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SouthState Bank Corp（SSB）与TRINET GROUP, INC.（TNET）财务数据对比。点击上方公司名可切换其他公司
TRINET GROUP, INC.的季度营收约是SouthState Bank Corp的1.9倍（$1.2B vs $661.7M），过去两年SouthState Bank Corp的营收复合增速更高（37.4% vs -0.6%）
SouthState Bank总部位于美国佛罗里达州温特黑文，是银行控股公司SouthState Corporation旗下的银行子公司。截至2025年5月26日，该行已在南卡罗来纳、北卡罗来纳、佐治亚、佛罗里达、阿拉巴马、弗吉尼亚、科罗拉多、得克萨斯八州设有371家营业网点，为当地客户提供各类银行金融服务。
TriNet Group, Inc.是一家面向中小企业的专业雇主组织，总部位于加州都柏林，服务员工规模在3至2500人之间的各类机构。可提供薪资管理、健康福利管理服务，还能为客户提供劳动法规合规、风险降低相关咨询，可作为外包人力资源部门为企业分担人事相关事务。
SSB vs TNET — 直观对比
营收规模更大
TNET
是对方的1.9倍
$661.7M
两年增速更快
SSB
近两年复合增速
-0.6%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $661.7M | $1.2B |
| 净利润 | $225.8M | — |
| 毛利率 | — | — |
| 营业利润率 | 15.1% | 0.1% |
| 净利率 | 34.1% | — |
| 营收同比 | — | -2.2% |
| 净利润同比 | 153.5% | — |
| 每股收益（稀释后） | $2.28 | $0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收SSBTNET
| Q1 26 | $661.7M | — | ||
| Q4 25 | $581.1M | $1.2B | ||
| Q3 25 | $599.7M | $1.2B | ||
| Q2 25 | $577.9M | $1.2B | ||
| Q1 25 | $544.5M | $1.3B | ||
| Q4 24 | $369.8M | $1.3B | ||
| Q3 24 | $351.5M | $1.2B | ||
| Q2 24 | $350.3M | $1.2B |
净利润SSBTNET
| Q1 26 | $225.8M | — | ||
| Q4 25 | $247.7M | — | ||
| Q3 25 | $246.6M | $34.0M | ||
| Q2 25 | $215.2M | $37.0M | ||
| Q1 25 | $89.1M | $85.0M | ||
| Q4 24 | $144.2M | — | ||
| Q3 24 | $143.2M | $45.0M | ||
| Q2 24 | $132.4M | $60.0M |
营业利润率SSBTNET
| Q1 26 | 15.1% | — | ||
| Q4 25 | 54.3% | 0.1% | ||
| Q3 25 | 53.6% | 4.1% | ||
| Q2 25 | 48.8% | 4.1% | ||
| Q1 25 | 22.3% | 8.9% | ||
| Q4 24 | 50.7% | -2.9% | ||
| Q3 24 | 53.1% | 4.7% | ||
| Q2 24 | 49.3% | 6.5% |
净利率SSBTNET
| Q1 26 | 34.1% | — | ||
| Q4 25 | 42.6% | — | ||
| Q3 25 | 41.1% | 2.8% | ||
| Q2 25 | 37.2% | 3.0% | ||
| Q1 25 | 16.4% | 6.6% | ||
| Q4 24 | 39.0% | — | ||
| Q3 24 | 40.7% | 3.6% | ||
| Q2 24 | 37.8% | 4.9% |
每股收益（稀释后）SSBTNET
| Q1 26 | $2.28 | — | ||
| Q4 25 | $2.47 | $0.02 | ||
| Q3 25 | $2.42 | $0.70 | ||
| Q2 25 | $2.11 | $0.77 | ||
| Q1 25 | $0.87 | $1.71 | ||
| Q4 24 | $1.88 | $-0.44 | ||
| Q3 24 | $1.86 | $0.89 | ||
| Q2 24 | $1.73 | $1.20 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $2.9B | $287.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $9.0B | $54.0M |
| 总资产 | $68.0B | $3.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资SSBTNET
| Q1 26 | $2.9B | — | ||
