PLUMAS BANCORP

PLUMAS BANCORPPLBCEarnings & Financial Report

Nasdaq · Financials · Short-Term Business Credit Institutions

Plumas Bancorp is a U.S.-based bank holding company operating through its subsidiary Plumas Bank. It provides full-spectrum retail and commercial banking services including deposit products, consumer and commercial loans, small business financing, and wealth management for individual customers, SMEs and local community groups across northern California and Nevada.

PLBC Q4 FY2025 Key Financial Metrics

Revenue

$28.6M

Gross Profit

N/A

Operating Profit

$14.0M

Net Profit

N/A

Gross Margin

N/A

Operating Margin

48.9%

Net Margin

N/A

YoY Growth

35.1%

EPS

$1.56

PLUMAS BANCORP Q4 FY2025 Financial Summary

PLUMAS BANCORP reported revenue of $28.6M (up 35.1% YoY) for Q4 FY2025, with a net profit of N/A (N/A margin).

Key Financial Metrics

Total Revenue$28.6M
Net ProfitN/A
Gross MarginN/A
Operating Margin48.9%
Report PeriodQ4 FY2025

PLUMAS BANCORP Annual Revenue by Year

PLUMAS BANCORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $98.3M).

YearAnnual Revenue
2025$98.3Mvs 2024
2024$82.5Mvs 2023

PLUMAS BANCORP Quarterly Revenue & Net Profit History

PLUMAS BANCORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.

QuarterRevenueRevenue YoYNet ProfitNet Margin
Q4 FY2025$28.6M+35.1%N/AN/A
Q3 FY2025$27.4M+29.9%$5.1M18.8%
Q2 FY2025$20.5M-0.3%$6.3M30.8%
Q1 FY2025$21.8M+11.0%$7.2M33.0%
Q4 FY2024$21.2M+5.8%N/AN/A
Q3 FY2024$21.1M+5.3%$7.8M37.1%
Q2 FY2024$20.6M+6.3%$6.8M32.9%
Q1 FY2024$19.6M-7.0%$6.3M31.9%

Income Statement

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Revenue$19.6M$20.6M$21.1M$21.2M$21.8M$20.5M$27.4M$28.6M
YoY Growth-7.0%6.3%5.3%5.8%11.0%-0.3%29.9%35.1%

Balance Sheet

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Assets$1.64B$1.64B$1.66B$1.62B$1.63B$1.63B$2.23B$2.24B
Liabilities$1.48B$1.48B$1.48B$1.45B$1.45B$1.44B$1.98B$1.98B
Equity$161.5M$165.2M$181.9M$177.9M$187.6M$193.1M$245.9M$261.1M

Cash Flow

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Operating CF$9.2M$5.1M$8.0M$30.5M$7.5M$2.1M$5.6M$21.6M