PLUMAS BANCORPPLBCEarnings & Financial Report
Plumas Bancorp is a U.S.-based bank holding company operating through its subsidiary Plumas Bank. It provides full-spectrum retail and commercial banking services including deposit products, consumer and commercial loans, small business financing, and wealth management for individual customers, SMEs and local community groups across northern California and Nevada.
Revenue
$20.5M
Gross Profit
N/A
Operating Profit
$8.7M
Net Profit
$6.3M
Gross Margin
N/A
Operating Margin
42.2%
Net Margin
30.8%
YoY Growth
-0.3%
EPS
$1.05
PLUMAS BANCORP Q2 FY2025 Financial Summary
PLUMAS BANCORP reported revenue of $20.5M (down 0.3% YoY) for Q2 FY2025, with a net profit of $6.3M (down 6.9% YoY) (30.8% margin).
Key Financial Metrics
| Total Revenue | $20.5M |
|---|---|
| Net Profit | $6.3M |
| Gross Margin | N/A |
| Operating Margin | 42.2% |
| Report Period | Q2 FY2025 |
PLUMAS BANCORP Annual Revenue by Year
PLUMAS BANCORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $98.3M).
| Year | Annual Revenue |
|---|---|
| 2025 | $98.3M |
| 2024 | $82.5M |
PLUMAS BANCORP Quarterly Revenue & Net Profit History
PLUMAS BANCORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $28.6M | +35.1% | N/A | N/A |
| Q3 FY2025 | $27.4M | +29.9% | $5.1M | 18.8% |
| Q2 FY2025 | $20.5M | -0.3% | $6.3M | 30.8% |
| Q1 FY2025 | $21.8M | +11.0% | $7.2M | 33.0% |
| Q4 FY2024 | $21.2M | +5.8% | N/A | N/A |
| Q3 FY2024 | $21.1M | +5.3% | $7.8M | 37.1% |
| Q2 FY2024 | $20.6M | +6.3% | $6.8M | 32.9% |
| Q1 FY2024 | $19.6M | -7.0% | $6.3M | 31.9% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $19.6M | $20.6M | $21.1M | $21.2M | $21.8M | $20.5M | $27.4M | $28.6M |
| YoY Growth | -7.0% | 6.3% | 5.3% | 5.8% | 11.0% | -0.3% | 29.9% | 35.1% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $1.64B | $1.64B | $1.66B | $1.62B | $1.63B | $1.63B | $2.23B | $2.24B |
| Liabilities | $1.48B | $1.48B | $1.48B | $1.45B | $1.45B | $1.44B | $1.98B | $1.98B |
| Equity | $161.5M | $165.2M | $181.9M | $177.9M | $187.6M | $193.1M | $245.9M | $261.1M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $9.2M | $5.1M | $8.0M | $30.5M | $7.5M | $2.1M | $5.6M | $21.6M |