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Side-by-side financial comparison of COASTAL FINANCIAL CORP (CCB) and SHENANDOAH TELECOMMUNICATIONS CO (SHEN). Click either name above to swap in a different company.

COASTAL FINANCIAL CORP is the larger business by last-quarter revenue ($138.0M vs $91.6M, roughly 1.5× SHENANDOAH TELECOMMUNICATIONS CO). On growth, SHENANDOAH TELECOMMUNICATIONS CO posted the faster year-over-year revenue change (7.2% vs -5.8%). COASTAL FINANCIAL CORP produced more free cash flow last quarter ($246.1M vs $-78.6M). Over the past eight quarters, SHENANDOAH TELECOMMUNICATIONS CO's revenue compounded faster (15.0% CAGR vs -3.6%).

Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.

Shenandoah Telecommunications Co is a U.S. regional telecom provider offering broadband internet, wireless voice/data services, digital cable TV, and fiber-optic solutions. It serves residential, small business and enterprise clients across Mid-Atlantic states, focusing on underserved rural and suburban markets in Virginia, West Virginia, Maryland and Pennsylvania.

CCB vs SHEN — Head-to-Head

Bigger by revenue
CCB
CCB
1.5× larger
CCB
$138.0M
$91.6M
SHEN
Growing faster (revenue YoY)
SHEN
SHEN
+13.0% gap
SHEN
7.2%
-5.8%
CCB
More free cash flow
CCB
CCB
$324.7M more FCF
CCB
$246.1M
$-78.6M
SHEN
Faster 2-yr revenue CAGR
SHEN
SHEN
Annualised
SHEN
15.0%
-3.6%
CCB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CCB
CCB
SHEN
SHEN
Revenue
$138.0M
$91.6M
Net Profit
$-5.4M
Gross Margin
Operating Margin
12.4%
-1.0%
Net Margin
-5.9%
Revenue YoY
-5.8%
7.2%
Net Profit YoY
-95.8%
EPS (diluted)
$0.84
$-0.13

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CCB
CCB
SHEN
SHEN
Q4 25
$138.0M
$91.6M
Q3 25
$144.7M
$89.8M
Q2 25
$119.4M
$88.6M
Q1 25
$139.5M
$87.9M
Q4 24
$146.5M
$85.4M
Q3 24
$151.1M
$87.6M
Q2 24
$135.3M
$85.8M
Q1 24
$148.4M
$69.2M
Net Profit
CCB
CCB
SHEN
SHEN
Q4 25
$-5.4M
Q3 25
$13.6M
$-9.4M
Q2 25
$11.0M
$-9.0M
Q1 25
$9.7M
$-9.1M
Q4 24
$-2.7M
Q3 24
$13.5M
$-5.3M
Q2 24
$11.6M
$-12.9M
Q1 24
$6.8M
$214.7M
Operating Margin
CCB
CCB
SHEN
SHEN
Q4 25
12.4%
-1.0%
Q3 25
12.4%
-8.0%
Q2 25
12.0%
-10.3%
Q1 25
8.4%
-6.9%
Q4 24
11.7%
-6.7%
Q3 24
10.8%
-4.8%
Q2 24
11.1%
-18.5%
Q1 24
5.9%
-4.0%
Net Margin
CCB
CCB
SHEN
SHEN
Q4 25
-5.9%
Q3 25
9.4%
-10.5%
Q2 25
9.2%
-10.2%
Q1 25
7.0%
-10.4%
Q4 24
-3.2%
Q3 24
8.9%
-6.0%
Q2 24
8.6%
-15.0%
Q1 24
4.6%
310.0%
EPS (diluted)
CCB
CCB
SHEN
SHEN
Q4 25
$0.84
$-0.13
Q3 25
$0.88
$-0.20
Q2 25
$0.71
$-0.19
Q1 25
$0.63
$-0.19
Q4 24
$0.95
$-0.34
Q3 24
$0.97
$-0.13
Q2 24
$0.84
$-0.24
Q1 24
$0.50
$4.25

