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RAYONIER ADVANCED MATERIALS INC.（RYAM）与SouthState Bank Corp（SSB）财务数据对比。点击上方公司名可切换其他公司
SouthState Bank Corp的季度营收约是RAYONIER ADVANCED MATERIALS INC.的1.6倍（$661.7M vs $417.5M），SouthState Bank Corp净利率更高（34.1% vs -5.0%，领先39.2%），过去两年SouthState Bank Corp的营收复合增速更高（37.4% vs 3.8%）
RYAM（原雷尼尔先进材料公司）是一家美国全球性纤维素技术企业，主打高纯度特种纤维素产品，所生产的天然聚合物广泛应用于过滤器生产、食品加工、医药制造及各类工业领域，同时也为造纸和包装行业供应相关产品，在纤维素技术领域拥有较高的行业认可度。
SouthState Bank总部位于美国佛罗里达州温特黑文，是银行控股公司SouthState Corporation旗下的银行子公司。截至2025年5月26日，该行已在南卡罗来纳、北卡罗来纳、佐治亚、佛罗里达、阿拉巴马、弗吉尼亚、科罗拉多、得克萨斯八州设有371家营业网点，为当地客户提供各类银行金融服务。
RYAM vs SSB — 直观对比
营收规模更大
SSB
是对方的1.6倍
$417.5M
净利率更高
SSB
高出39.2%
-5.0%
两年增速更快
SSB
近两年复合增速
3.8%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $417.5M | $661.7M |
| 净利润 | $-21.1M | $225.8M |
| 毛利率 | 8.9% | — |
| 营业利润率 | 2.6% | 15.1% |
| 净利率 | -5.0% | 34.1% |
| 营收同比 | -1.2% | — |
| 净利润同比 | -31.9% | 153.5% |
| 每股收益（稀释后） | $-0.33 | $2.28 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收RYAMSSB
| Q1 26 | — | $661.7M | ||
| Q4 25 | $417.5M | $581.1M | ||
| Q3 25 | $352.8M | $599.7M | ||
| Q2 25 | $340.0M | $577.9M | ||
| Q1 25 | $356.0M | $544.5M | ||
| Q4 24 | $422.5M | $369.8M | ||
| Q3 24 | $401.1M | $351.5M | ||
| Q2 24 | $419.0M | $350.3M |
净利润RYAMSSB
| Q1 26 | — | $225.8M | ||
| Q4 25 | $-21.1M | $247.7M | ||
| Q3 25 | $-4.5M | $246.6M | ||
| Q2 25 | $-363.2M | $215.2M | ||
| Q1 25 | $-32.0M | $89.1M | ||
| Q4 24 | $-16.0M | $144.2M | ||
| Q3 24 | $-32.6M | $143.2M | ||
| Q2 24 | $11.4M | $132.4M |
毛利率RYAMSSB
| Q1 26 | — | — | ||
| Q4 25 | 8.9% | — | ||
| Q3 25 | 9.7% | — | ||
| Q2 25 | 7.0% | — | ||
| Q1 25 | 6.8% | — | ||
| Q4 24 | 8.7% | — | ||
| Q3 24 | 10.9% | — | ||
| Q2 24 | 11.5% | — |
营业利润率RYAMSSB
| Q1 26 | — | 15.1% | ||
| Q4 25 | 2.6% | 54.3% | ||
| Q3 25 | 2.8% | 53.6% | ||
| Q2 25 | -0.4% | 48.8% | ||
| Q1 25 | -4.2% | 22.3% | ||
| Q4 24 | 2.6% | 50.7% | ||
| Q3 24 | -4.2% | 53.1% | ||
| Q2 24 | 6.7% | 49.3% |
净利率RYAMSSB
| Q1 26 | — | 34.1% | ||
| Q4 25 | -5.0% | 42.6% | ||
| Q3 25 | -1.3% | 41.1% | ||
| Q2 25 | -106.8% | 37.2% | ||
| Q1 25 | -9.0% | 16.4% | ||
| Q4 24 | -3.8% | 39.0% | ||
| Q3 24 | -8.1% | 40.7% | ||
| Q2 24 | 2.7% | 37.8% |
每股收益（稀释后）RYAMSSB
| Q1 26 | — | $2.28 | ||
| Q4 25 | $-0.33 | $2.47 | ||
| Q3 25 | $-0.07 | $2.42 | ||
| Q2 25 | $-5.44 | $2.11 | ||
| Q1 25 | $-0.49 | $0.87 | ||
| Q4 24 | $-0.25 | $1.88 | ||
| Q3 24 | $-0.49 | $1.86 | ||
| Q2 24 | $0.17 | $1.73 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $75.4M | $2.9B |
| 总债务越低越好 | $758.1M | — |
| 股东权益账面价值 | $316.6M | $9.0B |
| 总资产 | $1.8B | $68.0B |
| 负债/权益比越低杠杆越低 | 2.39× | — |
8季度趋势，按日历期对齐
