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EPLUS INC（PLUS）与WINTRUST FINANCIAL CORP（WTFC）财务数据对比。点击上方公司名可切换其他公司
WINTRUST FINANCIAL CORP的季度营收约是EPLUS INC的1.2倍（$713.2M vs $614.8M），WINTRUST FINANCIAL CORP净利率更高（31.9% vs 5.7%，领先26.2%），EPLUS INC同比增速更快（20.3% vs 10.9%），过去两年WINTRUST FINANCIAL CORP的营收复合增速更高（9.8% vs 2.3%）
ePlus Inc.是美国的科技咨询解决方案提供商，业务覆盖网络安全、云计算、网络架构、协作办公、人工智能及前沿技术领域，为超5000家客户提供定制化解决方案、专业咨询与托管服务，助力企业实现数字化转型与技术升级。
Wintrust Financial是美国本土金融控股公司，在伊利诺伊州北部及威斯康星州南部运营15家特许社区银行，属于美国中型银行机构，是芝加哥第二大银行企业，于纳斯达克全球精选市场上市，股票代码为WTFC。
PLUS vs WTFC — 直观对比
营收规模更大
WTFC
是对方的1.2倍
$614.8M
营收增速更快
PLUS
高出9.4%
10.9%
净利率更高
WTFC
高出26.2%
5.7%
两年增速更快
WTFC
近两年复合增速
2.3%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $614.8M | $713.2M |
| 净利润 | $35.1M | $227.4M |
| 毛利率 | 25.8% | — |
| 营业利润率 | 7.1% | — |
| 净利率 | 5.7% | 31.9% |
| 营收同比 | 20.3% | 10.9% |
| 净利润同比 | 45.2% | 2.0% |
| 每股收益（稀释后） | $1.33 | $3.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PLUSWTFC
| Q1 26 | — | $713.2M | ||
| Q4 25 | $614.8M | $714.3M | ||
| Q3 25 | $608.8M | $697.8M | ||
| Q2 25 | $637.3M | $670.8M | ||
| Q1 25 | — | $643.1M | ||
| Q4 24 | $493.2M | $638.6M | ||
| Q3 24 | $493.4M | $615.7M | ||
| Q2 24 | $535.7M | $591.8M |
净利润PLUSWTFC
| Q1 26 | — | $227.4M | ||
| Q4 25 | $35.1M | — | ||
| Q3 25 | $34.9M | $216.3M | ||
| Q2 25 | $37.7M | $195.5M | ||
| Q1 25 | — | $189.0M | ||
| Q4 24 | $24.1M | — | ||
| Q3 24 | $31.3M | $170.0M | ||
| Q2 24 | $27.3M | $152.4M |
毛利率PLUSWTFC
| Q1 26 | — | — | ||
| Q4 25 | 25.8% | — | ||
| Q3 25 | 26.6% | — | ||
| Q2 25 | 23.3% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 25.4% | — | ||
| Q3 24 | 25.8% | — | ||
| Q2 24 | 23.7% | — |
营业利润率PLUSWTFC
| Q1 26 | — | — | ||
| Q4 25 | 7.1% | 42.3% | ||
| Q3 25 | 8.0% | 42.4% | ||
| Q2 25 | 5.7% | 39.8% | ||
| Q1 25 | — | 39.3% | ||
| Q4 24 | 3.3% | 39.6% | ||
| Q3 24 | 5.5% | 37.8% | ||
| Q2 24 | 5.9% | 35.7% |
净利率PLUSWTFC
| Q1 26 | — | 31.9% | ||
| Q4 25 | 5.7% | — | ||
| Q3 25 | 5.7% | 31.0% | ||
| Q2 25 | 5.9% | 29.1% | ||
| Q1 25 | — | 29.4% | ||
| Q4 24 | 4.9% | — | ||
| Q3 24 | 6.3% | 27.6% | ||
| Q2 24 | 5.1% | 25.8% |
每股收益（稀释后）PLUSWTFC
| Q1 26 | — | $3.22 | ||
| Q4 25 | $1.33 | $3.15 | ||
| Q3 25 | $1.32 | $2.78 | ||
| Q2 25 | $1.43 | $2.78 | ||
| Q1 25 | — | $2.69 | ||
| Q4 24 | $0.91 | $2.63 | ||
| Q3 24 | $1.17 | $2.47 | ||
| Q2 24 | $1.02 | $2.32 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $326.3M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.1B | $7.4B |
