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PROG Holdings, Inc.（PRG）与SouthState Bank Corp（SSB）财务数据对比。点击上方公司名可切换其他公司
SouthState Bank Corp的季度营收约是PROG Holdings, Inc.的1.0倍（$661.7M vs $651.6M），SouthState Bank Corp净利率更高（34.1% vs 5.5%，领先28.6%），过去两年SouthState Bank Corp的营收复合增速更高（37.4% vs 4.9%）
PROG Holdings是一家总部位于美国的金融科技企业，主要面向美国本土市场提供灵活的租购及销售点融资解决方案，核心业务涵盖零售合作伙伴融资、消费信贷与支付服务，帮助消费者无需满足传统信用要求即可购买电子产品、家居用品等商品。
SouthState Bank总部位于美国佛罗里达州温特黑文，是银行控股公司SouthState Corporation旗下的银行子公司。截至2025年5月26日，该行已在南卡罗来纳、北卡罗来纳、佐治亚、佛罗里达、阿拉巴马、弗吉尼亚、科罗拉多、得克萨斯八州设有371家营业网点，为当地客户提供各类银行金融服务。
PRG vs SSB — 直观对比
营收规模更大
SSB
是对方的1.0倍
$651.6M
净利率更高
SSB
高出28.6%
5.5%
两年增速更快
SSB
近两年复合增速
4.9%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $651.6M | $661.7M |
| 净利润 | $36.1M | $225.8M |
| 毛利率 | — | — |
| 营业利润率 | 10.0% | 15.1% |
| 净利率 | 5.5% | 34.1% |
| 营收同比 | 457.1% | — |
| 净利润同比 | 3.8% | 153.5% |
| 每股收益（稀释后） | $3.68 | $2.28 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PRGSSB
| Q1 26 | $651.6M | $661.7M | ||
| Q4 25 | $525.4M | $581.1M | ||
| Q3 25 | $595.1M | $599.7M | ||
| Q2 25 | $604.7M | $577.9M | ||
| Q1 25 | $684.1M | $544.5M | ||
| Q4 24 | $558.9M | $369.8M | ||
| Q3 24 | $606.1M | $351.5M | ||
| Q2 24 | $592.2M | $350.3M |
净利润PRGSSB
| Q1 26 | $36.1M | $225.8M | ||
| Q4 25 | $40.5M | $247.7M | ||
| Q3 25 | $33.1M | $246.6M | ||
| Q2 25 | $38.5M | $215.2M | ||
| Q1 25 | $34.7M | $89.1M | ||
| Q4 24 | $57.5M | $144.2M | ||
| Q3 24 | $84.0M | $143.2M | ||
| Q2 24 | $33.8M | $132.4M |
营业利润率PRGSSB
| Q1 26 | 10.0% | 15.1% | ||
| Q4 25 | 6.9% | 54.3% | ||
| Q3 25 | 9.0% | 53.6% | ||
| Q2 25 | 10.0% | 48.8% | ||
| Q1 25 | 8.2% | 22.3% | ||
| Q4 24 | 8.9% | 50.7% | ||
| Q3 24 | 8.1% | 53.1% | ||
| Q2 24 | 9.4% | 49.3% |
净利率PRGSSB
| Q1 26 | 5.5% | 34.1% | ||
| Q4 25 | 7.7% | 42.6% | ||
| Q3 25 | 5.6% | 41.1% | ||
| Q2 25 | 6.4% | 37.2% | ||
| Q1 25 | 5.1% | 16.4% | ||
| Q4 24 | 10.3% | 39.0% | ||
| Q3 24 | 13.9% | 40.7% | ||
| Q2 24 | 5.7% | 37.8% |
每股收益（稀释后）PRGSSB
| Q1 26 | $3.68 | $2.28 | ||
| Q4 25 | $0.99 | $2.47 | ||
| Q3 25 | $0.82 | $2.42 | ||
| Q2 25 | $0.95 | $2.11 | ||
| Q1 25 | $0.83 | $0.87 | ||
| Q4 24 | $1.33 | $1.88 | ||
| Q3 24 | $1.94 | $1.86 | ||
| Q2 24 | $0.77 | $1.73 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $69.4M | $2.9B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $774.4M | $9.0B |
| 总资产 | $2.0B | $68.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PRGSSB
| Q1 26 | $69.4M | $2.9B | ||
| Q4 25 | $308.8M | — | ||
| Q3 25 | $292.6M | — | ||
| Q2 25 | $222.0M | — | ||
| Q1 25 | $213.3M | — | ||
| Q4 24 | $90.9M | — | ||
| Q3 24 | $221.7M | — | ||
| Q2 24 | $250.1M | — |
总债务PRGSSB
| Q1 26 | — | — | ||
| Q4 25 | $594.9M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $643.6M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益PRGSSB
| Q1 26 | $774.4M | $9.0B | ||
| Q4 25 | $746.4M | $9.1B | ||
| Q3 25 | $703.6M | $9.0B | ||
| Q2 25 | $668.7M | $8.8B | ||
| Q1 25 | $654.4M | $8.6B | ||
| Q4 24 | $650.3M | $5.9B | ||
| Q3 24 | $630.8M | $5.9B | ||
| Q2 24 | $581.9M | $5.7B |
总资产PRGSSB
| Q1 26 | $2.0B | $68.0B | ||
| Q4 25 | $1.6B | $67.2B | ||
| Q3 25 | $1.5B | $66.0B | ||
| Q2 25 | $1.5B | $65.9B | ||
| Q1 25 | $1.5B | $65.1B | ||
| Q4 24 | $1.5B | $46.4B | ||
| Q3 24 | $1.4B | $46.1B | ||
| Q2 24 | $1.5B | $45.5B |
负债/权益比PRGSSB
| Q1 26 | — | — | ||
| Q4 25 | 0.80× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.99× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PRG
暂无分部数据
SSB
| Net Interest Income | $561.6M | 85% |
| Noninterest Income | $100.1M | 15% |
