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Regions Financial Corporation（RF）与RPM INTERNATIONAL INC（RPM）财务数据对比。点击上方公司名可切换其他公司
RPM INTERNATIONAL INC的季度营收约是Regions Financial Corporation的1.5倍（$1.9B vs $1.3B），Regions Financial Corporation净利率更高（41.7% vs 8.4%，领先33.2%），Regions Financial Corporation同比增速更快（4.1% vs 3.5%），过去两年RPM INTERNATIONAL INC的营收复合增速更高（12.0% vs 4.0%）
Regions Financial Corporation是美国银行控股企业，总部位于阿拉巴马州伯明翰市。公司提供零售及商业银行、信托、股票经纪、抵押贷款等服务，旗下银行业务子公司Regions Bank在美国南部和中西部15个州运营约1300家营业网点和2000台自动柜员机，服务大量当地个人及企业客户。
BVS娱乐前身为Saban制作、Saban国际及Saban娱乐，是华特迪士尼公司旗下子公司。1980年4月24日由哈伊姆·萨班与舒基·利维创立，最初主营音乐制作，后逐步转向电视节目制作发行业务，最为知名的是为Fox Family/ABC Family及已停播的Fox Kids、Jetix频道制作发行儿童节目。
RF vs RPM — 直观对比
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.3B | $1.9B |
| 净利润 | $534.0M | $161.2M |
| 毛利率 | — | 40.8% |
| 营业利润率 | 55.3% | 11.0% |
| 净利率 | 41.7% | 8.4% |
| 营收同比 | 4.1% | 3.5% |
| 净利润同比 | 0.0% | -12.0% |
| 每股收益（稀释后） | $0.59 | $1.26 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $1.3B | $1.9B | ||
| Q3 25 | $1.3B | $2.1B | ||
| Q2 25 | $1.3B | $2.1B | ||
| Q1 25 | $1.2B | $1.5B | ||
| Q4 24 | $1.2B | $1.8B | ||
| Q3 24 | $1.2B | $2.0B | ||
| Q2 24 | $1.2B | $2.0B | ||
| Q1 24 | $1.2B | $1.5B |
| Q4 25 | $534.0M | $161.2M | ||
| Q3 25 | $569.0M | $227.6M | ||
| Q2 25 | $563.0M | $225.8M | ||
| Q1 25 | $490.0M | $52.0M | ||
| Q4 24 | $534.0M | $183.2M | ||
| Q3 24 | $490.0M | $227.7M | ||
| Q2 24 | $501.0M | $180.6M | ||
| Q1 24 | $368.0M | $61.2M |
| Q4 25 | — | 40.8% | ||
| Q3 25 | — | 42.3% | ||
| Q2 25 | — | 42.4% | ||
| Q1 25 | — | 38.4% | ||
| Q4 24 | — | 41.4% | ||
| Q3 24 | — | 42.5% | ||
| Q2 24 | — | 41.4% | ||
| Q1 24 | — | 39.9% |
| Q4 25 | 55.3% | 11.0% | ||
| Q3 25 | 56.3% | 14.1% | ||
| Q2 25 | 56.1% | 11.9% | ||
| Q1 25 | 52.0% | 2.8% | ||
| Q4 24 | 53.4% | 11.5% | ||
| Q3 24 | 49.9% | 14.8% | ||
| Q2 24 | 52.7% | 11.9% | ||
| Q1 24 | 39.2% | 5.5% |
| Q4 25 | 41.7% | 8.4% | ||
| Q3 25 | 45.3% | 10.8% | ||
| Q2 25 | 44.7% | 10.8% | ||
| Q1 25 | 41.0% | 3.5% | ||
| Q4 24 | 43.4% | 9.9% | ||
| Q3 24 | 40.2% | 11.6% | ||
| Q2 24 | 42.2% | 9.0% | ||
| Q1 24 | 31.1% | 4.0% |
| Q4 25 | $0.59 | $1.26 | ||
| Q3 25 | $0.61 | $1.77 | ||
| Q2 25 | $0.59 | $1.76 | ||
| Q1 25 | $0.51 | $0.40 | ||
| Q4 24 | $0.55 | $1.42 | ||
| Q3 24 | $0.49 | $1.77 | ||
| Q2 24 | $0.52 | $1.40 | ||
| Q1 24 | $0.37 | $0.47 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $316.6M |
| 总债务越低越好 | $4.1B | $2.5B |
| 股东权益账面价值 | $19.0B | $3.1B |
| 总资产 | $158.8B | $7.9B |
| 负债/权益比越低杠杆越低 | 0.22× | 0.80× |
8季度趋势，按日历期对齐
| Q4 25 | — | $316.6M | ||
| Q3 25 | — | $297.1M | ||
| Q2 25 | — | $302.1M | ||
| Q1 25 | — | $241.9M | ||
| Q4 24 | — | $268.7M | ||