| 总资产 | $1.8B | $72.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PLUSWTFC
| Q1 26 | — | — | ||
| Q4 25 | $326.3M | — | ||
| Q3 25 | $402.2M | — | ||
| Q2 25 | $480.2M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $253.1M | — | ||
| Q3 24 | $187.5M | — | ||
| Q2 24 | $349.9M | — |
股东权益PLUSWTFC
| Q1 26 | — | $7.4B | ||
| Q4 25 | $1.1B | $7.3B | ||
| Q3 25 | $1.0B | $7.0B | ||
| Q2 25 | $1.0B | $7.2B | ||
| Q1 25 | — | $6.6B | ||
| Q4 24 | $962.3M | $6.3B | ||
| Q3 24 | $947.0M | $6.4B | ||
| Q2 24 | $921.9M | $5.5B |
总资产PLUSWTFC
| Q1 26 | — | $72.2B | ||
| Q4 25 | $1.8B | $71.1B | ||
| Q3 25 | $1.8B | $69.6B | ||
| Q2 25 | $1.8B | $69.0B | ||
| Q1 25 | — | $65.9B | ||
| Q4 24 | $1.8B | $64.9B | ||
| Q3 24 | $1.7B | $63.8B | ||
| Q2 24 | $1.7B | $59.8B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-87.4M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | -2.49× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流PLUSWTFC
| Q1 26 | — | — | ||
| Q4 25 | $-87.4M | $910.3M | ||
| Q3 25 | $-34.8M | $209.8M | ||
| Q2 25 | $-99.0M | $329.2M | ||
| Q1 25 | — | $119.8M | ||
| Q4 24 | $65.7M | $721.6M | ||
| Q3 24 | $-21.6M | $-61.6M | ||
| Q2 24 | $97.1M | $221.2M |
自由现金流PLUSWTFC
| Q1 26 | — | — | ||
| Q4 25 | — | $860.4M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $635.5M | ||
| Q3 24 | — | $-78.3M | ||
| Q2 24 | — | $182.1M |
自由现金流率PLUSWTFC
| Q1 26 | — | — | ||
| Q4 25 | — | 120.5% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 99.5% | ||
| Q3 24 | — | -12.7% | ||
| Q2 24 | — | 30.8% |
资本支出强度PLUSWTFC
| Q1 26 | — | — | ||
| Q4 25 | — | 7.0% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 13.5% | ||
| Q3 24 | — | 2.7% | ||
| Q2 24 | — | 6.6% |
现金转化率PLUSWTFC
| Q1 26 | — | — | ||
| Q4 25 | -2.49× | — | ||
| Q3 25 | -1.00× | 0.97× | ||
| Q2 25 | -2.63× | 1.68× | ||
| Q1 25 | — | 0.63× | ||
| Q4 24 | 2.72× | — | ||
| Q3 24 | -0.69× | -0.36× | ||
| Q2 24 | 3.55× | 1.45× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PLUS
| All Others Customer End Market | $107.0M | 17% |
| Technology Customer End Market | $89.4M | 15% |
| Health Care Customer End Market | $81.5M | 13% |
| Financial Services Customer End Market | $66.1M | 11% |
| Professional Services Reporting Unit | $64.1M | 10% |
| Security | $61.1M | 10% |
| State And Local Government And Educational Institutions | $59.9M | 10% |
| Managed Services Reporting Unit | $48.8M | 8% |
| Other Product | $21.1M | 3% |
| Collaboration | $13.4M | 2% |
WTFC
暂无分部数据
