5% | ||
| Q2 25 | 2.2% | 3.5% | ||
| Q1 25 | 1.9% | 2.4% | ||
| Q4 24 | 2.9% | 3.6% | ||
| Q3 24 | 2.0% | 2.1% | ||
| Q2 24 | 2.9% | 2.7% |
现金转化率NGVCSSB
| Q1 26 | — | — | ||
| Q4 25 | 1.86× | 0.94× | ||
| Q3 25 | 1.32× | 0.50× | ||
| Q2 25 | 0.25× | 0.34× | ||
| Q1 25 | 2.60× | -1.42× | ||
| Q4 24 | 0.27× | 2.46× | ||
| Q3 24 | 2.72× | -1.72× | ||
| Q2 24 | 1.35× | 0.96× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NGVC
| Grocery | $243.8M | 73% |
| Dietary Supplements | $60.7M | 18% |
| Manufactured Product Other | $31.0M | 9% |
SSB
| Net Interest Income | $561.6M | 85% |
| Noninterest Income | $100.1M | 15% |
