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PTC Inc.（PTC）与Regions Financial Corporation（RF）财务数据对比。点击上方公司名可切换其他公司
Regions Financial Corporation的季度营收约是PTC Inc.的2.4倍（$1.9B vs $774.3M），PTC Inc.净利率更高（76.3% vs 29.8%，领先46.4%），PTC Inc.同比增速更快（21.7% vs 5.0%），过去两年Regions Financial Corporation的营收复合增速更高（25.7% vs 22.2%）
PTC是1985年成立的美国计算机软件与服务企业，总部位于马萨诸塞州波士顿。公司1988年率先推出参数化关联特征驱动的三维CAD建模软件，1998年发布基于互联网的产品生命周期管理（PLM）产品，目前面向合作伙伴与开发者提供物联网、增强现实（AR）平台及相关产品服务。
Regions Financial Corporation是美国银行控股企业，总部位于阿拉巴马州伯明翰市。公司提供零售及商业银行、信托、股票经纪、抵押贷款等服务，旗下银行业务子公司Regions Bank在美国南部和中西部15个州运营约1300家营业网点和2000台自动柜员机，服务大量当地个人及企业客户。
PTC vs RF — 直观对比
营收规模更大
RF
是对方的2.4倍
$774.3M
营收增速更快
PTC
高出16.7%
5.0%
净利率更高
PTC
高出46.4%
29.8%
两年增速更快
RF
近两年复合增速
22.2%
损益表 — Q2 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $774.3M | $1.9B |
| 净利润 | $590.7M | $559.0M |
| 毛利率 | 99.1% | — |
| 营业利润率 | 38.2% | — |
| 净利率 | 76.3% | 29.8% |
| 营收同比 | 21.7% | 5.0% |
| 净利润同比 | 141.2% | — |
| 每股收益（稀释后） | $4.98 | $0.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PTCRF
| Q1 26 | $774.3M | $1.9B | ||
| Q4 25 | $685.8M | $1.3B | ||
| Q3 25 | $893.8M | $1.3B | ||
| Q2 25 | $643.9M | $1.3B | ||
| Q1 25 | $636.4M | $1.2B | ||
| Q4 24 | $565.1M | $1.2B | ||
| Q3 24 | $626.5M | $1.2B | ||
| Q2 24 | $518.6M | $1.2B |
净利润PTCRF
| Q1 26 | $590.7M | $559.0M | ||
| Q4 25 | $166.5M | $534.0M | ||
| Q3 25 | $347.8M | $569.0M | ||
| Q2 25 | $141.3M | $563.0M | ||
| Q1 25 | $162.6M | $490.0M | ||
| Q4 24 | $82.2M | $534.0M | ||
| Q3 24 | $126.5M | $490.0M | ||
| Q2 24 | $69.0M | $501.0M |
毛利率PTCRF
| Q1 26 | 99.1% | — | ||
| Q4 25 | 82.8% | — | ||
| Q3 25 | 86.9% | — | ||
| Q2 25 | 82.9% | — | ||
| Q1 25 | 83.3% | — | ||
| Q4 24 | 80.2% | — | ||
| Q3 24 | 82.0% | — | ||
| Q2 24 | 78.4% | — |
营业利润率PTCRF
| Q1 26 | 38.2% | — | ||
| Q4 25 | 32.2% | 55.3% | ||
| Q3 25 | 48.5% | 56.3% | ||
| Q2 25 | 32.6% | 56.1% | ||
| Q1 25 | 35.1% | 52.0% | ||
| Q4 24 | 20.4% | 53.4% | ||
| Q3 24 | 31.0% | 49.9% | ||
| Q2 24 | 18.5% | 52.7% |
净利率PTCRF
| Q1 26 | 76.3% | 29.8% | ||
| Q4 25 | 24.3% | 41.7% | ||
| Q3 25 | 38.9% | 45.3% | ||
| Q2 25 | 21.9% | 44.7% | ||
| Q1 25 | 25.6% | 41.0% | ||
| Q4 24 | 14.6% | 43.4% | ||
| Q3 24 | 20.2% | 40.2% | ||
| Q2 24 | 13.3% | 42.2% |
每股收益（稀释后）PTCRF
| Q1 26 | $4.98 | $0.62 | ||
| Q4 25 | $1.39 | $0.59 | ||
| Q3 25 | $2.88 | $0.61 | ||
| Q2 25 | $1.17 | $0.59 | ||
| Q1 25 | $1.35 | $0.51 | ||
| Q4 24 | $0.68 | $0.55 | ||
| Q3 24 | $1.05 | $0.49 | ||
| Q2 24 | $0.57 | $0.52 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $439.1M | — |
| 总债务越低越好 | — | $6.3B |
| 股东权益账面价值 | $3.9B | $18.8B |
| 总资产 | $6.5B | $160.7B |
| 负债/权益比越低杠杆越低 | — | 0.34× |
8季度趋势，按日历期对齐
现金及短期投资PTCRF
| Q1 26 | $439.1M | — | ||
