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Udemy, Inc.（UDMY）与WSFS FINANCIAL CORP（WSFS）财务数据对比。点击上方公司名可切换其他公司
WSFS FINANCIAL CORP的季度营收约是Udemy, Inc.的1.4倍（$275.3M vs $194.0M），WSFS FINANCIAL CORP净利率更高（31.5% vs -1.2%，领先32.7%），WSFS FINANCIAL CORP同比增速更快（7.5% vs -3.0%），过去两年WSFS FINANCIAL CORP的营收复合增速更高（1.7% vs -0.7%）
Udemy是一家总部位于美国的教育科技企业，2010年成立，最初定位为大规模开放在线课程提供商，目前核心办公地点位于加州旧金山，在美、澳、印、爱、墨、土多国均设有分支机构。它主打在线教育平台，支持用户自主创建并分享课程，平台课程以按需点播的视频内容为主，截至2025年初已拥有数百万个人用户。
WSFS金融集团是一家金融服务企业，核心子公司WSFS银行是总部位于特拉华州及大特拉华谷地区规模最大、经营历史最久的本地管理银行与财富管理机构。集团共运营115个网点，其中88个为银行网点，分布在宾夕法尼亚、特拉华、新泽西、佛罗里达、弗吉尼亚、内华达六州，提供全面金融服务。
UDMY vs WSFS — 直观对比
营收规模更大
WSFS
是对方的1.4倍
$194.0M
营收增速更快
WSFS
高出10.5%
-3.0%
净利率更高
WSFS
高出32.7%
-1.2%
两年增速更快
WSFS
近两年复合增速
-0.7%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $194.0M | $275.3M |
| 净利润 | $-2.3M | $86.8M |
| 毛利率 | 66.0% | — |
| 营业利润率 | -1.8% | — |
| 净利率 | -1.2% | 31.5% |
| 营收同比 | -3.0% | 7.5% |
| 净利润同比 | 76.4% | 31.7% |
| 每股收益（稀释后） | $-0.01 | $1.64 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收UDMYWSFS
| Q1 26 | — | $275.3M | ||
| Q4 25 | $194.0M | $271.9M | ||
| Q3 25 | $195.7M | $270.5M | ||
| Q2 25 | $199.9M | $267.5M | ||
| Q1 25 | $200.3M | $256.1M | ||
| Q4 24 | $199.9M | $261.5M | ||
| Q3 24 | $195.4M | $267.7M | ||
| Q2 24 | $194.4M | $266.0M |
净利润UDMYWSFS
| Q1 26 | — | $86.8M | ||
| Q4 25 | $-2.3M | $72.7M | ||
| Q3 25 | $1.6M | $76.4M | ||
| Q2 25 | $6.3M | $72.3M | ||
| Q1 25 | $-1.8M | $65.9M | ||
| Q4 24 | $-9.9M | $64.2M | ||
| Q3 24 | $-25.3M | $64.4M | ||
| Q2 24 | $-31.8M | $69.3M |
毛利率UDMYWSFS
| Q1 26 | — | — | ||
| Q4 25 | 66.0% | — | ||
| Q3 25 | 65.9% | — | ||
| Q2 25 | 66.1% | — | ||
| Q1 25 | 64.6% | — | ||
| Q4 24 | 63.6% | — | ||
| Q3 24 | 63.0% | — | ||
| Q2 24 | 62.3% | — |
营业利润率UDMYWSFS
| Q1 26 | — | — | ||
| Q4 25 | -1.8% | 35.8% | ||
| Q3 25 | -0.1% | 37.3% | ||
| Q2 25 | 2.0% | 35.7% | ||
| Q1 25 | -2.2% | 34.0% | ||
| Q4 24 | -5.8% | 32.3% | ||
| Q3 24 | -15.1% | 31.9% | ||
| Q2 24 | -13.1% | 34.0% |
净利率UDMYWSFS
| Q1 26 | — | 31.5% | ||
| Q4 25 | -1.2% | 26.7% | ||
| Q3 25 | 0.8% | 28.3% | ||
| Q2 25 | 3.1% | 27.0% | ||
| Q1 25 | -0.9% | 25.7% | ||
| Q4 24 | -4.9% | 24.6% | ||
| Q3 24 | -12.9% | 24.1% | ||
| Q2 24 | -16.4% | 26.0% |
每股收益（稀释后）UDMYWSFS
| Q1 26 | — | $1.64 | ||
| Q4 25 | $-0.01 | $1.33 | ||
| Q3 25 | $0.01 | $1.37 | ||
| Q2 25 | $0.04 | $1.27 | ||
| Q1 25 | $-0.01 | $1.12 | ||
| Q4 24 | $-0.06 | $1.08 | ||
| Q3 24 | $-0.17 | $1.08 | ||
