TFS Financial CORPTFSLEarnings & Financial Report
TFS Financial Corporation is a US-based financial holding company primarily operating through its retail banking subsidiary. It offers residential mortgage loans, savings accounts, and other consumer financial products, with its core customer base concentrated in Ohio and Florida, mainly serving individual and family clients.
Revenue
$85.5M
Gross Profit
N/A
Operating Profit
$32.4M
Net Profit
$26.0M
Gross Margin
N/A
Operating Margin
37.9%
Net Margin
30.4%
YoY Growth
13.8%
EPS
$0.09
TFS Financial CORP Q4 FY2025 Financial Summary
TFS Financial CORP reported revenue of $85.5M (up 13.8% YoY) for Q4 FY2025, with a net profit of $26.0M (up 42.7% YoY) (30.4% margin).
Key Financial Metrics
| Total Revenue | $85.5M |
|---|---|
| Net Profit | $26.0M |
| Gross Margin | N/A |
| Operating Margin | 37.9% |
| Report Period | Q4 FY2025 |
TFS Financial CORP Annual Revenue by Year
TFS Financial CORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $321.5M).
| Year | Annual Revenue |
|---|---|
| 2025 | $321.5M |
| 2024 | $303.2M |
| 2023 | $283.6M |
| 2022 | $267.4M |
TFS Financial CORP Quarterly Revenue & Net Profit History
TFS Financial CORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $83.7M | +11.9% | $22.3M | 26.6% |
| Q4 FY2025 | $85.5M | +13.8% | $26.0M | 30.4% |
| Q3 FY2025 | $82.0M | +8.6% | $21.5M | 26.2% |
| Q2 FY2025 | $79.1M | +2.6% | $21.0M | 26.6% |
| Q1 FY2025 | $74.8M | -0.8% | $22.4M | 30.0% |
| Q4 FY2024 | $75.1M | -0.4% | $18.2M | 24.2% |
| Q3 FY2024 | $75.5M | +1.2% | $20.0M | 26.4% |
| Q2 FY2024 | $77.1M | +3.4% | $20.7M | 26.9% |
Income Statement
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $77.1M | $75.5M | $75.1M | $74.8M | $79.1M | $82.0M | $85.5M | $83.7M |
| YoY Growth | 3.4% | 1.2% | -0.4% | -0.8% | 2.6% | 8.6% | 13.8% | 11.9% |
Balance Sheet
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $17.02B | $17.03B | $17.09B | $17.06B | $17.11B | $17.38B | $17.46B | $17.50B |
| Liabilities | $15.11B | $15.12B | $15.23B | $15.14B | $15.22B | $15.49B | $15.56B | $15.60B |
| Equity | $1.91B | $1.92B | $1.86B | $1.91B | $1.90B | $1.89B | $1.89B | $1.90B |
Cash Flow
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $14.2M | $96.7M | $88.6M | $45.5M | $21.2M | $26.8M | $82.4M | $58.7M |