vs
Side-by-side financial comparison of COASTAL FINANCIAL CORP (CCB) and STONERIDGE INC (SRI). Click either name above to swap in a different company.
STONERIDGE INC is the larger business by last-quarter revenue ($205.2M vs $138.0M, roughly 1.5× COASTAL FINANCIAL CORP). On growth, COASTAL FINANCIAL CORP posted the faster year-over-year revenue change (-5.8% vs -6.0%). COASTAL FINANCIAL CORP produced more free cash flow last quarter ($246.1M vs $2.6M). Over the past eight quarters, COASTAL FINANCIAL CORP's revenue compounded faster (-3.6% CAGR vs -7.4%).
Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.
Stoneridge Inc is a global designer and manufacturer of advanced electrical and electronic components, integrated systems, and sensor solutions. It serves automotive, commercial vehicle, off-highway, and aerospace sectors, delivering products that boost vehicle safety, efficiency, connectivity, and environmental performance across key global markets.
CCB vs SRI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $138.0M | $205.2M |
| Net Profit | — | — |
| Gross Margin | — | 16.2% |
| Operating Margin | 12.4% | -14.4% |
| Net Margin | — | — |
| Revenue YoY | -5.8% | -6.0% |
| Net Profit YoY | — | — |
| EPS (diluted) | $0.84 | $-2.76 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $138.0M | $205.2M | ||
| Q3 25 | $144.7M | $210.3M | ||
| Q2 25 | $119.4M | $228.0M | ||
| Q1 25 | $139.5M | $217.9M | ||
| Q4 24 | $146.5M | $218.2M | ||
| Q3 24 | $151.1M | $213.8M | ||
| Q2 24 | $135.3M | $237.1M | ||
| Q1 24 | $148.4M | $239.2M |
| Q4 25 | — | — | ||
| Q3 25 | $13.6M | $-9.4M | ||
| Q2 25 | $11.0M | $-9.4M | ||
| Q1 25 | $9.7M | $-7.2M | ||
| Q4 24 | — | — | ||
| Q3 24 | $13.5M | $-7.1M | ||
| Q2 24 | $11.6M | $2.8M | ||
| Q1 24 | $6.8M | $-6.1M |
| Q4 25 | — | 16.2% | ||
| Q3 25 | — | 20.3% | ||
| Q2 25 | — | 21.5% | ||
| Q1 25 | — | 21.2% | ||
| Q4 24 | — | 19.5% | ||
| Q3 24 | — | 20.8% | ||
| Q2 24 | — | 22.7% | ||
| Q1 24 | — | 20.2% |
| Q4 25 | 12.4% | -14.4% | ||
| Q3 25 | 12.4% | -1.6% | ||
| Q2 25 | 12.0% | -1.1% | ||
| Q1 25 | 8.4% | -1.5% | ||
| Q4 24 | 11.7% | -2.0% | ||
| Q3 24 | 10.8% | 0.1% | ||
| Q2 24 | 11.1% | 1.4% | ||
| Q1 24 | 5.9% | 0.1% |
| Q4 25 | — | — | ||
| Q3 25 | 9.4% | -4.5% | ||
| Q2 25 | 9.2% | -4.1% | ||
| Q1 25 | 7.0% | -3.3% | ||
| Q4 24 | — | — | ||
| Q3 24 | 8.9% | -3.3% | ||
| Q2 24 | 8.6% | 1.2% | ||
| Q1 24 | 4.6% | -2.6% |
| Q4 25 | $0.84 | $-2.76 | ||
| Q3 25 | $0.88 | $-0.34 | ||
| Q2 25 | $0.71 | $-0.34 | ||
| Q1 25 | $0.63 | $-0.26 | ||
| Q4 24 | $0.95 | $-0.22 | ||
| Q3 24 | $0.97 | $-0.26 | ||
| Q2 24 | $0.84 | $0.10 | ||
| Q1 24 | $0.50 | $-0.22 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $66.3M |
| Total DebtLower is stronger | — | $180.9M |
| Stockholders' EquityBook value | $491.0M | $179.8M |
| Total Assets | $4.7B | $551.2M |
