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PROCORE TECHNOLOGIES, INC.（PCOR）与SouthState Bank Corp（SSB）财务数据对比。点击上方公司名可切换其他公司
SouthState Bank Corp的季度营收约是PROCORE TECHNOLOGIES, INC.的1.9倍（$661.7M vs $349.1M），SouthState Bank Corp净利率更高（34.1% vs -10.8%，领先44.9%），过去两年SouthState Bank Corp的营收复合增速更高（37.4% vs 13.8%）
Procore Technologies是2002年成立的美国建筑管理软件即服务（SaaS）企业，总部位于加利福尼亚州卡平特里亚。公司打造的全球平台可连接建筑行业从业者，支持搭建简化工作流，统一展现建筑项目信息，覆盖任务追踪、项目流程管理、日程排期等核心功能。
SouthState Bank总部位于美国佛罗里达州温特黑文，是银行控股公司SouthState Corporation旗下的银行子公司。截至2025年5月26日，该行已在南卡罗来纳、北卡罗来纳、佐治亚、佛罗里达、阿拉巴马、弗吉尼亚、科罗拉多、得克萨斯八州设有371家营业网点，为当地客户提供各类银行金融服务。
PCOR vs SSB — 直观对比
营收规模更大
SSB
是对方的1.9倍
$349.1M
净利率更高
SSB
高出44.9%
-10.8%
两年增速更快
SSB
近两年复合增速
13.8%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $349.1M | $661.7M |
| 净利润 | $-37.6M | $225.8M |
| 毛利率 | 80.1% | — |
| 营业利润率 | -12.3% | 15.1% |
| 净利率 | -10.8% | 34.1% |
| 营收同比 | 15.6% | — |
| 净利润同比 | 39.6% | 153.5% |
| 每股收益（稀释后） | $-0.25 | $2.28 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PCORSSB
| Q1 26 | — | $661.7M | ||
| Q4 25 | $349.1M | $581.1M | ||
| Q3 25 | $338.9M | $599.7M | ||
| Q2 25 | $323.9M | $577.9M | ||
| Q1 25 | $310.6M | $544.5M | ||
| Q4 24 | $302.0M | $369.8M | ||
| Q3 24 | $295.9M | $351.5M | ||
| Q2 24 | $284.3M | $350.3M |
净利润PCORSSB
| Q1 26 | — | $225.8M | ||
| Q4 25 | $-37.6M | $247.7M | ||
| Q3 25 | $-9.1M | $246.6M | ||
| Q2 25 | $-21.1M | $215.2M | ||
| Q1 25 | $-33.0M | $89.1M | ||
| Q4 24 | $-62.3M | $144.2M | ||
| Q3 24 | $-26.4M | $143.2M | ||
| Q2 24 | $-6.3M | $132.4M |
毛利率PCORSSB
| Q1 26 | — | — | ||
| Q4 25 | 80.1% | — | ||
| Q3 25 | 79.7% | — | ||
| Q2 25 | 79.1% | — | ||
| Q1 25 | 79.1% | — | ||
| Q4 24 | 81.2% | — | ||
| Q3 24 | 81.4% | — | ||
| Q2 24 | 83.1% | — |
营业利润率PCORSSB
| Q1 26 | — | 15.1% | ||
| Q4 25 | -12.3% | 54.3% | ||
| Q3 25 | -4.4% | 53.6% | ||
| Q2 25 | -9.3% | 48.8% | ||
| Q1 25 | -11.7% | 22.3% | ||
| Q4 24 | -21.9% | 50.7% | ||
| Q3 24 | -12.3% | 53.1% | ||
| Q2 24 | -5.2% | 49.3% |
净利率PCORSSB
| Q1 26 | — | 34.1% | ||
| Q4 25 | -10.8% | 42.6% | ||
| Q3 25 | -2.7% | 41.1% | ||
| Q2 25 | -6.5% | 37.2% | ||
| Q1 25 | -10.6% | 16.4% | ||
| Q4 24 | -20.6% | 39.0% | ||
| Q3 24 | -8.9% | 40.7% | ||
| Q2 24 | -2.2% | 37.8% |
每股收益（稀释后）PCORSSB
| Q1 26 | — | $2.28 | ||
| Q4 25 | $-0.25 | $2.47 | ||
| Q3 25 | $-0.06 | $2.42 | ||
| Q2 25 | $-0.14 | $2.11 | ||
| Q1 25 | $-0.22 | $0.87 | ||
| Q4 24 | $-0.42 | $1.88 | ||
| Q3 24 | $-0.18 | $1.86 | ||
