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SouthState Bank Corp（SSB）与Ubiquiti Inc.（UI）财务数据对比。点击上方公司名可切换其他公司
Ubiquiti Inc.的季度营收约是SouthState Bank Corp的1.2倍（$814.9M vs $661.7M），SouthState Bank Corp净利率更高（34.1% vs 28.7%，领先5.5%），过去两年SouthState Bank Corp的营收复合增速更高（37.4% vs 28.6%）
SouthState Bank总部位于美国佛罗里达州温特黑文，是银行控股公司SouthState Corporation旗下的银行子公司。截至2025年5月26日，该行已在南卡罗来纳、北卡罗来纳、佐治亚、佛罗里达、阿拉巴马、弗吉尼亚、科罗拉多、得克萨斯八州设有371家营业网点，为当地客户提供各类银行金融服务。
Ubiquiti Inc.是一家美国科技企业，2003年于加利福尼亚州圣何塞成立，目前总部位于纽约。公司旗下拥有多个品牌，主营面向企业及家庭用户的有线、无线数据通信产品的研发、生产与销售。
SSB vs UI — 直观对比
营收规模更大
UI
是对方的1.2倍
$661.7M
净利率更高
SSB
高出5.5%
28.7%
两年增速更快
SSB
近两年复合增速
28.6%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $661.7M | $814.9M |
| 净利润 | $225.8M | $233.6M |
| 毛利率 | — | 45.9% |
| 营业利润率 | 15.1% | 35.9% |
| 净利率 | 34.1% | 28.7% |
| 营收同比 | — | 35.8% |
| 净利润同比 | 153.5% | 70.8% |
| 每股收益（稀释后） | $2.28 | $3.86 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收SSBUI
| Q1 26 | $661.7M | — | ||
| Q4 25 | $581.1M | $814.9M | ||
| Q3 25 | $599.7M | $733.8M | ||
| Q2 25 | $577.9M | $759.2M | ||
| Q1 25 | $544.5M | $664.2M | ||
| Q4 24 | $369.8M | $599.9M | ||
| Q3 24 | $351.5M | $550.3M | ||
| Q2 24 | $350.3M | $507.5M |
净利润SSBUI
| Q1 26 | $225.8M | — | ||
| Q4 25 | $247.7M | $233.6M | ||
| Q3 25 | $246.6M | $207.9M | ||
| Q2 25 | $215.2M | $266.7M | ||
| Q1 25 | $89.1M | $180.4M | ||
| Q4 24 | $144.2M | $136.8M | ||
| Q3 24 | $143.2M | $128.0M | ||
| Q2 24 | $132.4M | $103.8M |
毛利率SSBUI
| Q1 26 | — | — | ||
| Q4 25 | — | 45.9% | ||
| Q3 25 | — | 46.0% | ||
| Q2 25 | — | 45.1% | ||
| Q1 25 | — | 44.5% | ||
| Q4 24 | — | 41.2% | ||
| Q3 24 | — | 42.1% | ||
| Q2 24 | — | 40.2% |
营业利润率SSBUI
| Q1 26 | 15.1% | — | ||
| Q4 25 | 54.3% | 35.9% | ||
| Q3 25 | 53.6% | 35.7% | ||
| Q2 25 | 48.8% | 34.4% | ||
| Q1 25 | 22.3% | 34.2% | ||
| Q4 24 | 50.7% | 29.8% | ||
| Q3 24 | 53.1% | 30.7% | ||
| Q2 24 | 49.3% | 27.3% |
净利率SSBUI
| Q1 26 | 34.1% | — | ||
| Q4 25 | 42.6% | 28.7% | ||
| Q3 25 | 41.1% | 28.3% | ||
| Q2 25 | 37.2% | 35.1% | ||
| Q1 25 | 16.4% | 27.2% | ||
| Q4 24 | 39.0% | 22.8% | ||
| Q3 24 | 40.7% | 23.3% | ||
| Q2 24 | 37.8% | 20.5% |
每股收益（稀释后）SSBUI
| Q1 26 | $2.28 | — | ||
| Q4 25 | $2.47 | $3.86 | ||
| Q3 25 | $2.42 | $3.43 | ||
| Q2 25 | $2.11 | $4.40 | ||
| Q1 25 | $0.87 | $2.98 | ||
| Q4 24 | $1.88 | $2.26 | ||
| Q3 24 | $1.86 | $2.12 | ||
| Q2 24 | $1.73 | $1.72 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $2.9B | $302.8M |
| 总债务越低越好 | — | $47.5M |
| 股东权益账面价值 | $9.0B | $1.0B |
| 总资产 | $68.0B | $1.6B |
| 负债/权益比越低杠杆越低 | — | 0.05× |
8季度趋势，按日历期对齐
现金及短期投资SSBUI
| Q1 26 | $2.9B | — | ||
| Q4 25 | — | $302.8M | ||
| Q3 25 | — | $177.2M | ||
| Q2 25 | — | $149.7M | ||