| Debt / EquityLower = less leverage | — | 1.01× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $66.3M | ||
| Q3 25 | — | $54.0M | ||
| Q2 25 | — | $49.8M | ||
| Q1 25 | — | $79.1M | ||
| Q4 24 | — | $71.8M | ||
| Q3 24 | — | $54.1M | ||
| Q2 24 | — | $42.1M | ||
| Q1 24 | — | $48.4M |
| Q4 25 | — | $180.9M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $201.6M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $491.0M | $179.8M | ||
| Q3 25 | $475.3M | $251.2M | ||
| Q2 25 | $461.7M | $260.5M | ||
| Q1 25 | $449.9M | $253.1M | ||
| Q4 24 | $438.7M | $245.3M | ||
| Q3 24 | $331.9M | $271.4M | ||
| Q2 24 | $316.7M | $270.5M | ||
| Q1 24 | $303.7M | $277.3M |
| Q4 25 | $4.7B | $551.2M | ||
| Q3 25 | $4.6B | $632.1M | ||
| Q2 25 | $4.5B | $639.4M | ||
| Q1 25 | $4.3B | $657.4M | ||
| Q4 24 | $4.1B | $621.6M | ||
| Q3 24 | $4.1B | $662.5M | ||
| Q2 24 | $4.0B | $666.7M | ||
| Q1 24 | $3.9B | $675.4M |
| Q4 25 | — | 1.01× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.82× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $254.6M | $8.8M |
| Free Cash FlowOCF − Capex | $246.1M | $2.6M |
| FCF MarginFCF / Revenue | 178.3% | 1.3% |
| Capex IntensityCapex / Revenue | 6.1% | 3.0% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $436.4M | $12.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $254.6M | $8.8M | ||
| Q3 25 | $59.0M | $3.6M | ||
| Q2 25 | $66.0M | $10.7M | ||
| Q1 25 | $71.7M | $10.9M | ||
| Q4 24 | $259.8M | $19.2M | ||
| Q3 24 | $62.6M | $10.8M | ||
| Q2 24 | $72.1M | $8.7M | ||
| Q1 24 | $56.8M | $9.1M |
| Q4 25 | $246.1M | $2.6M | ||
| Q3 25 | $57.4M | $-2.7M | ||
| Q2 25 | $64.0M | $7.4M | ||
| Q1 25 | $68.9M | $4.8M | ||
| Q4 24 | $249.9M | $14.0M | ||
| Q3 24 | $60.2M | $4.6M | ||
| Q2 24 | $69.5M | $1.5M | ||
| Q1 24 | $55.0M | $3.3M |
| Q4 25 | 178.3% | 1.3% | ||
| Q3 25 | 39.7% | -1.3% | ||
| Q2 25 | 53.6% | 3.3% | ||
| Q1 25 | 49.4% | 2.2% | ||
| Q4 24 | 170.6% | 6.4% | ||
| Q3 24 | 39.8% | 2.2% | ||
| Q2 24 | 51.3% | 0.6% | ||
| Q1 24 | 37.1% | 1.4% |
| Q4 25 | 6.1% | 3.0% | ||
| Q3 25 | 1.2% | 3.0% | ||
| Q2 25 | 1.7% | 1.4% | ||
| Q1 25 | 2.0% | 2.8% | ||
| Q4 24 | 6.8% | 2.4% | ||
| Q3 24 | 1.6% | 2.9% | ||
| Q2 24 | 1.9% | 3.0% | ||
| Q1 24 | 1.2% | 2.4% |
| Q4 25 | — | — | ||
| Q3 25 | 4.34× | — | ||
| Q2 25 | 5.99× | — | ||
| Q1 25 | 7.37× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 4.65× | — | ||
| Q2 24 | 6.22× | 3.11× | ||
| Q1 24 | 8.35× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CCB
| Other | $74.7M | 54% |
| Baa S Credit Enhancements | $47.3M | 34% |
| Baa S Program Income | $8.4M | 6% |
| Transaction Fees | $4.9M | 4% |
| Servicing And Other Baa S Fees | $1.6M | 1% |
| Baa S Fraud Enhancements | $1.1M | 1% |
SRI
| Control Devices | $51.7M | 25% |
| Electronics | $38.0M | 19% |
| EE | $34.2M | 17% |
| SE | $28.6M | 14% |
| NL | $24.5M | 12% |
| Stoneridge Brazil | $14.1M | 7% |
| Asia Pacific | $13.1M | 6% |
