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Regions Financial Corporation（RF）与Veralto（VLTO）财务数据对比。点击上方公司名可切换其他公司
Veralto的季度营收约是Regions Financial Corporation的1.1倍（$1.4B vs $1.3B），Regions Financial Corporation净利率更高（41.7% vs 17.9%，领先23.8%），Veralto同比增速更快（6.8% vs 4.1%），过去两年Veralto的营收复合增速更高（6.8% vs 4.0%）
Regions Financial Corporation是美国银行控股企业，总部位于阿拉巴马州伯明翰市。公司提供零售及商业银行、信托、股票经纪、抵押贷款等服务，旗下银行业务子公司Regions Bank在美国南部和中西部15个州运营约1300家营业网点和2000台自动柜员机，服务大量当地个人及企业客户。
Veralto是总部位于美国马萨诸塞州沃尔瑟姆的科技企业，核心业务覆盖水分析、水处理、标识喷码、包装及色彩管理相关产品的研发与生产，面向全球多领域客户提供适配的技术产品及配套服务。
RF vs VLTO — 直观对比
营收规模更大
VLTO
是对方的1.1倍
$1.3B
营收增速更快
VLTO
高出2.6%
4.1%
净利率更高
RF
高出23.8%
17.9%
两年增速更快
VLTO
近两年复合增速
4.0%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.3B | $1.4B |
| 净利润 | $534.0M | $254.0M |
| 毛利率 | — | 60.1% |
| 营业利润率 | 55.3% | 23.8% |
| 净利率 | 41.7% | 17.9% |
| 营收同比 | 4.1% | 6.8% |
| 净利润同比 | 0.0% | 12.9% |
| 每股收益（稀释后） | $0.59 | $1.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收RFVLTO
| Q1 26 | — | $1.4B | ||
| Q4 25 | $1.3B | $1.4B | ||
| Q3 25 | $1.3B | $1.4B | ||
| Q2 25 | $1.3B | $1.3B | ||
| Q1 25 | $1.2B | — | ||
| Q4 24 | $1.2B | $1.3B | ||
| Q3 24 | $1.2B | $1.3B | ||
| Q2 24 | $1.2B | $1.3B |
净利润RFVLTO
| Q1 26 | — | $254.0M | ||
| Q4 25 | $534.0M | $239.0M | ||
| Q3 25 | $569.0M | $222.0M | ||
| Q2 25 | $563.0M | $225.0M | ||
| Q1 25 | $490.0M | — | ||
| Q4 24 | $534.0M | $227.0M | ||
| Q3 24 | $490.0M | $219.0M | ||
| Q2 24 | $501.0M | $203.0M |
毛利率RFVLTO
| Q1 26 | — | 60.1% | ||
| Q4 25 | — | 60.1% | ||
| Q3 25 | — | 60.0% | ||
| Q2 25 | — | 60.4% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 59.6% | ||
| Q3 24 | — | 59.6% | ||
| Q2 24 | — | 60.1% |
营业利润率RFVLTO
| Q1 26 | — | 23.8% | ||
| Q4 25 | 55.3% | 23.2% | ||
| Q3 25 | 56.3% | 22.8% | ||
| Q2 25 | 56.1% | 24.2% | ||
| Q1 25 | 52.0% | — | ||
| Q4 24 | 53.4% | 22.9% | ||
| Q3 24 | 49.9% | 23.4% | ||
| Q2 24 | 52.7% | 23.2% |
净利率RFVLTO
| Q1 26 | — | 17.9% | ||
| Q4 25 | 41.7% | 17.0% | ||
| Q3 25 | 45.3% | 16.2% | ||
| Q2 25 | 44.7% | 16.9% | ||
| Q1 25 | 41.0% | — | ||
| Q4 24 | 43.4% | 16.9% | ||
| Q3 24 | 40.2% | 16.7% | ||
| Q2 24 | 42.2% | 15.8% |
每股收益（稀释后）RFVLTO
| Q1 26 | — | $1.02 | ||
| Q4 25 | $0.59 | $0.95 | ||
| Q3 25 | $0.61 | $0.89 | ||
| Q2 25 | $0.59 | $0.90 | ||
| Q1 25 | $0.51 | — | ||
| Q4 24 | $0.55 | $0.91 | ||
| Q3 24 | $0.49 | $0.88 | ||
| Q2 24 | $0.52 | $0.81 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | $4.1B | — |
| 股东权益账面价值 | $19.0B | — |
| 总资产 | $158.8B | — |
| 负债/权益比越低杠杆越低 | 0.22× | — |
8季度趋势，按日历期对齐
现金及短期投资RFVLTO
| Q1 26 | — | — | ||
| Q4 25 | — | $1.8B | ||
| Q3 25 | — | $1.6B | ||