| Q2 24 | $-0.21 | $1.16 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $358.7M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $210.5M | $2.7B |
| 总资产 | $617.7M | $22.1B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资UDMYWSFS
| Q1 26 | — | — | ||
| Q4 25 | $358.7M | $1.7B | ||
| Q3 25 | $371.2M | — | ||
| Q2 25 | $392.0M | — | ||
| Q1 25 | $357.0M | — | ||
| Q4 24 | $354.4M | $1.2B | ||
| Q3 24 | $357.1M | — | ||
| Q2 24 | $420.9M | — |
股东权益UDMYWSFS
| Q1 26 | — | $2.7B | ||
| Q4 25 | $210.5M | $2.7B | ||
| Q3 25 | $221.8M | $2.8B | ||
| Q2 25 | $233.4M | $2.7B | ||
| Q1 25 | $209.4M | $2.7B | ||
| Q4 24 | $197.4M | $2.6B | ||
| Q3 24 | $196.3M | $2.7B | ||
| Q2 24 | $252.3M | $2.5B |
总资产UDMYWSFS
| Q1 26 | — | $22.1B | ||
| Q4 25 | $617.7M | $21.3B | ||
| Q3 25 | $618.9M | $20.8B | ||
| Q2 25 | $644.0M | $20.8B | ||
| Q1 25 | $639.0M | $20.5B | ||
| Q4 24 | $605.6M | $20.8B | ||
| Q3 24 | $608.9M | $20.9B | ||
| Q2 24 | $671.9M | $20.7B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $15.5M | — |
| 自由现金流经营现金流 - 资本支出 | $15.0M | — |
| 自由现金流率自由现金流/营收 | 7.7% | — |
| 资本支出强度资本支出/营收 | 0.3% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $81.9M | — |
8季度趋势，按日历期对齐
经营现金流UDMYWSFS
| Q1 26 | — | — | ||
| Q4 25 | $15.5M | $220.0M | ||
| Q3 25 | $15.7M | $121.5M | ||
| Q2 25 | $44.2M | $37.2M | ||
| Q1 25 | $12.2M | $8.7M | ||
| Q4 24 | $9.6M | $219.9M | ||
| Q3 24 | $-6.1M | $3.1M | ||
| Q2 24 | $28.6M | $44.8M |
自由现金流UDMYWSFS
| Q1 26 | — | — | ||
| Q4 25 | $15.0M | $213.6M | ||
| Q3 25 | $15.1M | $120.3M | ||
| Q2 25 | $41.9M | $35.2M | ||
| Q1 25 | $9.8M | $6.3M | ||
| Q4 24 | $8.4M | $205.6M | ||
| Q3 24 | $-6.7M | $-489.0K | ||
| Q2 24 | $28.2M | $42.1M |
自由现金流率UDMYWSFS
| Q1 26 | — | — | ||
| Q4 25 | 7.7% | 78.6% | ||
| Q3 25 | 7.7% | 44.5% | ||
| Q2 25 | 21.0% | 13.2% | ||
| Q1 25 | 4.9% | 2.5% | ||
| Q4 24 | 4.2% | 78.6% | ||
| Q3 24 | -3.4% | -0.2% | ||
| Q2 24 | 14.5% | 15.8% |
资本支出强度UDMYWSFS
| Q1 26 | — | — | ||
| Q4 25 | 0.3% | 2.3% | ||
| Q3 25 | 0.3% | 0.5% | ||
| Q2 25 | 1.1% | 0.7% | ||
| Q1 25 | 1.2% | 0.9% | ||
| Q4 24 | 0.6% | 5.5% | ||
| Q3 24 | 0.3% | 1.4% | ||
| Q2 24 | 0.2% | 1.0% |
现金转化率UDMYWSFS
| Q1 26 | — | — | ||
| Q4 25 | — | 3.03× | ||
| Q3 25 | 9.58× | 1.59× | ||
| Q2 25 | 7.06× | 0.51× | ||
| Q1 25 | — | 0.13× | ||
| Q4 24 | — | 3.43× | ||
| Q3 24 | — | 0.05× | ||
| Q2 24 | — | 0.65× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
