Jefferson Capital, Inc.JCAPEarnings & Financial Report
GE Capital was the financial services division of General Electric. Its various units were sold between 2013 and 2021, including the notable spin-off of the North American consumer finance division as Synchrony Financial. Ultimately, only one division of the company remained, GE Energy Financial Services, which was transferred to GE Vernova when General Electric was broken up.
Revenue
$152.7M
Gross Profit
N/A
Operating Profit
$86.6M
Net Profit
$47.7M
Gross Margin
N/A
Operating Margin
56.7%
Net Margin
31.2%
YoY Growth
N/A
EPS
$16.76
Jefferson Capital, Inc. Q2 FY2025 Financial Summary
Jefferson Capital, Inc. reported revenue of $152.7M for Q2 FY2025, with a net profit of $47.7M (31.2% margin).
Key Financial Metrics
| Total Revenue | $152.7M |
|---|---|
| Net Profit | $47.7M |
| Gross Margin | N/A |
| Operating Margin | 56.7% |
| Report Period | Q2 FY2025 |
Revenue Breakdown
Jefferson Capital, Inc. Q2 FY2025 revenue of $152.7M breaks down across 3 segments, led by United States Segment at $106.3M (69.6% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| United States Segment | $106.3M | 69.6% |
| Other | $39.0M | 25.5% |
| United Kingdom Segment | $7.4M | 4.9% |
Jefferson Capital, Inc. Revenue by Segment — Quarterly Trend
Jefferson Capital, Inc. revenue by segment across the last 2 reported quarters, showing how each business line (such as United States Segment and Other) has evolved quarter over quarter.
| Segment | Q3 FY2025 | Q2 FY2025 |
|---|---|---|
| United States Segment | $108.1M | $106.3M |
| Other | $35.8M | $39.0M |
| United Kingdom Segment | $6.9M | $7.4M |
Jefferson Capital, Inc. Quarterly Revenue & Net Profit History
Jefferson Capital, Inc. results over the last 2 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q3 FY2025 | $150.8M | — | $38.4M | 25.4% |
| Q2 FY2025 | $152.7M | — | $47.7M | 31.2% |
Income Statement
| Q2 2025 | Q3 2025 | |
|---|---|---|
| Revenue | $152.7M | $150.8M |
| YoY Growth | N/A | N/A |
Balance Sheet
| Q2 2025 | Q3 2025 | |
|---|---|---|
| Assets | $1.77B | $1.80B |
| Liabilities | $1.36B | $1.37B |
| Equity | $410.8M | $437.4M |
Cash Flow
| Q2 2025 | Q3 2025 | |
|---|---|---|
| Operating CF | $130.6M | $63.1M |