| Q2 25 | — | $1.2B | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $1.1B | ||
| Q3 24 | — | $1.3B | ||
| Q2 24 | — | $1.0B |
总债务RFVLTO
| Q1 26 | — | — | ||
| Q4 25 | $4.1B | $2.7B | ||
| Q3 25 | $4.8B | $2.7B | ||
| Q2 25 | $5.3B | $2.6B | ||
| Q1 25 | $6.0B | — | ||
| Q4 24 | $6.0B | $2.6B | ||
| Q3 24 | $6.0B | $2.6B | ||
| Q2 24 | $5.1B | $2.6B |
股东权益RFVLTO
| Q1 26 | — | — | ||
| Q4 25 | $19.0B | $2.8B | ||
| Q3 25 | $19.0B | $2.7B | ||
| Q2 25 | $18.7B | $2.3B | ||
| Q1 25 | $18.5B | — | ||
| Q4 24 | $17.9B | $2.0B | ||
| Q3 24 | $18.7B | $2.0B | ||
| Q2 24 | $17.2B | $1.7B |
总资产RFVLTO
| Q1 26 | — | — | ||
| Q4 25 | $158.8B | $7.4B | ||
| Q3 25 | $159.9B | $7.2B | ||
| Q2 25 | $159.2B | $6.6B | ||
| Q1 25 | $159.8B | — | ||
| Q4 24 | $157.3B | $6.4B | ||
| Q3 24 | $157.4B | $6.3B | ||
| Q2 24 | $154.1B | $5.9B |
负债/权益比RFVLTO
| Q1 26 | — | — | ||
| Q4 25 | 0.22× | 0.94× | ||
| Q3 25 | 0.25× | 1.01× | ||
| Q2 25 | 0.28× | 1.14× | ||
| Q1 25 | 0.32× | — | ||
| Q4 24 | 0.34× | 1.28× | ||
| Q3 24 | 0.32× | 1.35× | ||
| Q2 24 | 0.30× | 1.57× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-319.0M | $182.0M |
| 自由现金流经营现金流 - 资本支出 | — | $170.0M |
| 自由现金流率自由现金流/营收 | — | 12.0% |
| 资本支出强度资本支出/营收 | — | 0.8% |
| 现金转化率经营现金流/净利润 | -0.60× | 0.72× |
| 过去12个月自由现金流最近4个季度 | — | $893.0M |
8季度趋势，按日历期对齐
经营现金流RFVLTO
| Q1 26 | — | $182.0M | ||
| Q4 25 | $-319.0M | $270.0M | ||
| Q3 25 | $861.0M | $339.0M | ||
| Q2 25 | $573.0M | $157.0M | ||
| Q1 25 | $1.1B | — | ||
| Q4 24 | $-220.0M | $285.0M | ||
| Q3 24 | $1.3B | $224.0M | ||
| Q2 24 | $161.0M | $251.0M |
自由现金流RFVLTO
| Q1 26 | — | $170.0M | ||
| Q4 25 | — | $258.0M | ||
| Q3 25 | — | $323.0M | ||
| Q2 25 | — | $142.0M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $263.0M | ||
| Q3 24 | — | $215.0M | ||
| Q2 24 | — | $240.0M |
自由现金流率RFVLTO
| Q1 26 | — | 12.0% | ||
| Q4 25 | — | 18.4% | ||
| Q3 25 | — | 23.6% | ||
| Q2 25 | — | 10.7% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 19.6% | ||
| Q3 24 | — | 16.4% | ||
| Q2 24 | — | 18.6% |
资本支出强度RFVLTO
| Q1 26 | — | 0.8% | ||
| Q4 25 | — | 0.9% | ||
| Q3 25 | — | 1.2% | ||
| Q2 25 | — | 1.1% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 1.6% | ||
| Q3 24 | — | 0.7% | ||
| Q2 24 | — | 0.9% |
现金转化率RFVLTO
| Q1 26 | — | 0.72× | ||
| Q4 25 | -0.60× | 1.13× | ||
| Q3 25 | 1.51× | 1.53× | ||
| Q2 25 | 1.02× | 0.70× | ||
| Q1 25 | 2.18× | — | ||
| Q4 24 | -0.41× | 1.26× | ||
| Q3 24 | 2.57× | 1.02× | ||
| Q2 24 | 0.32× | 1.24× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
RF
| Consumer Bank | $747.0M | 58% |
| Corporate Bank | $487.0M | 38% |
| Wealth Management | $47.0M | 4% |
VLTO
暂无分部数据