| Q4 25 | — | $287.0M | ||
| Q3 25 | — | $321.0M | ||
| Q2 25 | — | $407.0M | ||
| Q1 25 | — | $349.0M | ||
| Q4 24 | — | $360.0M | ||
| Q3 24 | — | $301.0M | ||
| Q2 24 | — | $249.0M |
股东权益SSBTNET
| Q1 26 | $9.0B | — | ||
| Q4 25 | $9.1B | $54.0M | ||
| Q3 25 | $9.0B | $110.0M | ||
| Q2 25 | $8.8B | $107.0M | ||
| Q1 25 | $8.6B | $63.0M | ||
| Q4 24 | $5.9B | $69.0M | ||
| Q3 24 | $5.9B | $129.0M | ||
| Q2 24 | $5.7B | $100.0M |
总资产SSBTNET
| Q1 26 | $68.0B | — | ||
| Q4 25 | $67.2B | $3.8B | ||
| Q3 25 | $66.0B | $3.4B | ||
| Q2 25 | $65.9B | $3.7B | ||
| Q1 25 | $65.1B | $3.8B | ||
| Q4 24 | $46.4B | $4.1B | ||
| Q3 24 | $46.1B | $3.7B | ||
| Q2 24 | $45.5B | $3.7B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $61.0M |
| 自由现金流经营现金流 - 资本支出 | — | $43.0M |
| 自由现金流率自由现金流/营收 | — | 3.4% |
| 资本支出强度资本支出/营收 | — | 1.4% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $234.0M |
8季度趋势，按日历期对齐
经营现金流SSBTNET
| Q1 26 | — | — | ||
| Q4 25 | $232.1M | $61.0M | ||
| Q3 25 | $122.4M | $72.0M | ||
| Q2 25 | $72.6M | $75.0M | ||
| Q1 25 | $-126.3M | $95.0M | ||
| Q4 24 | $354.3M | $65.0M | ||
| Q3 24 | $-246.8M | $84.0M | ||
| Q2 24 | $126.8M | $39.0M |
自由现金流SSBTNET
| Q1 26 | — | — | ||
| Q4 25 | $215.5M | $43.0M | ||
| Q3 25 | $101.7M | $55.0M | ||
| Q2 25 | $52.5M | $57.0M | ||
| Q1 25 | $-139.1M | $79.0M | ||
| Q4 24 | $340.9M | $47.0M | ||
| Q3 24 | $-254.2M | $59.0M | ||
| Q2 24 | $117.3M | $22.0M |
自由现金流率SSBTNET
| Q1 26 | — | — | ||
| Q4 25 | 37.1% | 3.4% | ||
| Q3 25 | 17.0% | 4.5% | ||
| Q2 25 | 9.1% | 4.6% | ||
| Q1 25 | -25.5% | 6.1% | ||
| Q4 24 | 92.2% | 3.7% | ||
| Q3 24 | -72.3% | 4.8% | ||
| Q2 24 | 33.5% | 1.8% |
资本支出强度SSBTNET
| Q1 26 | — | — | ||
| Q4 25 | 2.9% | 1.4% | ||
| Q3 25 | 3.5% | 1.4% | ||
| Q2 25 | 3.5% | 1.5% | ||
| Q1 25 | 2.4% | 1.2% | ||
| Q4 24 | 3.6% | 1.4% | ||
| Q3 24 | 2.1% | 2.0% | ||
| Q2 24 | 2.7% | 1.4% |
现金转化率SSBTNET
| Q1 26 | — | — | ||
| Q4 25 | 0.94× | — | ||
| Q3 25 | 0.50× | 2.12× | ||
| Q2 25 | 0.34× | 2.03× | ||
| Q1 25 | -1.42× | 1.12× | ||
| Q4 24 | 2.46× | — | ||
| Q3 24 | -1.72× | 1.87× | ||
| Q2 24 | 0.96× | 0.65× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
SSB
| Net Interest Income | $561.6M | 85% |
| Noninterest Income | $100.1M | 15% |
TNET
| Insurance Services | $1.1B | 85% |
| Professional Services | $169.0M | 14% |
