vs
Side-by-side financial comparison of COASTAL FINANCIAL CORP (CCB) and Porch Group, Inc. (PRCH). Click either name above to swap in a different company.
COASTAL FINANCIAL CORP is the larger business by last-quarter revenue ($138.0M vs $121.1M, roughly 1.1× Porch Group, Inc.). On growth, Porch Group, Inc. posted the faster year-over-year revenue change (100.0% vs -5.8%). Over the past eight quarters, Porch Group, Inc.'s revenue compounded faster (26.4% CAGR vs -3.6%).
Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.
Porch is a website that tries to connect homeowners with local home improvement contractors. The site features advice articles, cost guide, and online booking for over 160 home projects.
CCB vs PRCH — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $138.0M | $121.1M |
| Net Profit | — | $-4.7M |
| Gross Margin | — | 52.7% |
| Operating Margin | 12.4% | 34.7% |
| Net Margin | — | -3.9% |
| Revenue YoY | -5.8% | 100.0% |
| Net Profit YoY | — | 2.0% |
| EPS (diluted) | $0.84 | $-0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $121.1M | ||
| Q4 25 | $138.0M | $112.3M | ||
| Q3 25 | $144.7M | $115.1M | ||
| Q2 25 | $119.4M | $107.0M | ||
| Q1 25 | $139.5M | $84.5M | ||
| Q4 24 | $146.5M | $75.3M | ||
| Q3 24 | $151.1M | $77.7M | ||
| Q2 24 | $135.3M | $75.9M |
| Q1 26 | — | $-4.7M | ||
| Q4 25 | — | $-3.5M | ||
| Q3 25 | $13.6M | $-10.9M | ||
| Q2 25 | $11.0M | $2.6M | ||
| Q1 25 | $9.7M | $8.4M | ||
| Q4 24 | — | $30.5M | ||
| Q3 24 | $13.5M | $14.4M | ||
| Q2 24 | $11.6M | $-64.3M |
| Q1 26 | — | 52.7% | ||
| Q4 25 | — | 99.5% | ||
| Q3 25 | — | 75.6% | ||
| Q2 25 | — | 70.9% | ||
| Q1 25 | — | 77.4% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 79.4% | ||
| Q2 24 | — | 22.1% |
| Q1 26 | — | 34.7% | ||
| Q4 25 | 12.4% | 14.7% | ||
| Q3 25 | 12.4% | 14.2% | ||
| Q2 25 | 12.0% | 4.7% | ||
| Q1 25 | 8.4% | -1.5% | ||
| Q4 24 | 11.7% | 33.3% | ||
| Q3 24 | 10.8% | -3.2% | ||
| Q2 24 | 11.1% | -69.2% |
| Q1 26 | — | -3.9% | ||
| Q4 25 | — | -3.1% | ||
| Q3 25 | 9.4% | -9.4% | ||
| Q2 25 | 9.2% | 2.4% | ||
| Q1 25 | 7.0% | 9.9% | ||
| Q4 24 | — | 40.5% | ||
| Q3 24 | 8.9% | 18.5% | ||
| Q2 24 | 8.6% | -84.8% |
| Q1 26 | — | $-0.04 | ||
| Q4 25 | $0.84 | $0.00 | ||
| Q3 25 | $0.88 | $-0.10 | ||
| Q2 25 | $0.71 | $0.00 | ||
| Q1 25 | $0.63 | $0.07 | ||
| Q4 24 | $0.95 | $0.34 | ||
| Q3 24 | $0.97 | $0.12 | ||
| Q2 24 | $0.84 | $-0.65 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $68.4M |
| Total DebtLower is stronger | — | $391.3M |
| Stockholders' EquityBook value | $491.0M | $26.3M |
| Total Assets | $4.7B | $806.6M |
| Debt / EquityLower = less leverage | — | 14.87× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $68.4M | ||