| Q2 24 | $-0.04 | $1.73 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $768.5M | $2.9B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.3B | $9.0B |
| 总资产 | $2.2B | $68.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PCORSSB
| Q1 26 | — | $2.9B | ||
| Q4 25 | $768.5M | — | ||
| Q3 25 | $684.0M | — | ||
| Q2 25 | $620.9M | — | ||
| Q1 25 | $566.7M | — | ||
| Q4 24 | $775.4M | — | ||
| Q3 24 | $756.9M | — | ||
| Q2 24 | $735.4M | — |
股东权益PCORSSB
| Q1 26 | — | $9.0B | ||
| Q4 25 | $1.3B | $9.1B | ||
| Q3 25 | $1.2B | $9.0B | ||
| Q2 25 | $1.2B | $8.8B | ||
| Q1 25 | $1.2B | $8.6B | ||
| Q4 24 | $1.3B | $5.9B | ||
| Q3 24 | $1.3B | $5.9B | ||
| Q2 24 | $1.3B | $5.7B |
总资产PCORSSB
| Q1 26 | — | $68.0B | ||
| Q4 25 | $2.2B | $67.2B | ||
| Q3 25 | $2.1B | $66.0B | ||
| Q2 25 | $2.0B | $65.9B | ||
| Q1 25 | $1.9B | $65.1B | ||
| Q4 24 | $2.1B | $46.4B | ||
| Q3 24 | $2.0B | $46.1B | ||
| Q2 24 | $2.0B | $45.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $114.9M | — |
| 自由现金流经营现金流 - 资本支出 | $109.2M | — |
| 自由现金流率自由现金流/营收 | 31.3% | — |
| 资本支出强度资本支出/营收 | 1.6% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $282.2M | — |
8季度趋势，按日历期对齐
经营现金流PCORSSB
| Q1 26 | — | — | ||
| Q4 25 | $114.9M | $232.1M | ||
| Q3 25 | $88.5M | $122.4M | ||
| Q2 25 | $30.8M | $72.6M | ||
| Q1 25 | $66.0M | $-126.3M | ||
| Q4 24 | $29.1M | $354.3M | ||
| Q3 24 | $39.3M | $-246.8M | ||
| Q2 24 | $58.7M | $126.8M |
自由现金流PCORSSB
| Q1 26 | — | — | ||
| Q4 25 | $109.2M | $215.5M | ||
| Q3 25 | $83.1M | $101.7M | ||
| Q2 25 | $27.9M | $52.5M | ||
| Q1 25 | $62.0M | $-139.1M | ||
| Q4 24 | $17.4M | $340.9M | ||
| Q3 24 | $35.7M | $-254.2M | ||
| Q2 24 | $56.8M | $117.3M |
自由现金流率PCORSSB
| Q1 26 | — | — | ||
| Q4 25 | 31.3% | 37.1% | ||
| Q3 25 | 24.5% | 17.0% | ||
| Q2 25 | 8.6% | 9.1% | ||
| Q1 25 | 20.0% | -25.5% | ||
| Q4 24 | 5.8% | 92.2% | ||
| Q3 24 | 12.1% | -72.3% | ||
| Q2 24 | 20.0% | 33.5% |
资本支出强度PCORSSB
| Q1 26 | — | — | ||
| Q4 25 | 1.6% | 2.9% | ||
| Q3 25 | 1.6% | 3.5% | ||
| Q2 25 | 0.9% | 3.5% | ||
| Q1 25 | 1.3% | 2.4% | ||
| Q4 24 | 3.9% | 3.6% | ||
| Q3 24 | 1.2% | 2.1% | ||
| Q2 24 | 0.7% | 2.7% |
现金转化率PCORSSB
| Q1 26 | — | — | ||
| Q4 25 | — | 0.94× | ||
| Q3 25 | — | 0.50× | ||
| Q2 25 | — | 0.34× | ||
| Q1 25 | — | -1.42× | ||
| Q4 24 | — | 2.46× | ||
| Q3 24 | — | -1.72× | ||
| Q2 24 | — | 0.96× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PCOR
| US | $298.3M | 85% |
| Non Us | $50.9M | 15% |
SSB
| Net Interest Income | $561.6M | 85% |
| Noninterest Income | $100.1M | 15% |