| Q3 24 | — | $231.6M | ||
| Q2 24 | — | $237.4M | ||
| Q1 24 | — | $248.9M |
| Q4 25 | $4.1B | $2.5B | ||
| Q3 25 | $4.8B | $2.7B | ||
| Q2 25 | $5.3B | $2.6B | ||
| Q1 25 | $6.0B | $2.1B | ||
| Q4 24 | $6.0B | $2.0B | ||
| Q3 24 | $6.0B | $2.0B | ||
| Q2 24 | $5.1B | $2.0B | ||
| Q1 24 | $3.3B | $2.2B |
| Q4 25 | $19.0B | $3.1B | ||
| Q3 25 | $19.0B | $3.1B | ||
| Q2 25 | $18.7B | $2.9B | ||
| Q1 25 | $18.5B | $2.7B | ||
| Q4 24 | $17.9B | $2.7B | ||
| Q3 24 | $18.7B | $2.6B | ||
| Q2 24 | $17.2B | $2.5B | ||
| Q1 24 | $17.0B | $2.3B |
| Q4 25 | $158.8B | $7.9B | ||
| Q3 25 | $159.9B | $7.9B | ||
| Q2 25 | $159.2B | $7.8B | ||
| Q1 25 | $159.8B | $6.6B | ||
| Q4 24 | $157.3B | $6.7B | ||
| Q3 24 | $157.4B | $6.6B | ||
| Q2 24 | $154.1B | $6.6B | ||
| Q1 24 | $154.9B | $6.4B |
| Q4 25 | 0.22× | 0.80× | ||
| Q3 25 | 0.25× | 0.87× | ||
| Q2 25 | 0.28× | 0.91× | ||
| Q1 25 | 0.32× | 0.78× | ||
| Q4 24 | 0.34× | 0.74× | ||
| Q3 24 | 0.32× | 0.77× | ||
| Q2 24 | 0.30× | 0.79× | ||
| Q1 24 | 0.20× | 0.93× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-319.0M | $345.7M |
| 自由现金流经营现金流 - 资本支出 | — | $296.4M |
| 自由现金流率自由现金流/营收 | — | 15.5% |
| 资本支出强度资本支出/营收 | — | 2.6% |
| 现金转化率经营现金流/净利润 | -0.60× | 2.14× |
| 过去12个月自由现金流最近4个季度 | — | $582.9M |
8季度趋势，按日历期对齐
| Q4 25 | $-319.0M | $345.7M | ||
| Q3 25 | $861.0M | $237.5M | ||
| Q2 25 | $573.0M | $149.2M | ||
| Q1 25 | $1.1B | $91.5M | ||
| Q4 24 | $-220.0M | $279.4M | ||
| Q3 24 | $1.3B | $248.1M | ||
| Q2 24 | $161.0M | $181.2M | ||
| Q1 24 | $396.0M | $173.4M |
| Q4 25 | — | $296.4M | ||
| Q3 25 | — | $175.0M | ||
| Q2 25 | — | $78.2M | ||
| Q1 25 | — | $33.3M | ||
| Q4 24 | — | $229.5M | ||
| Q3 24 | — | $197.3M | ||
| Q2 24 | — | $105.3M | ||
| Q1 24 | — | $124.6M |
| Q4 25 | — | 15.5% | ||
| Q3 25 | — | 8.3% | ||
| Q2 25 | — | 3.8% | ||
| Q1 25 | — | 2.3% | ||
| Q4 24 | — | 12.4% | ||
| Q3 24 | — | 10.0% | ||
| Q2 24 | — | 5.2% | ||
| Q1 24 | — | 8.2% |
| Q4 25 | — | 2.6% | ||
| Q3 25 | — | 3.0% | ||
| Q2 25 | — | 3.4% | ||
| Q1 25 | — | 3.9% | ||
| Q4 24 | — | 2.7% | ||
| Q3 24 | — | 2.6% | ||
| Q2 24 | — | 3.8% | ||
| Q1 24 | — | 3.2% |
| Q4 25 | -0.60× | 2.14× | ||
| Q3 25 | 1.51× | 1.04× | ||
| Q2 25 | 1.02× | 0.66× | ||
| Q1 25 | 2.18× | 1.76× | ||
| Q4 24 | -0.41× | 1.53× | ||
| Q3 24 | 2.57× | 1.09× | ||
| Q2 24 | 0.32× | 1.00× | ||
| Q1 24 | 1.08× | 2.83× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
RF
| Consumer Bank | $747.0M | 58% |
| Corporate Bank | $487.0M | 38% |
| Wealth Management | $47.0M | 4% |
RPM
| Construction Products Group Segment | $737.4M | 39% |
| Consumer Segment | $638.6M | 33% |
| Performance Coatings Group Segment | $533.8M | 28% |
