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FreightCar America, Inc.（RAIL）与REPUBLIC BANCORP INC（RBCAA）财务数据对比。点击上方公司名可切换其他公司
FreightCar America, Inc.的季度营收约是REPUBLIC BANCORP INC的1.3倍（$125.5M vs $94.3M），REPUBLIC BANCORP INC净利率更高（24.2% vs -13.2%，领先37.4%），REPUBLIC BANCORP INC同比增速更快（5.3% vs -8.8%），REPUBLIC BANCORP INC自由现金流更多（$161.1M vs $8.8M），过去两年REPUBLIC BANCORP INC的营收复合增速更高（-11.5% vs -11.7%）
货运车美国公司是铁路行业货运车厢制造商，全球约有2000名雇员，核心生产基地设在墨西哥卡斯塔诺斯，厂区面积达70万平方英尺。此外，公司总部设于芝加哥，在宾夕法尼亚州约翰斯顿设有工程与零部件厂区，主要为铁路领域提供专业货运车厢产品。
肯塔基州共和银行是美国的一家区域性银行控股企业，提供零售及商业银行全品类服务，涵盖个人存贷款、企业融资、按揭产品及财富管理解决方案，主要服务肯塔基州及周边州的个人消费者和中小企业客户。
RAIL vs RBCAA — 直观对比
营收规模更大
RAIL
是对方的1.3倍
$94.3M
营收增速更快
RBCAA
高出14.1%
-8.8%
净利率更高
RBCAA
高出37.4%
-13.2%
自由现金流更多
RBCAA
多$152.3M
$8.8M
两年增速更快
RBCAA
近两年复合增速
-11.7%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $125.5M | $94.3M |
| 净利润 | $-16.6M | $22.8M |
| 毛利率 | 13.4% | — |
| 营业利润率 | 6.2% | 29.3% |
| 净利率 | -13.2% | 24.2% |
| 营收同比 | -8.8% | 5.3% |
| 净利润同比 | -147.9% | 20.0% |
| 每股收益（稀释后） | $-0.54 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收RAILRBCAA
| Q4 25 | $125.5M | $94.3M | ||
| Q3 25 | $160.4M | $93.5M | ||
| Q2 25 | $118.5M | $93.8M | ||
| Q1 25 | $96.2M | $135.8M | ||
| Q4 24 | $137.6M | $89.5M | ||
| Q3 24 | $113.2M | $88.1M | ||
| Q2 24 | $146.0M | $86.9M | ||
| Q1 24 | $160.9M | $120.3M |
净利润RAILRBCAA
| Q4 25 | $-16.6M | $22.8M | ||
| Q3 25 | $-7.4M | $29.7M | ||
| Q2 25 | $11.7M | $31.5M | ||
| Q1 25 | $50.4M | $47.3M | ||
| Q4 24 | $34.6M | $19.0M | ||
| Q3 24 | $-107.0M | $26.5M | ||
| Q2 24 | $8.2M | $25.2M | ||
| Q1 24 | $-11.6M | $30.6M |
毛利率RAILRBCAA
| Q4 25 | 13.4% | — | ||
| Q3 25 | 15.1% | — | ||
| Q2 25 | 15.0% | — | ||
| Q1 25 | 15.0% | — | ||
| Q4 24 | 15.3% | — | ||
| Q3 24 | 14.3% | — | ||
| Q2 24 | 12.6% | — | ||
| Q1 24 | 7.1% | — |
营业利润率RAILRBCAA
| Q4 25 | 6.2% | 29.3% | ||
| Q3 25 | 9.1% | 40.4% | ||
| Q2 25 | 6.5% | 43.0% | ||
| Q1 25 | 4.0% | 44.1% | ||
| Q4 24 | 8.5% | 25.8% | ||
| Q3 24 | 7.6% | 38.4% | ||
| Q2 24 | 9.0% | 37.0% | ||
| Q1 24 | 2.4% | 32.2% |
净利率RAILRBCAA
| Q4 25 | -13.2% | 24.2% | ||
| Q3 25 | -4.6% | 31.8% | ||
| Q2 25 | 9.9% | 33.5% | ||
| Q1 25 | 52.4% | 34.8% | ||
| Q4 24 | 25.2% | 21.2% | ||
| Q3 24 | -94.6% | 30.1% | ||
| Q2 24 | 5.6% | 29.0% | ||
| Q1 24 | -7.2% | 25.4% |
每股收益（稀释后）RAILRBCAA
| Q4 25 | $-0.54 | — | ||
| Q3 25 | $-0.23 | — | ||
| Q2 25 | $0.34 | — | ||
| Q1 25 | $1.52 | — | ||
| Q4 24 | $0.88 | — | ||
| Q3 24 | $-3.57 | — | ||
| Q2 24 | $0.11 | — | ||
| Q1 24 | $-0.54 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $220.0M |
| 总债务越低越好 | $107.2M | — |
| 股东权益账面价值 | $-107.4M | $1.1B |