| Q1 25 | — | $151.0M | ||
| Q4 24 | — | $133.1M | ||
| Q3 24 | — | $165.2M | ||
| Q2 24 | — | $126.3M |
总债务SSBUI
| Q1 26 | — | — | ||
| Q4 25 | — | $47.5M | ||
| Q3 25 | — | $133.8M | ||
| Q2 25 | — | $250.0M | ||
| Q1 25 | — | $340.0M | ||
| Q4 24 | — | $406.3M | ||
| Q3 24 | — | $552.5M | ||
| Q2 24 | — | $708.1M |
股东权益SSBUI
| Q1 26 | $9.0B | — | ||
| Q4 25 | $9.1B | $1.0B | ||
| Q3 25 | $9.0B | $828.4M | ||
| Q2 25 | $8.8B | $668.3M | ||
| Q1 25 | $8.6B | $436.1M | ||
| Q4 24 | $5.9B | $290.4M | ||
| Q3 24 | $5.9B | $188.1M | ||
| Q2 24 | $5.7B | $95.1M |
总资产SSBUI
| Q1 26 | $68.0B | — | ||
| Q4 25 | $67.2B | $1.6B | ||
| Q3 25 | $66.0B | $1.5B | ||
| Q2 25 | $65.9B | $1.5B | ||
| Q1 25 | $65.1B | $1.3B | ||
| Q4 24 | $46.4B | $1.2B | ||
| Q3 24 | $46.1B | $1.2B | ||
| Q2 24 | $45.5B | $1.2B |
负债/权益比SSBUI
| Q1 26 | — | — | ||
| Q4 25 | — | 0.05× | ||
| Q3 25 | — | 0.16× | ||
| Q2 25 | — | 0.37× | ||
| Q1 25 | — | 0.78× | ||
| Q4 24 | — | 1.40× | ||
| Q3 24 | — | 2.94× | ||
| Q2 24 | — | 7.45× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $263.9M |
| 自由现金流经营现金流 - 资本支出 | — | $260.3M |
| 自由现金流率自由现金流/营收 | — | 31.9% |
| 资本支出强度资本支出/营收 | — | 0.4% |
| 现金转化率经营现金流/净利润 | — | 1.13× |
| 过去12个月自由现金流最近4个季度 | — | $699.5M |
8季度趋势，按日历期对齐
经营现金流SSBUI
| Q1 26 | — | — | ||
| Q4 25 | $232.1M | $263.9M | ||
| Q3 25 | $122.4M | $198.5M | ||
| Q2 25 | $72.6M | $130.4M | ||
| Q1 25 | $-126.3M | $123.6M | ||
| Q4 24 | $354.3M | $152.4M | ||
| Q3 24 | $-246.8M | $233.7M | ||
| Q2 24 | $126.8M | $231.4M |
自由现金流SSBUI
| Q1 26 | — | — | ||
| Q4 25 | $215.5M | $260.3M | ||
| Q3 25 | $101.7M | $193.3M | ||
| Q2 25 | $52.5M | $125.2M | ||
| Q1 25 | $-139.1M | $120.7M | ||
| Q4 24 | $340.9M | $150.4M | ||
| Q3 24 | $-254.2M | $231.1M | ||
| Q2 24 | $117.3M | $229.5M |
自由现金流率SSBUI
| Q1 26 | — | — | ||
| Q4 25 | 37.1% | 31.9% | ||
| Q3 25 | 17.0% | 26.3% | ||
| Q2 25 | 9.1% | 16.5% | ||
| Q1 25 | -25.5% | 18.2% | ||
| Q4 24 | 92.2% | 25.1% | ||
| Q3 24 | -72.3% | 42.0% | ||
| Q2 24 | 33.5% | 45.2% |
资本支出强度SSBUI
| Q1 26 | — | — | ||
| Q4 25 | 2.9% | 0.4% | ||
| Q3 25 | 3.5% | 0.7% | ||
| Q2 25 | 3.5% | 0.7% | ||
| Q1 25 | 2.4% | 0.4% | ||
| Q4 24 | 3.6% | 0.3% | ||
| Q3 24 | 2.1% | 0.5% | ||
| Q2 24 | 2.7% | 0.4% |
现金转化率SSBUI
| Q1 26 | — | — | ||
| Q4 25 | 0.94× | 1.13× | ||
| Q3 25 | 0.50× | 0.95× | ||
| Q2 25 | 0.34× | 0.49× | ||
| Q1 25 | -1.42× | 0.68× | ||
| Q4 24 | 2.46× | 1.11× | ||
| Q3 24 | -1.72× | 1.83× | ||
| Q2 24 | 0.96× | 2.23× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
SSB
| Net Interest Income | $561.6M | 85% |
| Noninterest Income | $100.1M | 15% |
UI
| Enterprise Technology | $729.0M | 89% |
| Service Provider Technology | $85.9M | 11% |
