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SouthState Bank Corp（SSB）与Tyler Technologies（TYL）财务数据对比。点击上方公司名可切换其他公司
SouthState Bank Corp的季度营收约是Tyler Technologies的1.1倍（$661.7M vs $613.5M），SouthState Bank Corp净利率更高（34.1% vs 13.2%，领先20.9%），过去两年SouthState Bank Corp的营收复合增速更高（37.4% vs 6.5%）
SouthState Bank总部位于美国佛罗里达州温特黑文，是银行控股公司SouthState Corporation旗下的银行子公司。截至2025年5月26日，该行已在南卡罗来纳、北卡罗来纳、佐治亚、佛罗里达、阿拉巴马、弗吉尼亚、科罗拉多、得克萨斯八州设有371家营业网点，为当地客户提供各类银行金融服务。
Tyler Technologies, Inc.是总部位于美国得克萨斯州普莱诺的科技企业，主营面向美国公共部门提供自研专有软件，目前在全美17个州设有办事处，另在加拿大安大略省多伦多市设有一处办公网点。
SSB vs TYL — 直观对比
营收规模更大
SSB
是对方的1.1倍
$613.5M
净利率更高
SSB
高出20.9%
13.2%
两年增速更快
SSB
近两年复合增速
6.5%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $661.7M | $613.5M |
| 净利润 | $225.8M | $81.2M |
| 毛利率 | — | 48.3% |
| 营业利润率 | 15.1% | 16.3% |
| 净利率 | 34.1% | 13.2% |
| 营收同比 | — | 8.6% |
| 净利润同比 | 153.5% | — |
| 每股收益（稀释后） | $2.28 | $1.88 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收SSBTYL
| Q1 26 | $661.7M | $613.5M | ||
| Q4 25 | $581.1M | $575.2M | ||
| Q3 25 | $599.7M | $595.9M | ||
| Q2 25 | $577.9M | $596.1M | ||
| Q1 25 | $544.5M | $565.2M | ||
| Q4 24 | $369.8M | $541.1M | ||
| Q3 24 | $351.5M | $543.3M | ||
| Q2 24 | $350.3M | $541.0M |
净利润SSBTYL
| Q1 26 | $225.8M | $81.2M | ||
| Q4 25 | $247.7M | $65.5M | ||
| Q3 25 | $246.6M | $84.4M | ||
| Q2 25 | $215.2M | $84.6M | ||
| Q1 25 | $89.1M | $81.1M | ||
| Q4 24 | $144.2M | $65.2M | ||
| Q3 24 | $143.2M | $75.9M | ||
| Q2 24 | $132.4M | $67.7M |
毛利率SSBTYL
| Q1 26 | — | 48.3% | ||
| Q4 25 | — | 45.5% | ||
| Q3 25 | — | 47.2% | ||
| Q2 25 | — | 45.8% | ||
| Q1 25 | — | 47.3% | ||
| Q4 24 | — | 43.8% | ||
| Q3 24 | — | 43.7% | ||
| Q2 24 | — | 44.0% |
营业利润率SSBTYL
| Q1 26 | 15.1% | 16.3% | ||
| Q4 25 | 54.3% | 13.0% | ||
| Q3 25 | 53.6% | 16.4% | ||
| Q2 25 | 48.8% | 16.0% | ||
| Q1 25 | 22.3% | 15.8% | ||
| Q4 24 | 50.7% | 13.2% | ||
| Q3 24 | 53.1% | 15.2% | ||
| Q2 24 | 49.3% | 14.4% |
净利率SSBTYL
| Q1 26 | 34.1% | 13.2% | ||
| Q4 25 | 42.6% | 11.4% | ||
| Q3 25 | 41.1% | 14.2% | ||
| Q2 25 | 37.2% | 14.2% | ||
| Q1 25 | 16.4% | 14.3% | ||
| Q4 24 | 39.0% | 12.1% | ||
| Q3 24 | 40.7% | 14.0% | ||
| Q2 24 | 37.8% | 12.5% |
每股收益（稀释后）SSBTYL
| Q1 26 | $2.28 | $1.88 | ||
| Q4 25 | $2.47 | $1.50 | ||
| Q3 25 | $2.42 | $1.93 | ||
| Q2 25 | $2.11 | $1.93 | ||
| Q1 25 | $0.87 | $1.84 | ||
| Q4 24 | $1.88 | $1.48 | ||
| Q3 24 | $1.86 | $1.74 | ||
| Q2 24 | $1.73 | $1.57 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $2.9B | $346.4M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $9.0B | $3.6B |
| 总资产 | $68.0B | $4.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资SSBTYL
| Q1 26 | $2.9B | $346.4M | ||
| Q4 25 | — | $1.1B | ||
| Q3 25 | — | $950.8M | ||
| Q2 25 | — | $892.3M | ||