| Q4 25 | $209.7M | — | ||
| Q3 25 | $184.4M | — | ||
| Q2 25 | $199.3M | — | ||
| Q1 25 | $235.2M | — | ||
| Q4 24 | $196.3M | — | ||
| Q3 24 | $265.8M | — | ||
| Q2 24 | $247.7M | — |
总债务PTCRF
| Q1 26 | — | $6.3B | ||
| Q4 25 | $1.2B | $4.1B | ||
| Q3 25 | $1.2B | $4.8B | ||
| Q2 25 | $1.2B | $5.3B | ||
| Q1 25 | $1.4B | $6.0B | ||
| Q4 24 | $1.0B | $6.0B | ||
| Q3 24 | $1.2B | $6.0B | ||
| Q2 24 | $1.3B | $5.1B |
股东权益PTCRF
| Q1 26 | $3.9B | $18.8B | ||
| Q4 25 | $3.8B | $19.0B | ||
| Q3 25 | $3.8B | $19.0B | ||
| Q2 25 | $3.5B | $18.7B | ||
| Q1 25 | $3.4B | $18.5B | ||
| Q4 24 | $3.2B | $17.9B | ||
| Q3 24 | $3.2B | $18.7B | ||
| Q2 24 | $3.0B | $17.2B |
总资产PTCRF
| Q1 26 | $6.5B | $160.7B | ||
| Q4 25 | $6.4B | $158.8B | ||
| Q3 25 | $6.6B | $159.9B | ||
| Q2 25 | $6.2B | $159.2B | ||
| Q1 25 | $6.2B | $159.8B | ||
| Q4 24 | $6.1B | $157.3B | ||
| Q3 24 | $6.4B | $157.4B | ||
| Q2 24 | $6.1B | $154.1B |
负债/权益比PTCRF
| Q1 26 | — | 0.34× | ||
| Q4 25 | 0.31× | 0.22× | ||
| Q3 25 | 0.31× | 0.25× | ||
| Q2 25 | 0.34× | 0.28× | ||
| Q1 25 | 0.40× | 0.32× | ||
| Q4 24 | 0.32× | 0.34× | ||
| Q3 24 | 0.38× | 0.32× | ||
| Q2 24 | 0.43× | 0.30× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $320.9M | — |
| 自由现金流经营现金流 - 资本支出 | $318.0M | — |
| 自由现金流率自由现金流/营收 | 41.1% | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 0.54× | — |
| 过去12个月自由现金流最近4个季度 | $927.9M | — |
8季度趋势，按日历期对齐
经营现金流PTCRF
| Q1 26 | $320.9M | — | ||
| Q4 25 | $269.7M | $-319.0M | ||
| Q3 25 | $104.0M | $861.0M | ||
| Q2 25 | $243.9M | $573.0M | ||
| Q1 25 | $281.3M | $1.1B | ||
| Q4 24 | $238.4M | $-220.0M | ||
| Q3 24 | $98.1M | $1.3B | ||
| Q2 24 | $213.8M | $161.0M |
自由现金流PTCRF
| Q1 26 | $318.0M | — | ||
| Q4 25 | $267.4M | — | ||
| Q3 25 | $100.5M | — | ||
| Q2 25 | $242.0M | — | ||
| Q1 25 | $278.5M | — | ||
| Q4 24 | $235.7M | — | ||
| Q3 24 | $93.6M | — | ||
| Q2 24 | $212.2M | — |
自由现金流率PTCRF
| Q1 26 | 41.1% | — | ||
| Q4 25 | 39.0% | — | ||
| Q3 25 | 11.2% | — | ||
| Q2 25 | 37.6% | — | ||
| Q1 25 | 43.8% | — | ||
| Q4 24 | 41.7% | — | ||
| Q3 24 | 14.9% | — | ||
| Q2 24 | 40.9% | — |
资本支出强度PTCRF
| Q1 26 | — | — | ||
| Q4 25 | 0.3% | — | ||
| Q3 25 | 0.4% | — | ||
| Q2 25 | 0.3% | — | ||
| Q1 25 | 0.4% | — | ||
| Q4 24 | 0.5% | — | ||
| Q3 24 | 0.7% | — | ||
| Q2 24 | 0.3% | — |
现金转化率PTCRF
| Q1 26 | 0.54× | — | ||
| Q4 25 | 1.62× | -0.60× | ||
| Q3 25 | 0.30× | 1.51× | ||
| Q2 25 | 1.73× | 1.02× | ||
| Q1 25 | 1.73× | 2.18× | ||
| Q4 24 | 2.90× | -0.41× | ||
| Q3 24 | 0.78× | 2.57× | ||
| Q2 24 | 3.10× | 0.32× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PTC
| Recurring revenue | $743.4M | 96% |
| Other | $24.0M | 3% |
| Perpetual license | $6.9M | 1% |
RF
暂无分部数据