现金及短期投资RYAMSSB
| Q1 26 | — | $2.9B | ||
| Q4 25 | $75.4M | — | ||
| Q3 25 | $77.0M | — | ||
| Q2 25 | $70.7M | — | ||
| Q1 25 | $129.9M | — | ||
| Q4 24 | $125.2M | — | ||
| Q3 24 | $136.1M | — | ||
| Q2 24 | $114.1M | — |
总债务RYAMSSB
| Q1 26 | — | — | ||
| Q4 25 | $758.1M | — | ||
| Q3 25 | $763.5M | — | ||
| Q2 25 | $720.4M | — | ||
| Q1 25 | $707.0M | — | ||
| Q4 24 | $706.4M | — | ||
| Q3 24 | $747.7M | — | ||
| Q2 24 | $752.8M | — |
股东权益RYAMSSB
| Q1 26 | — | $9.0B | ||
| Q4 25 | $316.6M | $9.1B | ||
| Q3 25 | $338.2M | $9.0B | ||
| Q2 25 | $342.3M | $8.8B | ||
| Q1 25 | $688.1M | $8.6B | ||
| Q4 24 | $713.9M | $5.9B | ||
| Q3 24 | $732.7M | $5.9B | ||
| Q2 24 | $755.1M | $5.7B |
总资产RYAMSSB
| Q1 26 | — | $68.0B | ||
| Q4 25 | $1.8B | $67.2B | ||
| Q3 25 | $1.8B | $66.0B | ||
| Q2 25 | $1.8B | $65.9B | ||
| Q1 25 | $2.1B | $65.1B | ||
| Q4 24 | $2.1B | $46.4B | ||
| Q3 24 | $2.2B | $46.1B | ||
| Q2 24 | $2.2B | $45.5B |
负债/权益比RYAMSSB
| Q1 26 | — | — | ||
| Q4 25 | 2.39× | — | ||
| Q3 25 | 2.26× | — | ||
| Q2 25 | 2.10× | — | ||
| Q1 25 | 1.03× | — | ||
| Q4 24 | 0.99× | — | ||
| Q3 24 | 1.02× | — | ||
| Q2 24 | 1.00× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $32.3M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流RYAMSSB
| Q1 26 | — | — | ||
| Q4 25 | $32.3M | $232.1M | ||
| Q3 25 | $-17.8M | $122.4M | ||
| Q2 25 | $-30.2M | $72.6M | ||
| Q1 25 | $39.6M | $-126.3M | ||
| Q4 24 | $54.9M | $354.3M | ||
| Q3 24 | $49.8M | $-246.8M | ||
| Q2 24 | $87.6M | $126.8M |
自由现金流RYAMSSB
| Q1 26 | — | — | ||
| Q4 25 | — | $215.5M | ||
| Q3 25 | — | $101.7M | ||
| Q2 25 | — | $52.5M | ||
| Q1 25 | — | $-139.1M | ||
| Q4 24 | — | $340.9M | ||
| Q3 24 | — | $-254.2M | ||
| Q2 24 | — | $117.3M |
自由现金流率RYAMSSB
| Q1 26 | — | — | ||
| Q4 25 | — | 37.1% | ||
| Q3 25 | — | 17.0% | ||
| Q2 25 | — | 9.1% | ||
| Q1 25 | — | -25.5% | ||
| Q4 24 | — | 92.2% | ||
| Q3 24 | — | -72.3% | ||
| Q2 24 | — | 33.5% |
资本支出强度RYAMSSB
| Q1 26 | — | — | ||
| Q4 25 | — | 2.9% | ||
| Q3 25 | — | 3.5% | ||
| Q2 25 | — | 3.5% | ||
| Q1 25 | — | 2.4% | ||
| Q4 24 | — | 3.6% | ||
| Q3 24 | — | 2.1% | ||
| Q2 24 | — | 2.7% |
现金转化率RYAMSSB
| Q1 26 | — | — | ||
| Q4 25 | — | 0.94× | ||
| Q3 25 | — | 0.50× | ||
| Q2 25 | — | 0.34× | ||
| Q1 25 | — | -1.42× | ||
| Q4 24 | — | 2.46× | ||
| Q3 24 | — | -1.72× | ||
| Q2 24 | 7.69× | 0.96× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
RYAM
| Cellulose Specialties | $249.6M | 60% |
| Other | $86.2M | 21% |
| Paperboard | $44.2M | 11% |
| High Yield Pulp | $28.3M | 7% |
| Biomaterials | $9.2M | 2% |
SSB
| Net Interest Income | $561.6M | 85% |
| Noninterest Income | $100.1M | 15% |
