TFS Financial CORP

TFS Financial CORPTFSLEarnings & Financial Report

Nasdaq · Financials · Savings Institution, Federally Chartered

TFS Financial Corporation is a US-based financial holding company primarily operating through its retail banking subsidiary. It offers residential mortgage loans, savings accounts, and other consumer financial products, with its core customer base concentrated in Ohio and Florida, mainly serving individual and family clients.

Revenue

$75.1M

Gross Profit

N/A

Operating Profit

$23.1M

Net Profit

$18.2M

Gross Margin

N/A

Operating Margin

30.7%

Net Margin

24.2%

YoY Growth

-0.4%

EPS

$0.07

TFS Financial CORP Q4 FY2024 Financial Summary

TFS Financial CORP reported revenue of $75.1M (down 0.4% YoY) for Q4 FY2024, with a net profit of $18.2M (down 6.8% YoY) (24.2% margin).

Key Financial Metrics

Total Revenue$75.1M
Net Profit$18.2M
Gross MarginN/A
Operating Margin30.7%
Report PeriodQ4 FY2024

TFS Financial CORP Annual Revenue by Year

TFS Financial CORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $321.5M).

YearAnnual Revenue
2025$321.5M
2024$303.2M
2023$283.6M
2022$267.4M

TFS Financial CORP Quarterly Revenue & Net Profit History

TFS Financial CORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.

QuarterRevenueRevenue YoYNet ProfitNet Margin
Q1 FY2026$83.7M+11.9%$22.3M26.6%
Q4 FY2025$85.5M+13.8%$26.0M30.4%
Q3 FY2025$82.0M+8.6%$21.5M26.2%
Q2 FY2025$79.1M+2.6%$21.0M26.6%
Q1 FY2025$74.8M-0.8%$22.4M30.0%
Q4 FY2024$75.1M-0.4%$18.2M24.2%
Q3 FY2024$75.5M+1.2%$20.0M26.4%
Q2 FY2024$77.1M+3.4%$20.7M26.9%

Income Statement

Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026
Revenue$77.1M$75.5M$75.1M$74.8M$79.1M$82.0M$85.5M$83.7M
YoY Growth3.4%1.2%-0.4%-0.8%2.6%8.6%13.8%11.9%

Balance Sheet

Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026
Assets$17.02B$17.03B$17.09B$17.06B$17.11B$17.38B$17.46B$17.50B
Liabilities$15.11B$15.12B$15.23B$15.14B$15.22B$15.49B$15.56B$15.60B
Equity$1.91B$1.92B$1.86B$1.91B$1.90B$1.89B$1.89B$1.90B

Cash Flow

Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026
Operating CF$14.2M$96.7M$88.6M$45.5M$21.2M$26.8M$82.4M$58.7M