| Q1 25 | — | $807.4M | ||
| Q4 24 | — | $768.0M | ||
| Q3 24 | — | $544.3M | ||
| Q2 24 | — | $258.0M |
总债务SSBTYL
| Q1 26 | — | — | ||
| Q4 25 | — | $599.7M | ||
| Q3 25 | — | $599.2M | ||
| Q2 25 | — | $598.8M | ||
| Q1 25 | — | $598.4M | ||
| Q4 24 | — | $597.9M | ||
| Q3 24 | — | $597.5M | ||
| Q2 24 | — | $597.1M |
股东权益SSBTYL
| Q1 26 | $9.0B | $3.6B | ||
| Q4 25 | $9.1B | $3.7B | ||
| Q3 25 | $9.0B | $3.6B | ||
| Q2 25 | $8.8B | $3.6B | ||
| Q1 25 | $8.6B | $3.5B | ||
| Q4 24 | $5.9B | $3.4B | ||
| Q3 24 | $5.9B | $3.3B | ||
| Q2 24 | $5.7B | $3.1B |
总资产SSBTYL
| Q1 26 | $68.0B | $4.8B | ||
| Q4 25 | $67.2B | $5.6B | ||
| Q3 25 | $66.0B | $5.5B | ||
| Q2 25 | $65.9B | $5.4B | ||
| Q1 25 | $65.1B | $5.2B | ||
| Q4 24 | $46.4B | $5.2B | ||
| Q3 24 | $46.1B | $5.0B | ||
| Q2 24 | $45.5B | $4.8B |
负债/权益比SSBTYL
| Q1 26 | — | — | ||
| Q4 25 | — | 0.16× | ||
| Q3 25 | — | 0.17× | ||
| Q2 25 | — | 0.16× | ||
| Q1 25 | — | 0.17× | ||
| Q4 24 | — | 0.18× | ||
| Q3 24 | — | 0.18× | ||
| Q2 24 | — | 0.19× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $107.3M |
| 自由现金流经营现金流 - 资本支出 | — | $2.0M |
| 自由现金流率自由现金流/营收 | — | 0.3% |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 1.32× |
| 过去12个月自由现金流最近4个季度 | — | $585.7M |
8季度趋势，按日历期对齐
经营现金流SSBTYL
| Q1 26 | — | $107.3M | ||
| Q4 25 | $232.1M | $243.9M | ||
| Q3 25 | $122.4M | $255.2M | ||
| Q2 25 | $72.6M | $98.3M | ||
| Q1 25 | $-126.3M | $56.2M | ||
| Q4 24 | $354.3M | $224.8M | ||
| Q3 24 | $-246.8M | $263.7M | ||
| Q2 24 | $126.8M | $64.3M |
自由现金流SSBTYL
| Q1 26 | — | $2.0M | ||
| Q4 25 | $215.5M | $239.6M | ||
| Q3 25 | $101.7M | $251.3M | ||
| Q2 25 | $52.5M | $92.8M | ||
| Q1 25 | $-139.1M | $53.8M | ||
| Q4 24 | $340.9M | $221.0M | ||
| Q3 24 | $-254.2M | $260.8M | ||
| Q2 24 | $117.3M | $57.7M |
自由现金流率SSBTYL
| Q1 26 | — | 0.3% | ||
| Q4 25 | 37.1% | 41.7% | ||
| Q3 25 | 17.0% | 42.2% | ||
| Q2 25 | 9.1% | 15.6% | ||
| Q1 25 | -25.5% | 9.5% | ||
| Q4 24 | 92.2% | 40.8% | ||
| Q3 24 | -72.3% | 48.0% | ||
| Q2 24 | 33.5% | 10.7% |
资本支出强度SSBTYL
| Q1 26 | — | — | ||
| Q4 25 | 2.9% | 0.8% | ||
| Q3 25 | 3.5% | 0.7% | ||
| Q2 25 | 3.5% | 0.9% | ||
| Q1 25 | 2.4% | 0.4% | ||
| Q4 24 | 3.6% | 0.7% | ||
| Q3 24 | 2.1% | 0.5% | ||
| Q2 24 | 2.7% | 1.2% |
现金转化率SSBTYL
| Q1 26 | — | 1.32× | ||
| Q4 25 | 0.94× | 3.72× | ||
| Q3 25 | 0.50× | 3.02× | ||
| Q2 25 | 0.34× | 1.16× | ||
| Q1 25 | -1.42× | 0.69× | ||
| Q4 24 | 2.46× | 3.45× | ||
| Q3 24 | -1.72× | 3.47× | ||
| Q2 24 | 0.96× | 0.95× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
SSB
| Net Interest Income | $561.6M | 85% |
| Noninterest Income | $100.1M | 15% |
TYL
| Subscriptions | $429.7M | 70% |
| Maintenance | $108.9M | 18% |
| Other | $74.9M | 12% |