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CCB
CCB
SHEN
SHEN
Cash + ST InvestmentsLiquidity on hand
$27.3M
Total DebtLower is stronger
$642.4M
Stockholders' EquityBook value
$491.0M
$880.8M
Total Assets
$4.7B
$1.9B
Debt / EquityLower = less leverage
0.73×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CCB
CCB
SHEN
SHEN
Q4 25
$27.3M
Q3 25
$22.6M
Q2 25
$29.1M
Q1 25
$87.5M
Q4 24
$46.3M
Q3 24
$43.1M
Q2 24
$43.8M
Q1 24
$389.7M
Total Debt
CCB
CCB
SHEN
SHEN
Q4 25
$642.4M
Q3 25
$535.4M
Q2 25
$513.1M
Q1 25
$515.8M
Q4 24
$418.0M
Q3 24
$345.2M
Q2 24
$297.4M
Q1 24
$298.7M
Stockholders' Equity
CCB
CCB
SHEN
SHEN
Q4 25
$491.0M
$880.8M
Q3 25
$475.3M
$892.7M
Q2 25
$461.7M
$902.0M
Q1 25
$449.9M
$910.5M
Q4 24
$438.7M
$918.6M
Q3 24
$331.9M
$925.4M
Q2 24
$316.7M
$933.1M
Q1 24
$303.7M
$871.6M
Total Assets
CCB
CCB
SHEN
SHEN
Q4 25
$4.7B
$1.9B
Q3 25
$4.6B
$1.9B
Q2 25
$4.5B
$1.8B
Q1 25
$4.3B
$1.8B
Q4 24
$4.1B
$1.7B
Q3 24
$4.1B
$1.7B
Q2 24
$4.0B
$1.7B
Q1 24
$3.9B
$1.4B
Debt / Equity
CCB
CCB
SHEN
SHEN
Q4 25
0.73×
Q3 25
0.60×
Q2 25
0.57×
Q1 25
0.57×
Q4 24
0.46×
Q3 24
0.37×
Q2 24
0.32×
Q1 24
0.34×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CCB
CCB
SHEN
SHEN
Operating Cash FlowLast quarter
$254.6M
$28.8M
Free Cash FlowOCF − Capex
$246.1M
$-78.6M
FCF MarginFCF / Revenue
178.3%
-85.8%
Capex IntensityCapex / Revenue
6.1%
117.2%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$436.4M
$-257.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CCB
CCB
SHEN
SHEN
Q4 25
$254.6M
$28.8M
Q3 25
$59.0M
$30.7M
Q2 25
$66.0M
$20.9M
Q1 25
$71.7M
$20.5M
Q4 24
$259.8M
$20.6M
Q3 24
$62.6M
$24.3M
Q2 24
$72.1M
$2.5M
Q1 24
$56.8M
$15.2M
Free Cash Flow
CCB
CCB
SHEN
SHEN
Q4 25
$246.1M
$-78.6M
Q3 25
$57.4M
$-51.4M
Q2 25
$64.0M
$-65.3M
Q1 25
$68.9M
$-62.7M
Q4 24
$249.9M
$-72.0M
Q3 24
$60.2M
$-51.3M
Q2 24
$69.5M
$-78.3M
Q1 24
$55.0M
$-54.9M
FCF Margin
CCB
CCB
SHEN
SHEN
Q4 25
178.3%
-85.8%
Q3 25
39.7%
-57.2%
Q2 25
53.6%
-73.7%
Q1 25
49.4%
-71.3%
Q4 24
170.6%
-84.3%
Q3 24
39.8%
-58.5%
Q2 24
51.3%
-91.3%
Q1 24
37.1%
-79.3%
Capex Intensity
CCB
CCB
SHEN
SHEN
Q4 25
6.1%
117.2%
Q3 25
1.2%
91.4%
Q2 25
1.7%
97.3%
Q1 25
2.0%
94.7%
Q4 24
6.8%
108.4%
Q3 24
1.6%
86.2%
Q2 24
1.9%
94.2%
Q1 24
1.2%
101.2%
Cash Conversion
CCB
CCB
SHEN
SHEN
Q4 25
Q3 25
4.34×
Q2 25
5.99×
Q1 25
7.37×
Q4 24
Q3 24
4.65×
Q2 24
6.22×
Q1 24
8.35×
0.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CCB
CCB

Other$74.7M54%
Baa S Credit Enhancements$47.3M34%
Baa S Program Income$8.4M6%
Transaction Fees$4.9M4%
Servicing And Other Baa S Fees$1.6M1%
Baa S Fraud Enhancements$1.1M1%

SHEN
SHEN

Residential And SMB Incumbent Broadband$41.5M45%
Residential And SMB Glo Fiber Expansion Markets$23.0M25%
Commercial Fiber$20.3M22%
RLEC Other$6.8M7%

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