| Q4 25 | — | $57.3M | ||
| Q3 25 | — | $85.0M | ||
| Q2 25 | — | $79.8M | ||
| Q1 25 | — | $70.4M | ||
| Q4 24 | — | $191.7M | ||
| Q3 24 | — | $238.6M | ||
| Q2 24 | — | $308.4M |
| Q1 26 | — | $391.3M | ||
| Q4 25 | — | $392.8M | ||
| Q3 25 | — | $387.1M | ||
| Q2 25 | — | $394.1M | ||
| Q1 25 | — | $409.2M | ||
| Q4 24 | — | $403.9M | ||
| Q3 24 | — | $399.0M | ||
| Q2 24 | — | $436.8M |
| Q1 26 | — | $26.3M | ||
| Q4 25 | $491.0M | $-24.6M | ||
| Q3 25 | $475.3M | $-27.9M | ||
| Q2 25 | $461.7M | $-29.3M | ||
| Q1 25 | $449.9M | $-52.4M | ||
| Q4 24 | $438.7M | $-43.2M | ||
| Q3 24 | $331.9M | $-77.0M | ||
| Q2 24 | $316.7M | $-101.9M |
| Q1 26 | — | $806.6M | ||
| Q4 25 | $4.7B | $797.4M | ||
| Q3 25 | $4.6B | $787.7M | ||
| Q2 25 | $4.5B | $770.7M | ||
| Q1 25 | $4.3B | $802.3M | ||
| Q4 24 | $4.1B | $814.0M | ||
| Q3 24 | $4.1B | $867.3M | ||
| Q2 24 | $4.0B | $876.1M |
| Q1 26 | — | 14.87× | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $254.6M | — |
| Free Cash FlowOCF − Capex | $246.1M | — |
| FCF MarginFCF / Revenue | 178.3% | — |
| Capex IntensityCapex / Revenue | 6.1% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $436.4M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $254.6M | $1.2M | ||
| Q3 25 | $59.0M | $40.8M | ||
| Q2 25 | $66.0M | $35.6M | ||
| Q1 25 | $71.7M | $-11.2M | ||
| Q4 24 | $259.8M | $-26.6M | ||
| Q3 24 | $62.6M | $12.4M | ||
| Q2 24 | $72.1M | $-26.0M |
| Q1 26 | — | — | ||
| Q4 25 | $246.1M | $1.1M | ||
| Q3 25 | $57.4M | $40.7M | ||
| Q2 25 | $64.0M | $35.4M | ||
| Q1 25 | $68.9M | $-11.2M | ||
| Q4 24 | $249.9M | $-26.8M | ||
| Q3 24 | $60.2M | $12.2M | ||
| Q2 24 | $69.5M | $-26.0M |
| Q1 26 | — | — | ||
| Q4 25 | 178.3% | 1.0% | ||
| Q3 25 | 39.7% | 35.4% | ||
| Q2 25 | 53.6% | 33.0% | ||
| Q1 25 | 49.4% | -13.3% | ||
| Q4 24 | 170.6% | -35.6% | ||
| Q3 24 | 39.8% | 15.7% | ||
| Q2 24 | 51.3% | -34.3% |
| Q1 26 | — | — | ||
| Q4 25 | 6.1% | 0.1% | ||
| Q3 25 | 1.2% | 0.1% | ||
| Q2 25 | 1.7% | 0.2% | ||
| Q1 25 | 2.0% | 0.1% | ||
| Q4 24 | 6.8% | 0.3% | ||
| Q3 24 | 1.6% | 0.3% | ||
| Q2 24 | 1.9% | 0.1% |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 4.34× | — | ||
| Q2 25 | 5.99× | 13.79× | ||
| Q1 25 | 7.37× | -1.33× | ||
| Q4 24 | — | -0.87× | ||
| Q3 24 | 4.65× | 0.86× | ||
| Q2 24 | 6.22× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CCB
| Other | $74.7M | 54% |
| Baa S Credit Enhancements | $47.3M | 34% |
| Baa S Program Income | $8.4M | 6% |
| Transaction Fees | $4.9M | 4% |
| Servicing And Other Baa S Fees | $1.6M | 1% |
| Baa S Fraud Enhancements | $1.1M | 1% |
PRCH
Segment breakdown not available.