| 总资产 | $290.0M | $7.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资RAILRBCAA
| Q4 25 | — | $220.0M | ||
| Q3 25 | — | $484.2M | ||
| Q2 25 | — | $484.8M | ||
| Q1 25 | — | $793.0M | ||
| Q4 24 | — | $432.2M | ||
| Q3 24 | — | $530.9M | ||
| Q2 24 | — | $400.1M | ||
| Q1 24 | — | $546.4M |
总债务RAILRBCAA
| Q4 25 | $107.2M | — | ||
| Q3 25 | $107.6M | — | ||
| Q2 25 | $107.9M | — | ||
| Q1 25 | $108.2M | — | ||
| Q4 24 | $108.4M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益RAILRBCAA
| Q4 25 | $-107.4M | $1.1B | ||
| Q3 25 | $-90.9M | $1.1B | ||
| Q2 25 | $-83.5M | $1.1B | ||
| Q1 25 | $-97.4M | $1.0B | ||
| Q4 24 | $-150.3M | $992.0M | ||
| Q3 24 | $-156.3M | $979.7M | ||
| Q2 24 | $-48.8M | $955.4M | ||
| Q1 24 | $-57.0M | $935.6M |
总资产RAILRBCAA
| Q4 25 | $290.0M | $7.0B | ||
| Q3 25 | $340.8M | $7.0B | ||
| Q2 25 | $328.1M | $7.0B | ||
| Q1 25 | $250.5M | $7.1B | ||
| Q4 24 | $224.2M | $6.8B | ||
| Q3 24 | $245.9M | $6.7B | ||
| Q2 24 | $207.2M | $6.6B | ||
| Q1 24 | $248.7M | $6.9B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $10.0M | $168.2M |
| 自由现金流经营现金流 - 资本支出 | $8.8M | $161.1M |
| 自由现金流率自由现金流/营收 | 7.0% | 170.9% |
| 资本支出强度资本支出/营收 | 1.0% | 7.5% |
| 现金转化率经营现金流/净利润 | — | 7.37× |
| 过去12个月自由现金流最近4个季度 | $31.4M | $288.6M |
8季度趋势，按日历期对齐
经营现金流RAILRBCAA
| Q4 25 | $10.0M | $168.2M | ||
| Q3 25 | $3.4M | $33.3M | ||
| Q2 25 | $8.5M | $8.4M | ||
| Q1 25 | $12.8M | $93.2M | ||
| Q4 24 | $5.9M | $149.0M | ||
| Q3 24 | $7.2M | $51.3M | ||
| Q2 24 | $57.2M | $4.0M | ||
| Q1 24 | $-25.3M | $71.2M |
自由现金流RAILRBCAA
| Q4 25 | $8.8M | $161.1M | ||
| Q3 25 | $2.2M | $30.8M | ||
| Q2 25 | $7.9M | $5.2M | ||
| Q1 25 | $12.5M | $91.6M | ||
| Q4 24 | $4.6M | $143.2M | ||
| Q3 24 | $5.7M | $49.8M | ||
| Q2 24 | $55.9M | $2.7M | ||
| Q1 24 | $-26.3M | $69.1M |
自由现金流率RAILRBCAA
| Q4 25 | 7.0% | 170.9% | ||
| Q3 25 | 1.4% | 32.9% | ||
| Q2 25 | 6.7% | 5.5% | ||
| Q1 25 | 13.0% | 67.4% | ||
| Q4 24 | 3.3% | 160.0% | ||
| Q3 24 | 5.0% | 56.5% | ||
| Q2 24 | 38.3% | 3.1% | ||
| Q1 24 | -16.3% | 57.5% |
资本支出强度RAILRBCAA
| Q4 25 | 1.0% | 7.5% | ||
| Q3 25 | 0.7% | 2.6% | ||
| Q2 25 | 0.5% | 3.5% | ||
| Q1 25 | 0.3% | 1.2% | ||
| Q4 24 | 0.9% | 6.5% | ||
| Q3 24 | 1.3% | 1.7% | ||
| Q2 24 | 0.9% | 1.5% | ||
| Q1 24 | 0.6% | 1.7% |
现金转化率RAILRBCAA
| Q4 25 | — | 7.37× | ||
| Q3 25 | — | 1.12× | ||
| Q2 25 | 0.73× | 0.27× | ||
| Q1 25 | 0.25× | 1.97× | ||
| Q4 24 | 0.17× | 7.84× | ||
| Q3 24 | — | 1.93× | ||
| Q2 24 | 6.99× | 0.16× | ||
| Q1 24 | — | 2.33× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
RAIL
| Railcar Sales | $118.9M | 95% |
| Aftermarket Sales | $6.6M | 5% |
RBCAA
暂无分部数据
